How do you know what your readers are thinking?

There are, but they probably didn't put in the extra work to be in a position to have the extra $15k on offer. It goes to a better standard of living. Nicer house, more stuff in it, not having to scrimp as much to get by. Buying power for the things that give your kids a better life - camps and schools and computers. A prettier wife and a more sultry mistress. A second kid. It's certainly easier to be happy when you aren't worrying as much about money.

What am I doing here then?