One has to know what's going on - your disk is being encrypted by default, and all your data is getting sucked up to Microsoft's server by default. Your medical information, tax information, etc (i.e. PII and PHI).
Then, one has to research how to disable all that stuff.
Out of the box, by default, for the average user, all of the data theft and forced-encryption is going to happen because they don't know what's going on. The encryption is secret and the data theft is not advertised - just that one needs a Microsoft account to use this operating system.
I accidentally bricked a PC with Windows 10 Pro because I tried to upgrade it to Windows 11 using a popular third party tool to run on unsupported hardware, and selected the wrong parameters. I'm looking at the PC now and it's solid hardware and I don't want to send it to the landfill because Microsoft and its partners decided they wanted a windfall profit. I realized finally that if I knuckle under, I am voting for Microsoft and partners to only get stronger and bolder. So, I am finally going to put Linux on it.
Linux is a hobbyist's tool. You have to know how to secure it and how to update it yourself. I've used it extensively in the past at work. Microsoft Office and other programs I use don't run on it. It will have a learning curve. I can only do it because I am a professional programmer with significant Linux experience which is a small group. It will have zero impact on Microsoft, but for me, it is the Right Thing To Do because the only way to avoid this expensive and outrageous corporate control and privacy invasion, is to do it.