Alternatives to Lightspark

Almond represents a groundbreaking development in the realm of cross-border financial technologies, facilitating the movement of funds with unprecedented agility. By effectively connecting the realms of traditional fiat currency and digital assets, the Almond API suite significantly minimizes settlement durations, reduces expenses, and enhances overall transaction efficiency, all while providing enhanced transparency. Transitioning between different financial ecosystems during cross-border transactions involves navigating considerable friction. To address this, the Almond Transfer Protocol broadens its reach by standardizing communication protocols among financial institutions, simultaneously refining the conversion process between fiat and digital currencies. The transaction process begins when a fiat currency deposit is made at the originating financial institution, which is then converted into digital currency and sent across borders via a network of exchanges. Ultimately, the digital currency is converted back into fiat at the recipient's financial institution, ensuring a smooth and efficient transfer process. This innovative approach not only streamlines transactions but also fosters greater trust and reliability in cross-border payments.

LINK is a Web3 cross border payment infrastructure that offers real-time settlements, traditional crossing-border rails and local payouts. We have created a custodial Treasury B2B dashboard to allow internet businesses to track, manage and distribute funds. Our white-label API solution is currently being shipped to Nigeria and Africa. We partner with Nigerian banks to offer instant payouts and reduce settlement risks. Any internet business can partner with us to connect to a staggering amount of crypto users and a large population of 1.2B+ Africans. We also have ongoing partnerships with various fintech platforms (both existing and emerging) that allow us to access local markets in Africa as well as their currencies.

Payall Payment Systems provides specialized banking infrastructure designed to meet the diverse needs of the cross-border payments landscape for regulated financial entities. Their unified global platform streamlines processes such as compliance, risk management, and operational workflows, including KYC, KYT (“Know Your Transaction”), sanctions checks, and document collection prior to transaction execution. It is compatible with existing core banking systems and facilitates payment orchestration across various currencies, rails, and payout methods, such as bank transfers, mobile money, prepaid cards, cash pickups, and payments based on names or emails. Organizations can manage both individual and bulk global disbursements through API integrations or by uploading spreadsheets, catering to business-to-business, person-to-person, and government transactions. Payall assures real-time or near-instant settlement, enhanced audit transparency, reduced costs, and service accessibility for unbanked populations, ultimately driving inclusivity in the financial system. This innovative approach empowers organizations to streamline their payment processes more efficiently than ever before.

The award-winning payment hub that transforms the landscape of payments and bank reporting. The FIS Payment Hub Enterprise Edition simplifies processes, enhances cash flow visibility for improved liquidity management, and significantly cuts down both operational and transaction expenses. Additionally, our streamlined workflows and controls specifically designed for corporate payments help to drastically reduce instances of payment fraud and errors. Capable of managing all domestic and international payment types as well as direct debits—whether generated within the hub or imported from external systems—this solution offers robust capabilities. Enhance your cash visibility, minimize errors, lower fraud risks, decrease costs, and embrace cutting-edge technologies. By centralizing your payment and risk management, you can gain clearer insights into liquidity and make more informed decisions. Automation plays a key role in lowering transactional costs and the operational burden of managing multiple bank connections. Furthermore, consolidating corporate payments across the organization establishes internal controls that effectively reduce the risk of fraud and errors, fostering a more secure financial environment. This holistic approach not only improves efficiency but also positions your enterprise for future growth and adaptability.

Become a part of the reliable global payments network! Seize control of your earnings and maximize your financial resources. We empower you to effortlessly sell across the globe! With our seamless and cost-effective cross-border payment solutions, VAT services, and a comprehensive Supplier Pay option, you can concentrate on growing your business while we handle the complexities. Numerous e-commerce entrepreneurs have turned to PingPong to minimize their expenses and expand their ventures—will you be the next one to join? Experience hassle-free marketplace payouts with FundsGrabr! Navigating the complexities of receiving marketplace payouts at minimal fees can often be challenging. But worry not, as PayAgo is here to significantly reduce your overseas supplier payment costs while ensuring quick transactions. Our innovative service facilitates payments to suppliers, vendors, or employees, allowing you to utilize the funds in your PingPong account for instant inter-account transfers. Whether you're making domestic or international payments, we’ve got you covered!

Banking Circle operates as a fully licensed financial institution, delivering essential financial infrastructure to businesses, banks, and marketplaces. They offer a variety of services such as cross-border payments across 24 currencies, access to 11 local clearing systems, and a wide range of solutions that cover accounts, payments, and foreign exchange. Since its inception in 2016, Banking Circle has recorded an impressive compound annual growth rate of 108% in payment volumes processed for its clients. Their advanced infrastructure allows for the secure and compliant movement of liquidity in real-time for all major currencies, thereby enhancing clients' global reach and access to various markets. Users can easily manage their payments and FX conversions through an intuitive, PSD2-compliant client portal that provides instant access. No integration is necessary, making it simple to connect to multiple domestic markets through a single point of integration, eliminating the need for local banking relationships. This innovative approach streamlines transactions and empowers businesses to operate more efficiently in the global marketplace.

We streamline international payments, allowing you to prioritize customer satisfaction. Revolutionize your foreign remittances and mobile transactions today. Money service providers can expand their reach to more nations, enabling swift remittance for individuals. Our unified platform simplifies the process for businesses to manage cross-border transactions seamlessly. Additionally, we offer solutions for international airtime top-ups, mobile recharges, and bill payments. A leading telecommunications company in the Middle East significantly enhances its mobile and airtime services, providing immediate benefits to over 7 million active users. With our remittance solution, customers can effortlessly send money home in a secure and dependable manner. For those with mobile applications or internal payment systems, our smart API includes real-time monitoring for optimal performance. You will have access to comprehensive resources, including technical specifications and source codes. Feel free to explore our user-friendly live test to experience our API firsthand, ensuring you are well-equipped to implement it effectively.

Songhai Exchange (SHE) operates as a cross-border payment system that streamlines various payment methods—such as bank transfers, cash pickups, mobile money transactions, and bill payments—across and within Africa through a unified interface. By enabling the transfer of funds from around the world into Africa and facilitating transactions between African nations, SHE plays a crucial role in enhancing financial connectivity. The network includes banks, payment service providers, money service businesses, and various partners located in Africa, Europe, the Middle East, and the United States. As the premier and most cost-effective payment switch focused on Africa, SHE minimizes the expenses associated with remittances by eliminating the need for payment aggregators, thereby connecting organizations directly to banks. Additionally, SHE provides payment service providers within its network with valuable access to international money transfer operators and financial institutions, easing their operational capabilities. The platform is a collaborative initiative between FinCode and CSL Capital Limited, representing a significant step towards improving payment solutions in the region. This innovative approach aims to foster economic growth by enhancing the efficiency and reliability of financial transactions in Africa.

We are collaboratively building a new, open, diverse, and inclusive payment network without borders. Tenpay Global leverages Tencent's Financial Technology (FiT) ecosystem alongside its advanced technology, risk management, compliance expertise, and big data capabilities to support financial institutions and partners worldwide in engaging with users and businesses. Together, we strive to develop secure, convenient, and inclusive financial products and services that effectively meet the cross-border capital demands of consumers and enterprises. Tenpay Global serves as your gateway for effortless cross-border payments and personal remittances, linking the world’s payment networks with Weixin's ecosystem in China. Through our efforts, we aim to transform the global payment landscape into one that is more innovative, open, diverse, and inclusive, thereby enhancing services available to users and businesses alike. Committed to delivering comprehensive cross-border end-to-end payment solutions, Tenpay Global is here to empower our partners for sustained success in the long run. Our vision is to create a financial ecosystem that fosters collaboration and promotes economic growth across borders.

StoneX Payments operates as a worldwide platform for cross-border transactions, facilitating seamless international B2B fund transfers through a robust, transparent, and scalable framework that accommodates more than 140 currencies across over 180 nations. By linking clients to local financial markets via a network of correspondent banks and integrations such as SWIFT, host-to-host connections, and a programmable API for B2B payments, it ensures swift, compliant, and adaptable foreign exchange and payment processing. The platform offers specialized solutions tailored to various sectors, including international development entities, financial institutions (with options for white-label deployment), corporations, and educational institutions, thereby enabling efficient mass disbursements, tuition payments, treasury management, and improved client engagement. Furthermore, the customizable, white-label payment stack allows brands to maintain control over various parameters such as roles, permissions, workflows, and margins, while also providing features like real-time status tracking, IBAN validation, GPI tracking, as well as investigation and resolution mechanisms, making it a comprehensive solution for modern payment needs. This level of adaptability and transparency not only enhances operational efficiency but also significantly elevates the overall customer experience, positioning StoneX Payments as a leader in the financial technology landscape.

Our global banking APIs, fintech expertise and customer support will help you reduce your time to market, lower the cost of global payment processing, and expand your services and products internationally. It can be difficult to open international bank accounts. We will make it easy for you by making global reconciliation, direct debiting, and a unified global bank experience simple. International business can be done like a local. International vendors and customers can be paid with ACH, SPEI and SEPA wires. Our global network of FX and payment institutions gives your customers access rates that were previously reserved for the biggest corporations. Our new approach to cross-border payment ensures that no one is left behind. We believe in removing financial barriers to growth to ensure that every business has the chance to succeed.

A comprehensive array of global mobile payment and digitalization technology solutions designed to bridge the gap between international brands and tech-savvy consumers around the world. Users can access a variety of e-wallets and payment options from a unified platform. With Alipay+, cross-border payments and digital solutions empower consumers to transact as locals by utilizing their favorite digital wallets and banking applications at millions of businesses. By integrating once with Alipay+, merchants can tap into a network of mobile payment applications catering to over 1 billion users, providing them with numerous advantages. Alipay+ simplifies the process by eliminating the need for negotiations and individual contract signings with each payment method, along with the requirement for separate integrations whenever a new payment option is added. There’s no need to manage varying specifications, currencies, or terms, as Alipay+ standardizes these aspects for users. This solution facilitates both online and in-store payment acceptance, ensuring a seamless experience for merchants and consumers alike. Ultimately, the convenience and efficiency provided by Alipay+ significantly enhance the payment landscape for businesses operating globally.

The driving force behind cross-border payments is a pivotal element that enhances the efficiency of working capital for companies in an interconnected global market. By seeking knowledge on consultative assurance in this area, we position ourselves as a fintech firm with the goal of transforming the landscape of international trade. Our vision is to leverage cutting-edge technological innovations to deliver an unmatched experience for our users. The founders of our company bring years of experience in assisting businesses to effectively navigate the complexities of global banking. With more than ten years spent at major financial institutions, they have played a key role in shaping the future of Corporate Treasury, developing the algorithms and platforms that facilitate cross-border liquidity management for some of the largest corporations, including well-known tech giants and other multinational enterprises. Our mission is to simplify and enhance the efficiency of global commerce, making it more accessible and streamlined for all. In doing so, we aim to contribute significantly to the evolution of how businesses operate on a worldwide scale.

Symmetric Systems delivers an extensive solution for both local and international payments, focusing on a tailored payment platform designed to accommodate the specific needs and demands of its clientele. Its partners and customers encompass a wide range of entities, including large and intricate merchants, banks, financial institutions, ISOs along with their agents, referral sources, systems integrators, and resellers. Committed to exceptional customer support and the ongoing enhancement of a leading-edge, technology-centric offering, Symmetric has established one of the industry's most proficient payment-processing platforms. The platform is interconnected with banks, processors, and other global payment providers, ensuring a high level of transparency and insight into the complexities of payment processing, all while avoiding unnecessary complications. This dedication to clarity and usability sets Symmetric apart in a competitive market.

Consumers today are constantly connected, and so should your business be. Whether it's through point-of-sale systems, integrated card services, or international transactions, there's a pressing need for secure and straightforward solutions that enhance both customer satisfaction and business operations. By leveraging the latest payment solutions from a single global provider, you can eliminate the hassles of disjointed payment systems. Our cloud-powered offerings can seamlessly integrate with any enterprise payment infrastructure, ensuring smooth interactions across diverse channels and platforms. Embrace new payment methods, boost your sales conversion rates, lower operational costs, and stay ahead of customer inquiries and market fluctuations. By streamlining payment acceptance, you can enhance your competitive edge and positively impact your financial performance, allowing you to process customer payments anytime, anywhere, on any device, and through multiple avenues. In doing so, your business can thrive in an ever-evolving marketplace.

SwooshTransfer aims to simplify cross-border transactions by making payments and collections effortless, safe, swift, and affordable. We prioritize integrity and security while striving to enhance conversion rates at every phase of the payment journey. Our innovative payment solutions leverage machine learning to proactively minimize instances of fraud and non-payment. Designed for ease, our system facilitates the collection and reconciliation of payments from anyone, anywhere, ensuring a cost-effective experience for both institutions and students alike. Committed to alleviating the challenges faced by patients and healthcare providers, we enhance the cross-border payment process and elevate customer satisfaction. As an FCA-regulated FinTech firm, SwooshTransfer Ltd offers secure, accessible, and inclusive payment services to users globally. By integrating advanced technologies such as blockchain and AI-driven risk management, we are capable of delivering global payment services that are not only more affordable but also faster and more secure. Our mission extends beyond mere transactions; we strive to foster trust and reliability in every financial interaction.

Manage every aspect of your business from a single platform. Enhance your business account experience with robust tools that provide complete oversight of your financial activities. Dedicate less time to administrative tasks and more to what truly matters – growing your business. Join over 500,000 satisfied clients on Revolut Business. Effortlessly send and receive international payments without any hidden charges. With multi-currency accounts, you can hold, exchange, send, and receive money in more than 28 currencies, benefiting from genuine interbank exchange rates. Enjoy free international and local payments within your plan limits, as well as complimentary transfers between Revolut Business accounts. Keep your operations streamlined with multiple accounts tailored to your business requirements. Spend in over 150 currencies at the real interbank exchange rate. Maintain control by issuing both physical and virtual cards, while monitoring your team’s spending in real-time. Additionally, automate your expense reporting and instantly capture receipts directly through the app for a more efficient workflow. This comprehensive approach not only simplifies financial management but also empowers you to make informed decisions for your business's growth.

ReadyRemit provides a robust solution for cross-border payments, incorporating essential compliance and fraud protection features tailored for financial entities. With straightforward integration capabilities, it boasts extensive global outreach and a variety of payout methods, allowing enterprises to securely send money to more than 90% of the global population. Connecting to over 180 countries, it supports an impressive network of 8.5 billion cards and accounts, along with 290,000 cash-out locations in 160 different currencies. Financial institutions such as credit unions, banks, program managers, and fintech companies require a versatile payment solution that meets the evolving demands of today's consumers with international needs. The platform effectively tackles issues related to global connectivity, fluctuating macroeconomic conditions, compliance and regulatory standards, seamless integration experiences, ongoing resource commitments, and collaborative partner integrations. By utilizing ReadyRemit, businesses can enhance their international payment workflows, facilitating efficient and compliant transactions on a global scale. Additionally, the platform's adaptability ensures that it can evolve alongside the dynamic landscape of cross-border finance, further benefiting users.

Thunes is developing a global payment infrastructure to provide a better experience for customers. Your business and customers can easily connect to Thunes APIs to send payments to and receive payments from any part of the world. No intermediaries. No endless delays. Fast, transparent, and reliable payments. We have a solid and direct network that is reliable, trustworthy, and far-reaching. Our payment flow is optimized to each market and includes deep local insight into the difficult last mile. Access 130 of the most important and fastest-growing economies in the world, from 130 countries. Thunes integration makes it easy to make cross-border payments or collect funds.

The Bitcoin Lightning Network enables immediate payments, providing rapid blockchain transactions without the delays typically associated with block confirmations. It enhances security through the use of smart contracts on the blockchain, eliminating the need for separate on-chain transactions for each payment. Users can experience transaction speeds ranging from milliseconds to mere seconds. This network boasts remarkable scalability, capable of handling millions to billions of transactions every second, far surpassing traditional payment systems in terms of capacity. Additionally, it allows payments to be linked to specific actions or clicks without the need for intermediaries. Cost efficiency is another benefit, as settling transactions off-chain results in substantially lower fees, paving the way for innovative applications like instant micropayments. Furthermore, the Lightning Network supports cross-chain atomic swaps that can be executed instantly and off-chain, provided the involved blockchains utilize the same cryptographic hash function. This interoperability between different blockchain systems opens up new possibilities for seamless financial interactions.

Whalestack presents an advanced cryptocurrency payment solution tailored for businesses, providing digital currency checkout systems that efficiently transfer Bitcoin into your bank account in moments. This platform supports cryptocurrency acceptance, offering immediate fiat conversion to mitigate currency fluctuation risks, eliminate chargebacks, and reduce credit risks. It features an all-encompassing suite of services, including detailed financial reporting, invoicing, taxation, and analytics, designed for easy implementation via REST API or a straightforward checkout button. Catering to online retailers and e-commerce sites, Whalestack enables the processing of payments in a variety of digital currencies while adhering to compliance standards, thus maintaining the contentment of accountants and regulatory bodies. It allows online enterprises to price and settle transactions in their local currency (for example, EUR, USD), regardless of the specific digital currency (Bitcoin, Lightning, USDC, EURC, or Stellar) chosen by the buyer for payment.

SmartPay, developed by CoinSmart, stands out as a premier solution for cryptocurrency payment processing and settlement. This platform simplifies the process for businesses aiming to accept and send digital currencies by offering features that eliminate market risks and reduce technical barriers, such as guaranteed exchange rates, instant conversion to fiat, quick settlement times, and minimal transaction fees. With SmartPay, merchants can effectively harness the benefits of cryptocurrency as a viable and efficient means for collecting payments, issuing invoices, compensating suppliers, and managing customer transactions, all while minimizing the risk of chargebacks and expanding into new markets. Additionally, the suite of functionalities includes email invoicing, real-time cryptocurrency payments with immediate fiat conversion, crypto wallets for holding or auto-selling to fiat, options to buy or sell cryptocurrency, and the ability to process withdrawals and settlements to both external wallet addresses and traditional bank accounts. Furthermore, the inclusion of APIs facilitates seamless integration, making it even more accessible for businesses to adopt this innovative payment solution.

Payment Labs delivers a comprehensive fintech solution designed to facilitate fast, secure, and cost-effective payments worldwide for industries including esports, collegiate athletics, content creation, and business services. With multi-currency support in over 180 countries and a variety of payout methods such as instant transfers, bank wires, and digital wallets, the platform enables seamless global transactions at low, flat-rate fees. Automated tax compliance and KYC/AML verification streamline the payment process while ensuring regulatory adherence. The platform supports large-scale payouts to athletes, gamers, student athletes, artists, and contractors with features that simplify onboarding and accelerate payment times. Trusted by industry leaders like Microsoft, Ubisoft, and the X Games, Payment Labs has proven its reliability and efficiency in handling complex payment workflows. It offers dedicated customer support, handling payment issues such as incomplete banking information and returned payments. Businesses benefit from transparent pricing, no hidden fees, and reduced operational burdens. Payment Labs empowers organizations to focus on growth by automating payments and tax form collections at scale.

Currencycloud offers global expertise to support your ventures, enabling you to confidently embrace the future. Their comprehensive services encompass everything required for international money movement, including virtual wallets, named accounts, and efficient multi-currency payment management. By streamlining operations in a diverse currency landscape, Currencycloud facilitates quick access to virtual accounts for businesses, enabling seamless collection, conversion, payment, and management of various currencies from any location around the globe. This robust infrastructure for cross-border and multi-currency transactions is designed to inspire developers' creativity. Engineered by developers for developers, it stands on a reliable platform to simplify the process of launching financial services for entrepreneurs, assist traditional banks in their quest for innovation, and support the leading digital challengers of today. Join the extensive roster of clients benefitting from Currencycloud's powerful solutions, and discover how they can elevate your financial operations. With Currencycloud, financial transactions become more accessible and efficient, paving the way for new possibilities in the global market.

Expand your business horizons internationally with Tazapay, your reliable cross-border payment solution. Streamline your global transactions without the need for local partners, making international trade seamless and efficient. Tazapay offers a cohesive platform that enhances worldwide payment collection, ensuring your financial operations run smoothly. Your funds are securely held until the shipment is confirmed, and in case of delays, you are entitled to a full refund. Once goods are dispatched, the total amount is promptly released to you, preventing buyers from withholding payments if you honor your commitments. Acting as a trusted intermediary, Tazapay retains the buyer's funds until the service has been duly delivered by the vendor. Upon verifying the proof of service completion, Tazapay ensures that the vendor receives the payment without unnecessary delays. All escrowed amounts are kept separate and protected by top-tier banking institutions, under stringent regulatory frameworks. We handle all compliance and regulatory requirements, allowing you to focus on your core business. Additionally, your payment release milestones can be tailored to meet the specific needs of your enterprise. Our operational capabilities include Know Your Customer (KYC), Know Your Business (KYB), and thorough verification of shipping documentation to provide you with peace of mind. This comprehensive approach ensures that every transaction is secure and efficient, paving the way for a successful global expansion.

UnionPay International (UPI), a branch of China UnionPay, is dedicated to the expansion and enhancement of UnionPay's international operations. Collaborating with over 2,400 institutions globally, UPI has facilitated card acceptance across 180 countries and regions while issuing cards in 70 locations. This organization offers high-quality, efficient, and secure cross-border payment solutions to cater to the world's largest cardholder demographic, providing accessible local services to an increasing number of UnionPay cardholders and merchants worldwide. Currently, more than 10 million online retailers abroad accept UnionPay Online Payment, spanning 200 countries and regions, including places like Hong Kong, Macau, Europe, the United States, Japan, and South Korea, and covering diverse sectors such as retail, online travel bookings, tuition payments, and airline reservations. The system is meticulously designed to prioritize the security of cross-border online transactions, ensuring peace of mind for users. With its growing network and commitment to safety, UnionPay continues to strengthen its presence in the global payment landscape.

Transpay focuses on facilitating fund transfers straight to your recipient’s local bank, accommodating their currency and covering over 90% of global bank accounts. In most significant markets, our bank deposits are usually processed within a day, with more than 60% of transactions arriving in the recipient’s account in under an hour, and over 95% completed within 24 hours. Our service offerings are flexible; in addition to our bank deposit capabilities, we provide alternatives for sending money directly to mobile wallets or enabling cash withdrawals. While some payout providers may claim extensive reach, few can rival Transpay's ability to navigate challenging markets characterized by unstable currencies and intricate banking regulations. Moreover, our direct partnerships with top payout providers around the globe empower you to grow your business internationally and facilitate payments to cross-border recipients with the ease of local operations. This unique blend of speed, reliability, and extensive network positions Transpay as a leader in the financial transfer industry.

Speed experience allows for lightning-fast bitcoin payments processing, lower transaction fees, greater security, better scalability, and global reach. Our bitcoin payment APIs can be set up quickly. Start using the Lightning Network to receive fast, inexpensive global payments. The Speed platform API was created to empower developers to help power businesses. Use developer-friendly APIs to integrate bitcoin payment processor in minutes. Accept bitcoin payments for your company on your website, via links, or through your app. These are one-time checkout codes that allow you to accept payments on online platforms such as e-commerce. These links can be generated without any programming. You can instantly collect payments by creating a payment link to accept multiple payments on online platforms for donations and crowdfunding. Open-source plugins are available for all major eCommerce platforms. This allows merchants to integrate seamlessly with their existing system in just a few clicks.

Bitpace offers a streamlined payment platform designed for e-commerce and retail businesses, making it easy to manage deposits, payouts, and account balances in both crypto and fiat. Converting between crypto and fiat is quick and straightforward, helping you provide more flexibility at checkout. Created by specialists in fintech and payments, Bitpace enables merchants to accept crypto confidently, reducing risks tied to volatility and liquidity. With support for 75+ cryptocurrencies and 40 fiat currencies, you can expand globally while meeting customer demand for diverse payment options. With Bitpace’s crypto payment gateway, you can process large transaction volumes, cut operational expenses, and deliver smooth, secure payment experiences.

Breez offers an easy, rapid, and secure method for utilizing your bitcoins, with the goal of enhancing bitcoin integration into daily transactions through a user-friendly experience. Utilizing the Lightning Network, Breez allows you to make payments to friends or businesses via your smartphone or Breez card in just seconds, ensuring that your bitcoins remain under your control at all times. Additionally, Breez equips merchants with a straightforward Point-of-Sale application, enabling them to accept bitcoin payments swiftly and efficiently. By serving as a comprehensive Lightning Service Provider, Breez merges a user-friendly app for end-users with a practical point-of-sale application for vendors, leveraging advanced technologies within the bitcoin and Lightning ecosystems to reduce friction and enhance network reliability. The Breez mobile application includes features such as automatic cloud backup, multipath payments, instantaneous in-app swaps to and from on-chain wallets, and credit card top-ups, all designed to simplify the user experience further. This way, Breez not only streamlines transactions but also encourages a wider acceptance of bitcoin in everyday purchases.

TransferMate stands out as a premier global solution for B2B payments, facilitating billions in cross-border transactions for some of the most reputable brands worldwide. We have garnered significant strategic investments from prominent financial institutions such as ING Group N.V. and Allied Irish Bank. No matter if you represent a bank, a corporation, or an educational institution, TransferMate is designed to help you save both time and money through our cutting-edge payment solutions. Our platform is user-friendly, with no setup fees, and seamlessly integrates with our extensive global banking network. You can expect same-day payments along with confirmation of receipt, ensuring that you receive the correct amount consistently while avoiding costly wire transfer fees. Enjoy complete transparency throughout the process on a fully regulated network. We facilitate the transfer of your local currency straight to your recipient's account in their own currency. By locking in foreign exchange rates, cutting out wire fees, and streamlining administrative tasks, you can enhance operational efficiency. With TransferMate, you can incorporate global payment solutions directly into your existing workflow, providing your users with smarter payment alternatives—all from a single platform—thus revolutionizing your payment processes.

Experience a seamless cryptocurrency transaction process for card and mobile wallets through a single payment solution. Regardless of the payment method or currency your customers prefer, we ensure settlement in your chosen local currency to reduce foreign exchange friction. In addition to offering competitive transaction fees, our payment system rewards both you and your clients with ACH tokens for every cryptocurrency transaction completed. These ACH tokens can be utilized to cover any associated fees on the Alchemy Pay Platform. Our integrated second-layer payment protocols allow partners to connect effortlessly with Alchemy. Furthermore, our zero-confirmation technology enables the rapid processing of BTC, ETH, LTC, and other cryptocurrencies with longer block times in just seconds, utilizing advanced anti-fraud measures. By leveraging the adaptation layer of the blockchain network, the Alchemy payment consensus protocol can be effortlessly implemented across various public networks. This integration includes the Lightning Network, Raiden Network, and State Channel Network, creating a cohesive and efficient payment ecosystem. With these innovations, your payment transactions can be faster, safer, and more rewarding than ever before.

LNPay allows you to seamlessly incorporate the Lightning Network into your current business operations. With the LNPay Wallet API, you can easily embark on developing Lightning Applications (LAPPs). We simplify the process of integrating Lightning Network functionalities into your existing business framework. Our proprietary LAPPs feature paywalls, faucets, gifts, and the satmailer, all designed to enhance conversions and improve your business's key performance indicators. By combining the familiar data and analytics of traditional web enterprises with insights from the Lightning Network, you gain access to highly actionable information. The WalletAPI provides essential account features for your LAPP or project, eliminating the need to build comprehensive accounting capabilities for users who require a Lightning Wallet within your service. Let LNPay handle the complexities of balance history management, liquidity, and the send/receive capabilities. We continuously update our API with LNURL protocol, keysend, and static invoices, ensuring you can focus on your core business without the hassle of integrating these advanced functionalities yourself. This way, you can leverage cutting-edge technology while dedicating your resources towards growth and innovation.

Félix is a streamlined remittance solution that facilitates the transfer of money from the U.S. to Mexico, Guatemala, and Honduras. Utilizing WhatsApp, it allows users to send money without requiring additional apps or new account setups, making the process incredibly convenient. The service boasts competitive exchange rates alongside a fixed transaction fee of $2.99. While bank account transfers are completed almost instantly, cash pickups at affiliated locations typically see funds available within 30 minutes. Félix works in partnership with leading remittance providers in these nations to maximize accessibility for recipients. Designed specifically for Latino communities in the U.S., it provides an efficient and affordable means for individuals to assist their families across borders. By integrating Blockchain and Artificial Intelligence, Félix aims to revolutionize the current remittance landscape and pave the way for the future of international payments. This innovative approach not only enhances user experience but also ensures security and transparency in every transaction.

Driven by the capabilities of the Lightning Network, we aim to transform the global transaction landscape. Experience the freedom to send and receive payments tailored to your preferences. Currently supporting bitcoin, pound sterling, and euro, we are just scratching the surface of what's possible. Say goodbye to lengthy waiting times and tedious setup procedures - you can get verified in just minutes. With the Lightning Network, you can store, send, and receive bitcoin almost instantaneously. Effortlessly buy and hold bitcoin with a simple slide or schedule recurring trades at your preferred intervals. Regardless of whether you are a newcomer or an experienced user, our platform is designed for everyone — get ready to enjoy accumulating those sats. Expressing gratitude has never been simpler; content creators and hospitality workers can easily use their favorite social media platforms to show appreciation. Effortlessly send and receive money through a tweet or message, all while avoiding any hidden fees. Think swiftly and transact even more rapidly, as our deposits, payments, and trades outpace the competition significantly. Join us in experiencing the future of financial transactions where ease and speed define the user experience even further.

We provide a comprehensive payments and treasury framework for online enterprises. Our platform enables internet businesses to accept payments and process payouts worldwide seamlessly and efficiently. By utilizing traditional payment systems or adopting blockchain technology, companies can manage their digital transactions in a more scalable and effective manner. Circle acts as a bridge between these two financial ecosystems. The introduction of USD Coin (USDC) marks a significant advancement in the utilization of currency across the internet. Digital dollars function similarly to other types of online content, allowing for rapid transactions and exchanges that are both cost-effective and secure compared to traditional payment methods. As the fastest growing full-reserve stablecoin globally, USDC empowers businesses to operate across borders effortlessly. With our new free business account, companies can send and receive international payments that settle almost instantaneously. Additionally, we invite you to join the waitlist for our high-yield interest rate accounts, which are entirely based on USDC, offering great opportunities for both short and medium-term investments. By embracing USDC, businesses can take advantage of innovative financial solutions that enhance their global operations.

Aurpay, a global blockchain technology company, enables businesses of all sizes access to enterprise-grade cross-border cryptocurrency payments. All-in-one cryptocurrency payment and revenue platform. This platform allows you to solve for today and scale for tomorrow. Aurpay is one of the best cryptocurrency payment gateways available for ecommerce. It offers merchants tax solutions such as crypto tax calculator and encrypted reconciliation. Accepting crypto payments in crypto invoices is all around, track and get paid quicker. All the details are captured and elegantly rendered on a simple invoice that is delivered directly to your customer's mailbox. Automate the process of collecting and reconciling payments. Smart contracts allow you to accept crypto and manage your funds in a non-custodial manner.

Swipe offers a comprehensive platform that allows companies to develop card programs for users to make purchases anywhere in the world. Through Swipe, businesses can effortlessly design, oversee, and distribute both virtual and physical cards while the platform handles all regulatory, compliance, and network obligations, facilitating a swift launch of their programs in collaboration with banking partners and direct licenses. Furthermore, Swipe collaborates with leading payment networks, enabling companies to quickly establish card programs that convert cryptocurrency to fiat. With Swipe Ramps, users can enjoy a complete fiat payment channel for transactions involving any asset class. Additionally, the platform allows for card tokenization, providing a seamless experience with Swipe-powered debit cards that support integration with Apple Pay, Google Pay, and Samsung Pay, making digital transactions more convenient than ever. This innovative approach not only enhances customer engagement but also streamlines payment processes for businesses looking to modernize their financial offerings.

Bitcoin offers a groundbreaking payment layer designed for immediate transactions and reduced fees, ensuring that your assets are protected through robust cold storage solutions developed to industry standards. By entrusting us with your payment processing, you can concentrate on growing your business while remaining unconcerned about market volatility. Our innovative Bitcoin payment protocol significantly reduces the risk of fraudulent transactions. You can easily send and receive payments on any device, making it adaptable to various industries around the globe. If you require assistance or have questions, our dedicated team is here to support your business whenever necessary. Setting up to receive bitcoin and stablecoin payments only takes a few minutes, and you can choose to integrate through our user-friendly API or utilize a range of plugins compatible with popular eCommerce platforms. Create an account today and begin accepting payments right away; our API is specifically designed to facilitate a swift and hassle-free setup. Soon, you'll be able to process payments and distributions globally via the Lightning Network, opening up new opportunities for your enterprise. With our service, you'll not only enhance your payment capabilities but also enjoy peace of mind through secure transactions.

Make your payment processes as seamless as possible by effortlessly sending, receiving, storing, exchanging, and accepting cryptocurrencies within minutes! Experience a robust, secure, and scalable wallet solution tailored for your needs. Accept cryptocurrency payments with ease and assurance, ensuring a swift and safe integration for your business operations. Enjoy risk-free crypto exchange services that come with minimal fees, while also receiving your FIAT settlements directly in your bank account. B2BinPay® stands out as a prominent global cryptocurrency payment provider, catering to merchants and enterprise clients alike. This platform empowers businesses to handle cryptocurrency payments online efficiently and securely, facilitating transactions across the globe in no time. Provide your customers with the convenience of paying with various cryptocurrencies such as Bitcoin, Ethereum, Ripple’s XRP, Bitcoin Cash, Litecoin, and many more! With the ability to receive, store, and send digital assets like Bitcoin, Ethereum, Ripple, and Monero, you can trust in a highly secure and reliable wallet solution from a leading name in cryptocurrency payments. Join the growing trend of businesses embracing digital currency and enhance your payment flexibility today!

A digital wallet that allows you to support and enjoy amazing experiences without the need for a download. All through Bitcoin Lightning. The Mash Mobile Lighting Wallet App is a progressive web app that frees users from the restrictions of traditional app stores. This means Apple and Google cannot censor or control your experience. It only takes a few seconds to get started. You can download it and save it to your homescreen directly from the wallet. It has a smart scanner, a custom Lightning address, and supports all core functions for lightning interoperability.

The ultimate business account for going global, designed to facilitate your expansion and operations across borders without incurring excessive fees, cumbersome administrative tasks, or the nuisances associated with traditional banks. Your funds are securely held in reputable financial institutions, ensuring peace of mind as we operate as an authorized financial services provider. Easily settle invoices using the true exchange rate in over 70 countries directly from your mobile device or app, with half of the transactions being processed instantly or within an hour. To make a payment, simply provide your recipient's bank information or email address; they are not required to have an account with us. Streamline international payroll, reimbursements, and recurring payments to save both time and money, effortlessly paying up to 1,000 individuals in a single click by uploading a spreadsheet with all necessary transfer details. You can also invite team members to assist with payment tasks, and all your previous transaction information will be archived for easy reference in the future. By using this service, you can focus on growing your business while we handle the complexities of global transactions.

OnChainPay is a cryptocurrency payment gateway that facilitates seamless transactions for businesses wishing to accept digital currencies. By utilizing blockchain technology, it ensures that transactions are secure, cost-effective, and efficient. The platform accommodates a diverse range of cryptocurrencies, allowing merchants the flexibility they need to tap into global markets. OnChainPay’s goal is to streamline the integration of cryptocurrency payments into e-commerce platforms, equipping users with comprehensive tools for real-time tracking, management, and processing of transactions. With an emphasis on providing a smooth payment experience, it also prioritizes transparency, security, and adherence to regulatory standards within the cryptocurrency sector. This innovative approach empowers businesses to embrace the future of finance without the usual complexities associated with crypto transactions.

Ramp Network is building the infrastructure to connect Web3 with today’s global financial system. We help businesses implement an end-to-end solution that removes complexity, increases trust, and reduces friction for customers moving between crypto and fiat. Instant integration: one simple SDK, no signature needed to get started Smart KYC: we use Open Banking and other data to make KYC invisible Seamless UX: works from within partner apps Fully compliant: registered with both FINCEN (U.S.) and FCA (U.K.), and registered as VASP with the Central Bank of Ireland Multiple payment methods: accept credit/debit cards, bank transfers, Apple Pay, Google Pay, Pix, and more Global coverage: supported in 150+ countries Founded in 2018, Ramp Network is trusted by hundreds of businesses including industry leaders such as Axie Infinity, Brave Browser, DeFi Kingdoms, GameStop, Ledger, Loopring, MetaMask, Opera Browser, Sorare, and Trust Wallet.

PassimPay provides an innovative cryptocurrency payment gateway that is perfectly suited for a variety of online businesses, particularly within the ever-evolving realm of online casinos. With the capability to support over 45 different cryptocurrencies and customizable fee structures, it facilitates adaptable financial transactions. Prioritizing security, it features static wallets and automated withdrawals to cold storage, while continuous customer support guarantees smooth operations at all times. Additionally, the remarkably swift and straightforward setup process, combined with seamless integration options, positions it as an excellent solution for businesses across all sectors to easily adopt cryptocurrency payments. This flexibility and ease of use make it a valuable asset for any online venture looking to enhance its payment solutions.