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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

A 401(k) is a retirement savings plan set up by employers or self-employed individuals to assist both workers and business owners in accumulating funds for retirement while enjoying various tax incentives. This savings option is designed to meet diverse retirement planning needs, offering flexibility in how contributions are managed. Participants have the autonomy to determine the percentage of their salary that will be directed into their 401(k) accounts each pay period, with those contributions made before taxes are applied, allowing for potential growth without immediate tax implications. Many employers enhance this savings approach by matching a part of the contributions made by employees, which can significantly accelerate the growth of retirement funds. In addition to securing future financial stability, enrolling in a 401(k) offers distinct tax benefits for both employees and employers, such as tax deductions and tax-deferred growth on earnings. For instance, when employees allocate funds to their 401(k), these amounts are deducted from their gross income prior to tax calculations, effectively lowering their taxable income for the year. This dual benefit of saving for retirement while optimizing tax responsibilities makes the 401(k) an appealing option for many individuals and businesses alike.

Description

Tailored investment solutions and plan structures enable you to create a flexible offering suited to your current needs while accommodating future adjustments as your business evolves. Enjoy a contemporary, intuitive experience that enhances user engagement and satisfaction. Our transparent and competitive pricing ensures both you and your employees are fully aware of all costs involved. We offer comprehensive administrative services that cover operations, support, and compliance with 3(38), 3(21), and/or 3(16) regulations. Whether you choose to collaborate with an advisor or go solo, we help you identify the ideal plan for both you and your workforce. Access the vital information necessary to effectively manage and service your plan via our digital, interactive portal. We make it simple for your employees to start saving; just upload your initial payroll and census data, and we’ll take it from there, ensuring a seamless transition into your new saving strategy. With our support, your employees will be on the path to financial security in no time.

API Access

Has API No 

API Access

Has API No 

Screenshots View All

Screenshots View All

Integrations

Gusto Yes 
Paychex Flex Yes 
Paylocity Yes 
Rippling Yes 
ADP Workforce Now No 
Check Point IPS Yes 
Check Point Infinity Yes 
EmCentrix Yes 
Flywire No 
Insperity No 
Namely No 
OnPay No 
Patriot Payroll No 
QuickBooks Online No 
RUN Powered by ADP No 
SecureW2 Yes 
Toast No 
TriNet No 

Integrations

Gusto Yes 
Paychex Flex Yes 
Paylocity Yes 
Rippling Yes 
ADP Workforce Now Yes 
Check Point IPS No 
Check Point Infinity No 
EmCentrix No 
Flywire Yes 
Insperity Yes 
Namely Yes 
OnPay Yes 
Patriot Payroll Yes 
QuickBooks Online Yes 
RUN Powered by ADP Yes 
SecureW2 No 
Toast Yes 
TriNet Yes 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Types of Training

Training Docs Yes 
Webinars No 
Live Training (Online) No 
In Person No 

Vendor Details

Company Name

Ubiquity Retirement + Savings

Founded

1999

Country

United States

Website

www.myubiquity.com/401k/

Vendor Details

Company Name

Vestwell

Founded

2016

Country

United States

Website

www.vestwell.com/employer-sponsored-retirement-plan

Product Features

Product Features

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Alternatives

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