Guideline Description

Small business owners can have a simple, affordable 401(k). We believe in retirement plans that work. We are on a mission for every small business to offer a 401k. To help participants build a retirement they're excited about. We can sync with top payroll providers, handle plan administration, and offer low-cost mutual fund options. We don't charge additional fees for investments, unlike other 401(k). We are different. We take care of the administration, compliance testing, recordkeeping, and other tasks to make your job easier. Fully packaged. We do all the heavy lifting, from plan administration and employee onboarding to compliance testing, government filing and recordkeeping. These are our features. Predictable pricing. One all-inclusive fee is charged. It starts at $39/mo + $8/mo for each participating employee. There are no additional setup fees or investment fees. Pricing details. Full payroll integration. Fully integrated with top payroll providers, we automatically sync employee data.

Integrations

Reviews - 2 Verified Reviews

Total
ease
features
design
support

Company Details

Company:
Guideline
Headquarters:
United States
Website:
www.guideline.com
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Media

Guideline Screenshot 1
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Product Details

Platforms
SaaS

Guideline Features and Options

Guideline User Reviews

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  • Name: Ruth Ann M.
    Job Title: Executive Director
    Length of product use: 1-2 Years
    Used How Often?: Monthly
    Role: User, Administrator, Deployment
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Makes benefits simple

    Date: Aug 17 2021

    Summary: Guideline was simple to explore, partner with, execute, and maintain. I'm really glad we found out about Guideline (through Gusto) as a retirement solution and we plan to continue to use them longterm.

    Positive: Guideline makes something incredibly complex feel really simple. Things are explained in plain terms and, even for a first time benefits administrator, it was easy to execute.

    Negative: Some employees might not like that there's a required 1% retirement contribution.

    Read More...
  • Name: Todd H.
    Job Title: IT Admin
    Length of product use: 2+ Years
    Used How Often?: Monthly
    Role: User, Administrator, Deployment
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Fees have increased, customer serivce decreased, no new features.

    Date: Sep 11 2023

    Summary: Spoken with Guideline several times over the years and each time I am left with the impression that our company is more of a burden than an asset.

    Last year they doubled their pricing, including adding fees for individual users. When I asked them what we received in return for paying more the answer was nothing.

    Called Guideline today. After waiting on hold for over 10 minutes I accepted the prompt for a call back saying I would not lose my spot in line Several hours later I received an email indicating they received my message with a link to their help section while I wait.

    So to sum it up, we are paying more, customer service has degraded, no new features or services, that benefit our company have been added (in years).

    Positive: Integrates with Gusto payroll services.
    Simplified 401k process through automated payroll deductions.

    Negative: Limited investment options.
    No reporting options to show 401k performance.
    No retirement planning features.
    Pricing doubled.
    No additional features or services have been added.
    Customer service is difficult to reach.

    Read More...