Alternatives to Ubiquity Retirement + Savings

Our 401(k) plans are structured to reduce the expenses associated with retirement benefits, allowing you to maximize your savings. Whether you’re a small enterprise initiating your inaugural 401(k) plan or a more established company aiming to cut costs and enhance your services, we are dedicated to meeting your needs. Discover the advantages of tax savings and increased annual contribution limits available with a 401(k). Make your investments more economical with our selection of premium investment options. Enjoy the possibility of reducing taxes for both yourself and your business. We provide tailored 401(k) plans, accommodating everyone from self-employed individuals to businesses with up to 100 employees. As you save for retirement, you can simultaneously reduce your tax burdens. Utilize the expertise of ShareBuilder Advisors and the support of Customer Success Managers to guide you. If you’re new to offering a 401(k) plan for your business, a brief online search can quickly direct you to the necessary aspects you should consider when selecting a 401(k) provider, such as services, costs, and investment opportunities that are crucial for your success. Here’s some valuable information to assist you in this journey. Additionally, taking the time to understand the features of our plans can empower you to make informed decisions for your future.

Streamline payments to your team and leverage robust tools, employee perks, and expert support with the leading online payroll service provider. Handle payroll while having access to HR and employee services all in one convenient location. After your payroll setup is finished, you can automatically pay your team without hassle. Our service will effortlessly calculate, file, and manage your payroll taxes for you. Enjoy the benefit of keeping your cash longer with complimentary same-day direct deposit options. Additionally, you can oversee benefits and employee services directly from your payroll account. With direct deposit, you'll have the added advantage of flexibility in choosing when to pay your team. Your time tracking information is seamlessly integrated into your account, allowing you to approve timesheets, process payments, and generate invoices directly from your mobile device. Save valuable time by automating your payroll processes, and when you enable Auto Payroll, we'll send you timely notifications to help you efficiently manage your account. This way, you can focus more on your business while knowing your payroll is taken care of.

A 401(k) plan tailored for small businesses encompasses various components that are essential for aiding employees in their retirement planning journey. Shelton 401(k) focuses on delivering retirement account solutions specifically designed for small enterprises, ensuring that the experience remains hassle-free for business owners. At Shelton Capital Retirement Plan Services, we collaborate closely with our clients to offer a cost-effective, all-in-one solution that simplifies processes and yields the best outcomes for everyone involved. Our commitment is to deliver exceptional, high-touch 401(k) services that not only assist your employees in building their retirement savings but also enhance your professional image. We pride ourselves on our team of seasoned service experts who provide both live and digital personalized resources tailored to meet the needs of you and your employees. Unlike large fund managers or insurance companies, Shelton 401(k) operates as a small privately owned entity, emphasizing human administration over automated systems. Our focus on personal interaction ensures that clients receive attentive care and support throughout their retirement planning experience, fostering a sense of trust and reliability.

Low-cost 401k plans come with absolutely no fees and ensure that nothing is taken from employees' retirement savings or investments. For small businesses, these plans offer an extensive variety of no-load funds and enable commission-free trading of stocks and bonds through self-directed brokerage options. The plans also include an IRS-approved prototype tailored to meet the specific needs of small business owners, along with annual 5500-SF filings and additional services. With over 35 years of experience, this provider is committed to delivering top-quality low-cost 401k plans and guarantees that no fees will be deducted from the plan assets. Unlike other providers, Low Cost and No Fee 401k Easy does not skim any fees or commissions from employees’ retirement contributions, allowing them to retain 100% of their earnings for retirement. By choosing no-fee 401k Easy, small businesses can ensure that none of their funds will be diverted to financial advisors or their partners, allowing employees to truly benefit from their hard work and savings. This commitment to transparency and integrity sets this service apart in the industry.

Our innovative technology, coupled with extensive experience in ERISA plans, culminates in a 401(k) solution that alleviates both workload and liability for you. This is certainly a significant advantage. We streamline various manual processes such as managing contributions, handling 401(k) loans, tracking eligibility, assessing hardships, and sending notifications, allowing your team to concentrate on core business functions. Dealing with payroll issues can be quite challenging. To mitigate this, we meticulously analyze payroll for every employee using 44 distinct diagnostic checks to identify and rectify potential problems before they escalate. You can monitor the overall wellness of your plan, including its readiness for audits, through a detailed dashboard that encompasses all essential plan documents. To ensure you remain free from compliance risks, we offer comprehensive administrative and investment fiduciary protections, identified as 3(16) and 3(38) fiduciary services. Our dedicated plan administrator is responsible for reviewing, signing, and submitting your Form 5500. Additionally, we maintain a robust $5 million professional liability insurance policy to safeguard our ERISA fiduciary services and give you added peace of mind. With our comprehensive support, you can focus on growing your business while we handle the complexities of your retirement plan.

Human Interest makes it simple and affordable for employees to save for retirement. Other 401(k), shady fee-paying providers can profit from you and your employees by charging a lot of hidden fees. You get low-cost plans and funds with us. There are no transaction fees. Your dashboard provides a 360-degree view to your company plan, including employee participation reports and contribution reports. With our seamless onboarding process and integrated investment advice, employees can begin saving in just a few steps. Human Interest takes the hassles out of managing your company's retirement plan. We sync to your payroll and process contributions. We also handle compliance testing and IRS paperwork. We offer traditional and Roth 401(k), 403(b), Safe Harbor plans, profit-sharing plans, and traditional Roth 401(k). We'll help you choose the right plan for you. Employers have the option to customize vesting and matching options at no additional charge.

The Ocho Solo 401k offers unparalleled tax benefits for entrepreneurs compared to any other retirement plan available. You can contribute as much as $61,000 while enjoying tax-free compounding across various asset classes. Designed with user-friendliness in mind, Ocho ensures that managing your solo 401k is a seamless experience, allowing you to create your account, make contributions, and invest directly through a streamlined, easy-to-use dashboard. Setting up a solo 401k with Ocho is incredibly simple and can be completed in under ten minutes, with all necessary paperwork and administration handled on your behalf, eliminating the hassle of opening separate accounts for banking and brokerage. Investors can choose to put their money into traditional financial vehicles like stocks, mutual funds, and ETFs, or they can exercise checkbook control to invest directly in alternative options, such as real estate, cryptocurrency, and private equity, providing a diverse range of opportunities to grow their wealth. With Ocho, the path to a successful retirement plan is not only accessible but also flexible, catering to the unique needs of each business owner.

Our primary focus is to utilize our knowledge and resources for one essential purpose: assisting individuals in saving and investing wisely so they can enjoy the life they aspire to lead. We achieve this by simplifying the process for organizations to offer valuable benefit programs to their workforce. By enhancing administrative efficiency and alleviating fiduciary concerns, we also encourage employees to fully engage with the benefits available to them. Our commitment lies in supporting participants in reaching a well-funded retirement. Using established strategies and cutting-edge tools, we aim to inspire them to enroll early, increase their savings, and diversify their investments effortlessly. Moreover, as they navigate through retirement, we equip them with resources that enable effective management of their retirement income, ensuring they are well-prepared for the future ahead. Ultimately, our goal is to empower individuals to take control of their financial journeys.

Small business owners can have a simple, affordable 401(k). We believe in retirement plans that work. We are on a mission for every small business to offer a 401k. To help participants build a retirement they're excited about. We can sync with top payroll providers, handle plan administration, and offer low-cost mutual fund options. We don't charge additional fees for investments, unlike other 401(k). We are different. We take care of the administration, compliance testing, recordkeeping, and other tasks to make your job easier. Fully packaged. We do all the heavy lifting, from plan administration and employee onboarding to compliance testing, government filing and recordkeeping. These are our features. Predictable pricing. One all-inclusive fee is charged. It starts at $39/mo + $8/mo for each participating employee. There are no additional setup fees or investment fees. Pricing details. Full payroll integration. Fully integrated with top payroll providers, we automatically sync employee data.

Betterment streamlines the management of your retirement plans, allowing you to provide your employees with an improved 401(k) option efficiently and affordably—significantly less than many traditional providers. Acting as your comprehensive partner, we handle everything from initial setup to continuous administration, along with reporting and investment management, all at competitive industry rates. Our tailored advice empowers your employees to achieve better returns while navigating different risk levels. We assist them in creating customized retirement plans and offer guidance on savings amounts and account selections. By helping your workforce take charge of their financial futures, we enable them to concentrate on their roles and enhance their job satisfaction. In our quest for a modern and user-friendly retirement solution for our team, we encountered numerous costly and overly complex options, which motivated us to develop our own 401(k) plan, utilizing our retail investing technology to create a more accessible choice. This initiative not only benefits our employees but also positions us as a leader in providing innovative retirement solutions.

The ASC DC/401(k) administration platform is regularly enhanced to accommodate all updates in legislation. It features adaptable eligibility assessments, a user-friendly data import wizard, and thorough data verification processes. The system supports a variety of funds and sources, employing either dollar or share accounting methods. Additionally, the ASC offers a complete Compliance Testing System. Users have the option to generate reports from the standard templates provided with the ASC System or create tailored reports using the ASC Reporter, which facilitates custom report creation. It also includes integrated budgeting solutions for various plan types such as new comparability, super integrated, age-weighted, and sole proprietor/partnership plans. The system efficiently calculates different employer contributions for 401(k) plans and other defined contribution schemes. Furthermore, it performs comprehensive employee data validation in one streamlined process, including the capacity for custom validation formulas, ensuring it stays fully updated with all legislative changes while enhancing user experience. This continual evolution reinforces the platform's commitment to providing reliable and efficient administrative support.

Know precisely the amount of money that will be deposited into your bank account every month, without any tricks or gimmicks. This approach represents a straightforward solution for retirement tailored to the contemporary individual. Established in 2015, Due initiated its journey with an online invoicing platform aimed at assisting freelancers and small business owners. Since then, Due has enabled countless companies and freelancers to receive payments more swiftly and improve their cash flow while presenting a polished, branded format for payment requests. Within a year of launching, Due expanded its services to include payment solutions for its clientele. In addition, Due provides a diverse array of payment methods, such as eCash, eChecks, ACH, and both domestic and international credit card processing, along with a digital wallet for storing payment details and funds. The straightforward retirement metrics feature illustrates how much you'll accumulate monthly, and you have the freedom to withdraw your entire balance at any time. Signing up for our annuity takes merely five minutes, allowing you to embark on your financial journey with ease. With our user-friendly platform, preparing for a secure financial future has never been simpler.

Unify multiple accounts into a comprehensive strategy with Pontera, which enables advisors to oversee and manage 401(k), 403(b), and other held-away accounts, ensuring they effectively address their clients' requirements. By optimizing tax strategies, advisors can enhance client wealth over time. The Pontera platform allows for swift and efficient allocation of investments between taxable and tax-deferred accounts, enabling advisors to better serve their clients. Furthermore, Pontera enhances transparency by helping advisors present a clearer picture of portfolio activity to their clients. In conjunction with existing technologies, Pontera provides greater portfolio visibility, allowing advisors to offer a more cohesive service. By regularly rebalancing and monitoring retirement accounts, akin to custodial accounts, advisors can provide stability and reassurance, particularly during market fluctuations. This proactive approach not only boosts client satisfaction but also contributes to improved long-term financial outcomes. Ultimately, Pontera empowers advisors to maintain control and confidence for their clients in an unpredictable investment landscape.

Our retirement plan solutions offer a range of advantages, from straightforward plan management and impartial investment options to fiduciary services, efficient plan setup, and time-saving solutions that truly make a difference. ADP is dedicated to preparing participants for retirement by equipping your employees with essential tools, enabling them to conveniently plan for their financial future. With a user-friendly mobile enrollment system that allows participants to sign up from anywhere at any time, along with the MyADP Retirement Snapshot calculator which provides tailored estimates of retirement savings based on individual responses, we are continually innovating to enhance the experience for both you and your employees. Additionally, timely and targeted messaging ensures that participants receive crucial information as needed. It is vital to make informed investment decisions for the success of your retirement plan, and we are here to support you in achieving that goal. Our commitment to ongoing improvement and adaptability in our services underscores our focus on your needs and those of your employees.

Experience a contemporary 401(k) without intermediaries. If your current provider is listed here, we may be able to cut your fees by 40% or even more. Simply send us your fee disclosure, also known as a 408b2, from your existing provider. If you're unsure how to find this document, don't hesitate to call us for assistance. Remember, the Department of Labor mandates that plan sponsors regularly benchmark their plans, ensuring you meet your fiduciary responsibilities. As you aim for a secure financial retirement, it's essential to assess whether your 401(k) is on the right track. Our team member will provide you with a free “side-by-side” fee comparison, illustrating how elevated fees could affect your account balance in the long run. Take the initiative and transition to America’s Best 401(k) today. There are no conversion fees, and our dedicated team ensures a seamless transition throughout the process. The sooner you make the switch, the sooner you can start enjoying the benefits of your savings. Don't wait; the path to a more prosperous retirement could begin with a simple phone call.

Managing a 401(k) has reached unprecedented levels of simplicity. The burdens of tedious tasks, mistakes from manual data entry, and piles of paperwork have been largely eradicated through our automated system. This automation fosters a more efficient process, which in turn translates to cost savings for everyone involved. Your 401(k) is poised to become the most economical and sought-after benefit available! Enjoy the advantage of dedicating less time while maximizing your financial savings. With 401GO’s user-friendly platform, planning for retirement has never been more accessible. Instead of just a basic list of options, each user receives a tailored portfolio strategy that aligns with their risk appetite and financial aspirations. We've enhanced plan design by prioritizing simplicity and identifying the essential features that are most beneficial for organizations. You can start your plan in just a few minutes, eliminating the lengthy delays often associated with setup. Our system continuously conducts automated testing and compliance checks rather than waiting until year-end for necessary filings. We take care of all the required filings and guarantee your plan adheres to compliance standards. It's important to ensure that investment options are appropriate for a 401(k) plan, fostering a secure and reliable retirement saving experience. Plus, with our ongoing support, you can feel confident that your retirement strategy is on the right track.

Offering your employees a Slavic-401(k) plan will help you attract and retain top talent. It will also help you create a happier, more stable workforce. Happier employees stay with your company longer, which will allow you to grow your business. You can weigh your options between a standalone 401(k), or participation in a Multiple Employee Plan (MEP). An MEP plan can save you $6,000 to $10,000 annually in audit costs (an IRS requirement for businesses 100+). An MEP does not have an individual audit requirement for your business. It is also possible to outsource the administration and fiduciary responsibility to MEP sponsors, which saves time and money. Employers can face serious problems with 401k compliance and testing. You could face penalties and fines for not properly administering your plan. This can have a devastating effect on a small business.

We develop innovative solutions tailored for remote workers seeking employment opportunities while ensuring they receive their earnings efficiently. Our offerings include distinctive job placements, adaptable payment structures, lower payroll expenses, and expedited fulfillment processes, allowing workers to receive a portion of their salary in digital currencies. We facilitate quicker and more affordable international invoicing with seamless bank and wallet deposits, catering to global professionals desiring payment in digital assets for their services. We also support companies eager to provide unique digital asset perks to their staff and those looking to streamline payments to employees and freelancers swiftly and cost-effectively. Our services are particularly beneficial for organizations exploring cutting-edge HR solutions. Bitwage continuously evaluates the various methods available for cross-border wage distribution, contrasting traditional options like bank transfers with modern international solutions such as XBT and XRapid protocols. This comprehensive strategy enables Bitwage to significantly lower the expenses associated with compensating workers, freelancers, and outsourcing agencies around the globe, all while enhancing the overall payment experience. By focusing on these innovative approaches, we aim to redefine the way remote workers are compensated across borders.

To automate all calculations, including overtime premiums and multiple pay rates, rules can be applied automatically to employees or situations. Managers can remotely monitor attendance and time of employees and access up to two-thirds of the reports. You don't have to wait until the end for attendance records. To track vacations, sick days and banked time automatically, you can set up unlimited accruals. Employees can view their accrual balances online, which eliminates the need to contact human resources for this information. Management can track and control exactly where employees can punch in/out, down to the device level and GEO fence level. Track employee expenses and allocate time for tasks. In just a few clicks, you can manage employee skills and qualifications and process payroll.

Tailored investment solutions and plan structures enable you to create a flexible offering suited to your current needs while accommodating future adjustments as your business evolves. Enjoy a contemporary, intuitive experience that enhances user engagement and satisfaction. Our transparent and competitive pricing ensures both you and your employees are fully aware of all costs involved. We offer comprehensive administrative services that cover operations, support, and compliance with 3(38), 3(21), and/or 3(16) regulations. Whether you choose to collaborate with an advisor or go solo, we help you identify the ideal plan for both you and your workforce. Access the vital information necessary to effectively manage and service your plan via our digital, interactive portal. We make it simple for your employees to start saving; just upload your initial payroll and census data, and we’ll take it from there, ensuring a seamless transition into your new saving strategy. With our support, your employees will be on the path to financial security in no time.

Shopify offers a complimentary online Pay Stub Generator that enables you to craft professional pay stubs for your employees or even for yourself if you are self-employed. By entering the necessary information, our tool produces a comprehensive pay stub. Commonly referred to as a paycheck stub or pay slip, a pay stub serves as tangible evidence from an employer to an employee, detailing their wages or salary. As an integral aspect of the payroll system, it provides a formal record of earnings and deductions. Pay stubs allow employees to see a clear breakdown of their income and any deductions incurred for each pay period. They play a vital role in helping individuals comprehend their financial earnings, guarantee accurate payments, and resolve any potential discrepancies. Additionally, these documents are frequently required as proof of income when seeking loans or renting an apartment, making them an important financial document in various situations. Understanding the information contained in a pay stub can empower employees to better manage their finances and plan for future expenses.

iTrustCapital was established by prominent figures in the alternative investment IRA sector. As the foremost digital asset IRA trading platform, iTrustCapital enables users to seamlessly buy and trade cryptocurrencies and physical gold in real-time using their retirement funds. This innovative and IRS-compliant platform addresses the expensive inefficiencies and outdated methods associated with traditional IRA systems, allowing investors to securely and conveniently transfer funds into the cryptocurrency and physical gold markets—often at costs up to 90% lower than those of competing IRA providers. The company aims to empower 10 million investors to engage in the economic opportunities presented by a blockchain-driven future. It is surprising to see how many individuals remain unaware of the significant advantages that IRAs can offer. By raising awareness, iTrustCapital hopes to help more people take advantage of these investment opportunities.

A pay stub, often referred to as a salary check stub, payroll slip, or simply PayStub, is a document that comes with an employee's paycheck. It offers a comprehensive outline of the individual’s earnings and the deductions applied, detailing gross pay, taxes, insurance contributions, and other withholdings. Pay stubs are essential for proving income and are commonly utilized in tax filings, mortgage applications, and various financial dealings. They highlight the total earnings an employee accrued prior to any deductions being applied. Additionally, this document specifies the federal, state, and local taxes deducted, along with any other subtractions such as health insurance premiums or retirement plan contributions. Ultimately, the pay stub indicates the net amount an employee takes home after all deductions have been accounted for, ensuring transparency in the payroll process. Thus, understanding the components of a pay stub is vital for employees to manage their finances effectively.

A paystub is a crucial document provided to employees that details their earnings and deductions. Often referred to as paychecks, paystubs, or check stubs, these documents serve as proof of income while also outlining various withholdings such as taxes, social security contributions, health insurance premiums, and retirement savings. Paystubs can be delivered either in physical form or digitally, offering flexibility to both employers and employees. In addition, businesses can enhance customer engagement and boost sales by utilizing printed or digital codes that customers can scan. Creating tailored invoices and sending them directly to clients is another beneficial feature for businesses. It's important to note that the primary distinction between paystubs for employees and those for independent contractors lies in the fact that contractors are responsible for their own tax payments and do not have deductions taken out by the employer. Consequently, independent contractors must manage their own healthcare costs and other financial responsibilities independently. This distinction highlights the varying obligations that come with different employment arrangements.

Employees are given the capability to access and modify their personal details through a web browser, enabling them to check their payroll, deductions, benefits, skills, and various human resources information at any time. The Employee Payroll feature permits secure logins for employees to examine issued checks, tax withholdings, 401(k) retirement plans, miscellaneous deductions, and all payroll-related data. Meanwhile, the Employee H/R function allows them to log in and update information regarding their skills, medical records, addresses, dependents, and other HR details. It's essential to clearly outline your fundamental needs and goals prior to considering the introduction of new software. Typically, Accura Applications is installed directly on the server, ensuring that client workstations do not need any software installations, which simplifies maintenance and allows for the seamless addition of new computers to the system without incurring extra maintenance costs. Additionally, installation is generally conducted remotely, negating the need for an on-site visit, thus enhancing efficiency and convenience in the setup process. This streamlined approach ensures that organizations can quickly adapt to changes without significant disruptions.

The Paystub Generator allows you to create paystubs at any time you need. It provides comprehensive details about gross wages for each pay period, including various deductions like retirement plans, pension contributions, insurance premiums, garnishments, and charitable donations, while also assisting you with tax calculations. This tool is designed to streamline the payroll process and ensure accuracy in financial documentation.

There is a limitless variety of payment types available, such as regular, hourly, salary, and overtime rates, with effective start and end dates for each pay rate. Payment structures can be configured to adhere to specific limits based on pay periods and year-to-date (YTD) calculations. Each employee can have an unlimited number of deductions applied, with the flexibility to set their frequency as monthly, annually, per pay period, or quarterly, while also adhering to limits based on pay periods, YTD, and lifetime deductions (LTD). The system is capable of calculating and collecting any arrears owed. Additionally, direct deposit options can be utilized for any deductions made. Retirement plans, including employer-sponsored 401K and 403B options, are fully supported, along with compliance for all federal, state, and local taxes, including Social Security and Medicare deductions. Furthermore, calculations for FUTA and state unemployment taxes are systematically managed. The platform features a table-driven definition for tracking entitlement accruals for vacation days, holidays, floaters, and other approved leaves, with automatic enrollment for employees based on qualifications determined by seniority or hire date. An extensive audit trail is maintained for all accrued benefits and the time taken related to LTD. The setup for all benefit plans, including medical, dental, and insurance, is also table-driven, ensuring that employer-paid benefits are automatically calculated and accurately reflected. This comprehensive approach ensures that both employees and employers have a clear understanding of their financial obligations and entitlements.

Having employees who are perpetually living paycheck to paycheck can negatively impact your organization. Break this cycle by implementing SmartDollar, the financial wellness program created by Dave Ramsey. By adhering to the 7 Baby Steps, employees will gain valuable skills in budgeting, debt reduction, future savings, and confident retirement planning. SmartDollar offers an array of engaging resources and tools designed to help your workforce make significant financial advancements rather than merely surviving from one paycheck to the next. Focusing on individual goals allows employees to experience quick victories, which fosters motivation and enables them to progress through the plan effectively, leading to enduring financial changes. Additionally, your organization will benefit from a dedicated client service representative to assist in the rollout of SmartDollar, access to a personalized client portal known as SmartCenter for monitoring employee progress, as well as customized promotional materials and contests designed to enhance engagement and participation among employees. This comprehensive approach not only improves individual financial health but can also enhance overall workplace morale and productivity.

For independent contractors, entrepreneurs, and business proprietors, CPAs can manage your tax filings from beginning to end at a fraction of the cost—five times cheaper. With the help of A.I., every potential tax deduction is identified seamlessly. By simply linking your expense accounts, FlyFin takes care of 95% of the workload for you. FlyFin is a consumer-focused startup dedicated to simplifying the financial management of American individuals. The A.I. is available to address your tax-related inquiries, while our team of tax professionals possesses extensive knowledge of both U.S. and international tax laws, guaranteeing precise tax preparation and review. A personal CPA will meticulously evaluate each deduction and recommend strategies to maximize your tax savings. You can uncover all eligible tax deductions in a matter of minutes, and have the option to accept or decline them, or consult with a CPA for further clarification. Additionally, a quarterly tax estimator will be provided based on your deductions and income. An experienced CPA will oversee the entire process and ensure your taxes are filed correctly. You also have the opportunity to ask unlimited questions to a CPA whenever needed, while automatically monitoring your financial situation. If desired, you can export your tax summary in Excel format for IRS form 1040 submission. This comprehensive service not only simplifies tax filing but also empowers you to take control of your financial health.

Payroll software, available in cities like Pune and Mumbai, is designed to facilitate and automate the payment processes for a company's workforce. This software simplifies the overall expense management associated with compensating employees for their work during a specified timeframe. Typically overseen by the accounting division, payroll tasks in smaller organizations might be directly managed by the business owner or a designated staff member. Additionally, payroll encompasses not only the monetary compensation owed to employees but also serves as a comprehensive list detailing each employee's financial entitlements. As a significant cost for most enterprises, payroll expenses are generally tax-deductible. In essence, payroll accounts for all financial documentation related to employee salaries, including wages, bonuses, and applicable deductions. The importance of an efficient payroll system cannot be overstated, as it significantly impacts employee satisfaction and the overall financial health of the company.

Hurdlr is a mileage and expense tracker for self-employed entrepreneurs and freelancers. Auto-mileage tracking can be enabled to automatically capture tax-deductible business miles. You can also link your bank card or card to import possible expense deductions. Hurdlr estimates your self-employment taxes instantly, so you can see your true bottom line as well as when your payments are due. On average, tax deductions are worth $5600. Hurdlr users have saved over $300M and tracked $8B in their finances to date.

With just a few straightforward steps, you can generate your own accounting documents and receive them directly in your email. Our platform utilizes the latest and most reliable information to ensure you can trust the accuracy of our documents completely. We simplify the process of generating paystubs online for your convenience. In just a matter of minutes, you can create precise documents and have them sent straight to your inbox without delay. A paystub, which is also known as a paycheck stub or check stub, is an essential document that outlines an employee's earnings and deductions for a designated pay period. Typically provided by employers alongside paychecks or direct deposit notifications, pay stubs are invaluable for keeping records of compensation, verifying income, calculating taxes, and tracking deductions over time. They play an important role in personal finance management and can assist in various financial applications such as loan approvals and rental agreements.

Keystone by Smart provides a versatile platform tailored for a variety of entities, including national and regional governments, banks, pension providers, asset managers, trade associations, and affinity groups. These enterprise solutions are fully customizable to meet the specific needs of your organization and market. As the world's first global, cloud-native retirement savings platform, Keystone by Smart is operational across four continents, assisting over a million individuals in planning and managing their retirement finances in collaboration with some of the most recognized financial institutions globally. This singular retirement technology platform empowers financial services organizations and governments to effectively cater to their customers' and citizens' needs while remaining adaptable to legislative changes now and in the future. The platform supports a wide range of functionalities, from user-friendly apps and web-based tools for both employers and employees to comprehensive data migration services that facilitate the movement or consolidation of vast numbers of accounts, ensuring seamless integration and management. With Keystone by Smart, organizations can not only streamline their operations but also enhance the retirement planning experience for their users.

Equip your workforce with the essential financial knowledge and resources necessary for them to thrive both professionally and personally. Our innovative recommendation system tailors financial education materials to align with the distinct situations and life priorities of each employee, reinforcing the notion that a universal approach is not effective. All of our financial education resources are impartial and crafted by our skilled team of content specialists. Simplifying budgeting is crucial, especially since life often presents challenges. Our budgeting tool offers personalized recommendations that assist employees in juggling various financial obligations, such as student loans, home savings, and retirement planning. This tool is designed to accommodate the diverse financial situations of each employee, ensuring they maximize their earnings. Additionally, our goal-setting and tracking features empower employees to pinpoint and visualize their top financial objectives, which in turn keeps them focused and inspired to achieve their aspirations. Ultimately, we strive to foster a financially informed workforce that feels confident in their financial journey.

Supporting small businesses is our priority. To open a bank account, secure a business loan, hire staff, and more, obtaining an EIN is essential. We offer assistance during uncertain times and beyond. It's crucial to select the business entity that aligns perfectly with your specific needs. A formal management structure allows for the potential to raise capital through stock issuance, along with tax-deductible fringe benefits. On the other hand, a simpler management structure entails less paperwork and eliminates the need for meetings, plus it avoids double taxation on salaries. One of the initial and most significant tasks in the incorporation process is to determine which entity type will provide the most advantages for your business. By examining the benefits and drawbacks of the two most prevalent entity types—corporations and limited liability companies—you can make an informed choice. Moreover, by consolidating your required services with our business formation packages, you can save money while simplifying the startup process for your venture. This approach not only streamlines your journey into entrepreneurship but also ensures that you are well-prepared for future growth.

MyPayNow is a cutting-edge financial technology firm transforming the conventional payroll system by granting employees immediate access to their earned income. Through its intuitive mobile app, users can withdraw up to 25% of their earnings in advance, capped at a maximum of $2,000 for each pay period. The procedure is simple: users register by entering their employment and salary information, and once approved, they can request the amount they need. Funds are swiftly transferred to the user's bank account in as little as 60 seconds, available 24/7, thanks to the New Payments Platform (NPP) technology. Repayment is conveniently managed through automatic deductions from the subsequent paycheck, with flexible repayment terms extending up to 62 days. Notably, MyPayNow functions independently of employers, requiring no input from them, and does not perform credit checks, which means users' credit ratings remain intact. Moreover, the platform leverages sophisticated artificial intelligence to analyze users' financial habits, further enhancing its service offerings. This innovative approach not only improves financial accessibility for employees but also promotes better financial management practices.

Discover a tax-advantaged method to invest in cryptocurrencies with a CryptoIRA. This innovative approach allows you to leverage your retirement savings for buying, selling, and trading cryptocurrencies directly via Coinbase. Imagine how the currency of tomorrow could influence your financial future. Setting up a CryptoIRA is a straightforward process that can be completed entirely online. Each IRA option provides tax benefits, with choices including traditional, Roth, or SEP accounts. You can either make contributions from your bank account or transfer funds from an existing retirement plan. Trade from over 90 different cryptocurrencies on the Coinbase exchange right from your Alto portal, which seamlessly integrates with Coinbase, eliminating the need for an LLC. Enjoy the convenience of 24/7 real-time trading with a low minimum investment of just $10, making it simple to embark on your investment journey. Plus, we provide a complimentary concierge service to assist you with the setup and funding of your account, ensuring a smooth experience. There are no account maintenance fees, no setup charges, and no minimum balance requirements ever. Investing in your future has never been so accessible.

Benefitbay introduces a revolutionary benefit option known as ICHRA, which enables employers to reimburse their workforce for individual health plans while preserving the tax benefits associated with traditional group insurance policies. This innovative approach empowers employees to choose the most suitable benefits tailored to their unique requirements. Our focus is on the essential attributes of ICHRA, resulting in a user-friendly platform designed for ease of use, compliance, efficient deployment, cost savings, and robust support. Employers can categorize employees into designated classes based on criteria such as location, job type, or age group. After establishing a budget, they can strategically allocate contributions for each categorized group. Employees benefit from a straightforward shopping and enrollment process, allowing them to select any individual health plan available to them, whether on or off the exchange. Additionally, Advanced Reimbursement Accounts (ARC) facilitate automated monthly premium payments, while pre-tax payroll deductions are organized for off-exchange plans, and all necessary plan documentation is efficiently generated. This setup ultimately enhances employee satisfaction and engagement in managing their health benefits.

CheckMark Payroll is the easy way to manage all your payroll processes. Automate your payroll and save time so that you can focus on your business growth. Pay your employees accurately and on time, which will increase employee morale and help you avoid costly penalties. Integrate with popular timekeeping and accounting software to automate tedious tasks and simplify the payroll process. Our software is regularly updated to ensure compliance with the IRS. Keeping your payroll software up-to-date will ensure accuracy and peace of heart. Pay your employees accurately and on time, which will increase employee morale, and help you avoid costly penalties. Revision of your payroll. Include incomes and deductions. Save each employee individually or collectively. CheckMark Payroll software is designed for small businesses. It can be used on Macintosh or Windows.

Amplify HR stands out as a premier Professional Employer Organization (PEO), expertly managing all the administrative duties associated with business operations so that clients can concentrate on expanding their enterprises. Their extensive offerings encompass payroll processing, benefits administration, human resources, retirement solutions, as well as risk management and compliance services. Utilizing a cloud-based technology platform, Amplify ensures clients have seamless access to payroll details, benefit deductions, and time-tracking information. The strategic practices they implement are designed to enhance the financial performance of their clients, while also providing administrative relief through personalized support, controlling costs, boosting employee engagement, and sharing the burden of workplace risks. The firm prioritizes complete client satisfaction across all products and services, reinforcing their commitment to quality. By distributing the various work-related risks and responsibilities, businesses can create a more balanced work environment. Additionally, expanding HR offerings can significantly elevate company culture and employee morale.

Our application streamlines the creation of professional pay stubs, catering to employees, freelancers, and small business owners alike. Featuring user-friendly tools and tailored templates, you can easily enter details such as pay periods, employee data, and tax deductions, leading to accurate and thorough pay stubs. Choose from a variety of stylish and customizable templates that reflect your organization's branding. Our sophisticated algorithms guarantee precise tax calculations, which not only saves you valuable time but also helps you avoid mistakes. You can effortlessly print, download, or send pay stubs via text or email directly to your employees or contractors. Additionally, you can make necessary edits to your pay stubs without incurring extra costs, ensuring that they remain accurate and compliant with regulations. Each pay stub clearly delineates the gross wages earned throughout the designated pay period, providing transparency and clarity to all parties involved. This comprehensive approach ensures that your payroll process is both efficient and reliable.

PressPay is a financial service based in Australia that allows employees to access their earned income instantly before their scheduled payday. Users can withdraw up to $1,000 directly into their bank accounts, incurring a fixed fee of 5% on each transaction. The repayments for these withdrawals are conveniently deducted from the next paycheck of the user. Additionally, PressPay offers the option to spend earnings in advance through digital shop cards at over 100 well-known retail brands, with fees beginning at 0% and no interest charges attached. This feature helps users manage their budgets by granting immediate access to funds for specific retailers. The online registration process is quick and efficient, taking less than five minutes, and only requires users to enter their mobile number and employment information. To qualify for the service, users must earn a minimum of $350 weekly after taxes, receive regular income, and have their wages deposited into a personal bank account. Notably, PressPay operates independently from employers, ensuring user confidentiality while also avoiding credit checks, which sets it apart from traditional lending services. This innovative approach empowers employees to take control of their finances and spend wisely.

The Retirement Analysis Kit (TRAK) is a cutting-edge software solution designed specifically for retirement planning, showcasing a solid history of aiding advisors in fostering engagement and readiness for retirement among individuals. It addresses critical concerns that clients typically have regarding their retirement journey. By offering tailored educational content, TRAK empowers participants to take proactive steps towards their financial future. The software facilitates detailed one-on-one retirement planning sessions and computes pension benefits along with survivor options and pension maximization strategies. It also demonstrates savings strategies for 403(b) and 457 plans, ensuring a well-rounded approach to retirement planning. In addition, TRAK calculates comprehensive federal benefits including those under FERS, CSRS, and CSRS offset, while also integrating TSP, FEGLI, and long-term care for federal employees. By delivering clear and insightful analyses of common retirement strategies, TRAK enables advisors to act in the best interests of their clients. Ultimately, TRAK aids advisors in inspiring their clients and engaging participants through streamlined retirement planning solutions that make the process more approachable and efficient. This innovative software truly transforms the way retirement planning is approached, making it easier for both advisors and clients to navigate the complexities of retirement.

CHIPS® is a user-friendly, fully integrated payroll solution that works harmoniously with the BUCS® Budgetary Control System. It simplifies the allocation of payroll expenses, enabling effortless journal entries and accounts payable items related to payroll. This essential module (Required) offers comprehensive tools for managing detailed employee records, including federal, state, and local tax rates along with various deductions. It efficiently computes payroll, issues checks, and generates essential tax and deduction reports. Additionally, it keeps track of individual notes with alerts, accumulated skills, year-to-date figures, emergency contacts, and more. With CHIPS®, you can upload employee photos and conveniently highlight important dates, such as performance reviews. Deductions can be configured to occur either before or after taxes, and they can be applied as a percentage of the total gross or as a fixed dollar amount. Overall, CHIPS® enhances payroll management by providing a robust and flexible system tailored to meet diverse organizational needs.

The Retirement Analysis Kit (TRAK) stands out as a cutting-edge retirement software that has effectively assisted advisors in motivating individuals towards achieving retirement readiness. It addresses crucial queries clients may have regarding their retirement plans. By offering tailored education, TRAK inspires participants to take decisive steps towards their future. The software also facilitates thorough one-on-one retirement planning sessions, enabling the calculation of pension benefits, survivor options, and strategies for pension maximization. Additionally, it showcases savings strategies for 403(b) and 457 plans, integrating them into a comprehensive retirement strategy. TRAK prioritizes clients' best interests by delivering clear and transparent insights into popular retirement approaches. Have you ever dedicated significant resources to formulating a retirement plan for your clients, guided them through the details, only to witness their disinterest as they said, "We’ll think about it"? Experiences like these indicate a lack of effective connection with your clients, which TRAK aims to remedy through its engaging platform.