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Comment Re: The beginning of the end (Score 1) 60

They require a credit card which eliminates the unbanked.

That should handle eliminating most homeless and people near homelessness due to drugs.

I do imagine that drug users not on the edge of homelessness will use them as a place to shoot up and get back to where they were, but I'm not sure how that negatively impacts anyone.

Comment Re: sigh Users (Score 2) 25

I get most of those warnings opening Excel files from a corporate virtual machine that delivers our reporting. I doubt I'm the only person that has to do this.

The warnings are so omnipresent I imagine it's super easy to social engineer around them. Probably just tell people there's celebrity boobies to be seen or something.

Comment Re: Wow... (Score 4, Insightful) 69

That seems like a terrible take.

Maybe I'm cool with losing everything and getting a check, but someone else value great grandma's doll collection as priceless.

A flood has a different cost for different people and it doesn't seem to me it's completely offset by insurance.

That's assuming the insurance companies choose to and are allowed to price by each lot based on flood data.

The assumption that municiolalities are choosing economically optimal mitigation seems sus to me too.

Comment Re:What exactly is "Steam" anyway? (Score 2) 164

Steam does a great job of managing installation and syncing across devices.

As a user it makes the game experience so much nicer than selling me a download of a game.

I've never had issues getting games from steam to run (assuming my computer was capable), even old ones. For most games my saves exist across all my devices, and I can easily uninstall a game for space and install it again later.

Steam also provides a forum for discussion with other users, guides, and game news.

It's significantly more than a store front and your new store of curated games would be a hard sell for me vs just following a few reviewers.

Steam also has the advantage of big data to give me recommendations.

I'm all for curated stores in general (and use them even), but Steam offers more than just a store front, it'd be hard to break into.

I'm lazy too, steam already has all my games, I don't want a second launcher to browse and run my games from.

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