Wallester
Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.
What we do:
1. White-Label Solution with Embedded Finance
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team.
2. Wallester Business: Corporate Expense Management
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency.
With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.
We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.
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Melio
Melio is an accounts payable platform designed to simplify bill payments, improve workflows, and maximize cash flow efficiency for businesses of all sizes. To get started, try all of Melio's features free for 30 days!
You can pay vendors online using bank transfers or credit/debit cards—even if they only accept checks—while Melio takes care of the manual tasks. Integrate seamlessly with QuickBooks and Xero to keep your accounting up-to-date.
Melio allows you to pay through bank transfer or card, helping you extend your cash flow and gain rewards. Enter vendor or bill details manually, upload, or snap a photo of the invoice—it’s that simple. Schedule payments according to your cash flow plan and let Melio manage them. Additionally, you can pay international vendors in their local currency for services and products.
On-the-go? No problem, just get the Melio mobile app on iOS or Android to manage your payments, process approvals, and much more no matter where your business day takes you.
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UnionPay
UnionPay International (UPI), a branch of China UnionPay, is dedicated to the expansion and enhancement of UnionPay's international operations. Collaborating with over 2,400 institutions globally, UPI has facilitated card acceptance across 180 countries and regions while issuing cards in 70 locations. This organization offers high-quality, efficient, and secure cross-border payment solutions to cater to the world's largest cardholder demographic, providing accessible local services to an increasing number of UnionPay cardholders and merchants worldwide. Currently, more than 10 million online retailers abroad accept UnionPay Online Payment, spanning 200 countries and regions, including places like Hong Kong, Macau, Europe, the United States, Japan, and South Korea, and covering diverse sectors such as retail, online travel bookings, tuition payments, and airline reservations. The system is meticulously designed to prioritize the security of cross-border online transactions, ensuring peace of mind for users. With its growing network and commitment to safety, UnionPay continues to strengthen its presence in the global payment landscape.
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OpenFX
OpenFX represents a revolutionary cross-border payment infrastructure designed to facilitate global money transfers with swift settlement times, substantial liquidity, and enhanced cost-effectiveness. By offering a cohesive API, it bridges the gap between conventional financial systems and innovative blockchain technologies, enabling companies to carry out foreign exchange transactions and international payments in a matter of minutes rather than prolonged days. Functioning around the clock, it eliminates the constraints of banking hours, thus fostering uninterrupted global currency movement across various regions. By circumventing traditional correspondent banking networks and minimizing the number of intermediaries involved, OpenFX dramatically reduces transaction expenses while increasing transparency, providing clear pricing and comprehensive visibility throughout the entire process from quotation to settlement. Moreover, its infrastructure is engineered to facilitate real-time foreign exchange conversions and automate treasury functions, equipping fintech companies, payment service providers, and large enterprises with the tools needed to effectively manage liquidity and expand their cross-border business activities. Overall, OpenFX is positioned to transform the landscape of international payments through its innovative approach.
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