To be honest with you, whoever wrote this, can't write proper Russian, because there is double meaning there, which I will try to untangle correctly
3.4 Clients are forbidden:
3.4.1 To use client equipment in manner that is different from personal use, family use, home use. Also clients are forbidden from using the equipment for purposes such as business.
(this sentence, combined with the top 'Clients are forbidden', made it unclear whether business use is forbidden or not, but I believe it says business use is forbidden.)
3.4.2 To redistribute (forward), (replay) copy, and use in any other manner TV and radio programs (except in cases of non-commercial use by the client).
3.4.3 To take any other action, which are defined in the section VI "the rights and obligations" (section of regulations).
(whoever wrote this, needs to have brain untangled, it's all mushed up).
3.4.4 To use these services for the purposes of transmitting voice information via the information network, including the Internet network, i.e., the client is forbidden from using such applications, as Skype and other similar applications for voice transmission over the Internet.
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In short: you can only use this service for your personal/family purposes, not for business. You can't share TV and radio programs (there is nothing about parts of it, this was NOT written by a professional lawyer), and you can't use Skype.
AFAIC this is clearly monopoly control over the networks and trust me on this: this monopoly is completely government supported. There were many laws passed in Russia in the recent years to make sure there is as little available competition as possible.
Hey, what are governments for, right?