I say... Frig em all. The people who lent the money who couldn't pay back the loans. Thinking they would be able to sell the home for a profit all the while taking out more mortgages and buying new cars and flatscreen TVs. Those of us who were repsonsible and didn't take part in the excess are getting reamed. We are the ones who need to be rewarded, in the form of lower taxes. Not GIVING money away to those who failed. Capitalism fails if you reward the losers and punish the winners.