Deferit Reviews

Summary: Love the splitting bill, hate the low amount it provides you with even after you complete the set of payments.

Positive: I was about to split my payment into 4 payments. I love this idea as it helps me with other payments.

Negative: It starts with a low amount and after you complete an amount it still goes up to a low amount. I went from $100 to $300 plus you have to pay more payments.

Summary: I like it and would recommend it to anyone who may be struggling at the time to pay for any bills to maintain your household.

Positive: I love the fact that I was able to use this service to catch up on some past due bills all at once to avoid any service disruptions.

Negative: I hate the monthly fee because I feel like I would be paying more instead of having a standard charge. I think it should make you a temporary card so you can pay the bill right away.

Summary: The app is definitely worth downloading and utilizing. Give it a try, and hopefully your approval amount will increase with responsible usage.

Positive: Helpful app! Definitely comes through in a bind! Also, you typically don’t have to wait very long to get your bill approved to get paid, an hour or so.

Negative: I don’t like how it says I’m approved for $300, but they never ACTUALLY approved me for $300 before, even after paying off an AT&T bill on time.

Summary: Love it, very helpful.
I referred a couple of friends and they loved it.
They were behind on bills as well, this app is very helpful.

Positive: I like how fast & effectively this company I was behind on my car insurance it came in handy they paid it for me next day I was so relieved.

Negative: No problems at all I love the app.
When ever you can't afford to pay the entire amount do split pay it helps.

Summary: My experience overall was awesome. I was able to get a bill from months ago paid before it went to collections. That was amazing and important for me because I’ve worked so hard to repair my credit.

Positive: Deferit was easy to use. They paid my bill extremely fast and I didn’t have to wonder what was happening. The process was explained clearly.

Negative: I wish they gave a bigger limit to start off with. There is also a monthly subscription to use this service, which I think should be a little cheaper.

Summary: But other than the subscription fee its a handy bill paying app. I like it. Its good for when you're short on cash.

Positive: I like that my bill was paid asap. If you submit the bill during early hours the bill will be taken care of within hours.

Negative: The $7.99 subscription fee because i've only use it once so I'm paying a monthly payment and not using the app. It should be like Zip (quadpay) where they just add a $1 to the amount that has to be paid.

Summary: I try to use this for certain bills due to the $14.99 fee. I feel this would be a great app if the fee was not applied unless you’re late or not able to pay.

Positive: It’s nice to have an option of having your bills paid in full to the company but in installments for the person paying it.

Negative: The $14.99 fee is like charging interest and it’s charged not once but every two weeks which to me is not ok.

Summary: Overall the app has its pros and cons equally. I would consider using it if there’s a particularly large bill that might be easier to pay off over time once split into payments.

Positive: Deferit gave me extra time with extended payments as needed to pay some bills. I only used it for a month then cancelled the app. Zip offers a similar feature without a monthly fee.

Negative: There is a monthly fee, however it’s still worth the trial and the fee if you need extra time for payments on bills.

Summary: Good company, especially if you are in a jam. Can't pay the whole bill but can pay the first installment.

Positive: Didn't have enough to pay utility bill I applied with Deferit and my bill was paid by them and I had to repay Deferit back in 4 installments.

Negative: I don't like the $7.99 monthly fee especially if you are not using their service.

Summary: This could be SUCH a good idea and great company and maybe it was at one time. I just did my second bill giving them the benefit of the doubt - requested it to be paid Monday, it’s now late Thursday and no payment has been made. You can’t really brag about how you help people pay bills if you can’t even pay them on time after you take their money.

I just wish there was better communication, and more up front about the volume they’re receiving. At this point if the bill isn’t paid tomorrow, I’ll need to go pay that too, and then I’m out the money I’ve already paid deferit to pay the bill to begin with.

Positive: The bill eventually did get paid. The app and the website are extremely user friendly and easy to use!

Negative: They don’t pay the bill the day they say they will. When you reach out to them they will say they are overwhelmed with orders and trying to get to them as fast as possible. There is absolutely zero mention of this when you submit the bill and make a first payment though- they do not communicate this until you reach out asking why the bill hasn’t been paid yet.

Summary: They need to be upfront with people and don't lie. A representative told me that the only reason they mailed a check to my cable company was because the company didn't accept checks from deferit... I spoke with the cable company and they said that was absolutely not true.

Positive: It's a peace of mind and convenience when u have a bill due but you are short on cash. This program allows you to make 4 small payments to deferit... and they will pay your monthly bill in full.

Negative: They only mail out checks to your debtor....which takes anywhere between 10 and 15 days!!! SO this program will not work if you are past due and facing disconnection!!!

Summary: Garbage.

Positive: No pros. It's garbage.

Negative: They refuse to pay rent bills after being with them over 2 years. Do not rely on company like this it can really throw you off schedule if you have a rent plan

Summary: Never again. I wouldn't recommend Deferit to a dog!

Positive: Absolutely nothing!

Negative: Frauds!!!! These people prey on the not so fortunate and you will never here from them again matter of fact after you sign up (pay their fee) and then boom!!! They lock your account reminds me of the movie bee keeper just a call center full of low lifes scamming people!!! Get a real job losers.

Summary: Because of Deferit I have had to replace 3 debit cards through my Financial institution!!! I have asked!! I have begged!!for Deferit to stop taking from me!! And they want That is very bad business!! They say you can live chat Not true at all!! All you get is an answer machine!!And know I’m starting to think that they do not have human emailing or replying!! Because they will not stop taking from me!! I mean what business takes 5 withdraws in one month?? And it may be more!! I didn’t sign up for Deferit for a reason and I wouldn’t do business with Deferit!! I am tired of this nonsense I will be posting a review.. It’s a scam!!

Positive: N/A.

Negative: I’m am replying just like I have been and emailing Deferit to stop fraudulent withdrawing funds out of my account for a subscription fee that I never signed up for nor did I want to become a member!! And this Deferit is still withdrawing funds!

Summary: Finally, I received an email, apologizing for any inconvenience, and that they were gonna take care of matter what the date they still took out another fee. I would never use them again and I wouldn’t recommend them. They do pay your bill right away but it’s not worth the hassle that you got to go through to cancel them all and try to contact him what you can’t do and then that you your subscription fees they keep taking and maybe even taken from Car is that you never even given them. I have contacted my attorney asked me to contact him once more time. My lawyer said to have them correct the problem before he takes for the action

Positive: I really like how fast they paid my. The app was easy to set up uploading your bills. I thought it was a great actor I could use if I ever needed to pay something and I didn’t have the money I was really great. It was really great that they paid. my bill was in a couple hours.

Negative: Well let’s start with the subscription fee. I used them once paid off my bill and subscription fee for the first month. As of today I still be charged subscription fee when I close my account and you’re charging it to my credit card and I never gave them the information. Been trying to contact someone for months and fast as I make my credit card payment. My balance keeps going down because every month for the last five months they’ve been taking money think twice before you use them Deferit.