Alternatives to Branch

Clair is a workplace-connected banking app that allows America’s workforce to advance a portion of their earnings before payday. Whether you need funds to help cover bills, stay ahead of your credit card payment, or use the money to invest, you shouldn't have to wait until payday to have access to the money you have earned. Clair On-Demand Pay is a free employee benefit that is used and loved by employees at over 12,000 businesses. With Clair, you can enjoy a range of financial wellness tools designed to support your financial goals such as: - Free Earned Wage Advances - Fee-free cash withdrawals at 40,000 in-network ATMs† in the U.S. - A 2% high-yield Savings Account‡ - FDIC-insured* Spending Account with no hidden fees Through strategic partnerships with leading payroll and workforce management platforms like When I Work, Trinet Zenefits, Gusto, Altametrics, and more, we're making it easy for businesses and their employees to stay on top of their financial goals and build a strong financial future with On-Demand Pay.

There is no one-size fits all approach to managing money. Salary Finance helps you manage your money and improve your financial situation by providing education and responsible financial products. We help you take control of your money and reduce the stress. We work with your employer to offer financial products and services that will help you live a happier and more fulfilling financial life. Salary Finance is a set of voluntary benefits that are linked to your salary. It can be tailored to your specific circumstances and allows you to take charge of your finances. Through a range of products and services, we help you improve your financial well-being. A robust library of educational guides, resources and other information will help you navigate the most important pieces in the financial puzzle.

BrightDime provides everything your company needs today to achieve financial wellness. Financial wellness is making informed and smart financial decisions, and feeling confident about them. To feel more confident about the future, it's important to take small steps now. Set budgets and improve spending habits. Keep track of everything: 401k/HSA/FSA, bank account and mortgage, brokerage account, and many other financial accounts. To ensure financial security, set goals and track your progress. A clear and personalized picture will help you make better financial decisions and build confidence. Tailored education is tailored to each person, providing relevant content when it's most important. Learn in context. Understanding financial concepts and how they affect your financial situation will help you to understand them. Reduce stress by simplifying financial jargon. Learn what's important and what's not. Unbiased coaching and consulting to ease financial stress and provide guidance.

OrbisPay is a platform that lets employees withdraw their earned wages every day, instead of waiting for their paycheck. This service aims to reduce the reliance on predatory loans by offering unique benefits to millions of Americans living paycheck-to-paycheck. Our products and services can improve retention rates, increase productivity, reduce turnover costs, and create a financial well-being culture within your organization.

Employees can receive financial education and wages on-demand. This is a voluntary benefit that you can offer. It takes only minutes to set up and is easy for you and your team. ZayZoon allows employees instant access to their earned wages. It is a voluntary benefit that helps reduce financial stress due to cash flow shortfalls between pay checks. Increase retention, productivity, and engagement in the workforce. Data is exchanged to payroll/HRIS to enable employees to securely create an Account and access their earned pay. How do we activate ZayZoon so fast? Integration with dozens of platforms has been completed, making ZayZoon an easy and fast EWA solution for employers. All early wage requests are funded by ZayZoon. Employers are not exposed to any risk or liability. Funds are automatically repaid on the next pay cycle. All employee support is provided by ZayZoon. Employers do not have to pay additional overhead to manage the program.

Even makes it easy to access your paychecks quickly when you need them most. Instapay also gives you the tools to make your financial future more secure. Instapay allows employees to access their earned wages even if they are short of cash. Even members can access Instapay at no additional cost. It is significantly cheaper than payday loans, credit cards, overdrafts, and credit cards. Even members have saved more than $300M in fees, interest, and other financial pitfalls associated with credit, overdrafts, loans, and credit cards. Even eliminates the stress of managing timesheets, schedules, and paychecks. Employees can quickly check their next shifts, and see their earnings through our app. Employees can view how much they have earned so far and what their next paycheck will be through the Earn tab (66% of Even members).

It's simple to set up and doesn't cost anything extra for your business. Rain is the future, don't live in the past! Payday loans, credit cards and overdrafts can all be expensive. Early wage access could be beneficial for 72% of Americans who live paycheck to paycheck. Employers who offer Rain as a voluntary financial wellbeing benefit to their employees are eligible to receive our service at no cost. Rain integrates easily with most payroll systems, so your payroll team won't have to spend additional time or resources managing Rain. Zero fees & zero hassle for your payroll team. Your employees can access up half of their earned-wage through the Rain smartphone app. We charge a small fee for each employee who withdraws their earned-wage via the Rain app. This fee is similar to an ATM fee. Ask us about our zero-fee option.

A budget with a low level of income or high expense volatility can be disrupted by small amounts of earnings or unexpected expenses. This can often lead to bank overdrafts and short-term loans that have high fees. Financial stress can have a negative effect on employee productivity, job satisfaction, and retention. FlexWage gives employees instant access to earned wages, increasing employee loyalty and retention. FlexWage helps you eliminate financial stress and create a happier, more productive workforce. FlexWage helps companies save money by encouraging the adoption of electronic payments to eliminate the need for paper checks. Our fully-compliant, accurate and reliable on-demand payment solutions and financial wellness tools will revolutionize your company's financial benefits program. FlexWage is the only patent-pending solution from the industry's most trusted, automated and trusted company. Access your wages immediately and on-demand, even if you have already earned them.

Instant Financial provides businesses with an earned wage access solution. This allows employees to access their earned wages right away after they have worked, and not having to wait until payday. Employers can benefit from this benefit, which not only helps them avoid the daily struggle of living paycheck-to-paycheck, but also increases retention and lowers attrition rates. This will help you improve your bottom line. You can increase job applicants and reduce turnover by giving your employees financial control. Instant Pay can bring you immediate results. Learn from leaders in the service sector how Instant Pay has helped them increase their retention. Learn how our platform integrates into your existing payroll and human resources systems. Employers can increase job applicants, retain employees, and reduce absenteism with our platform.

Tapcheck offers earned wage access to employees at no cost to employers. It provides tangible benefits that improve enterprise-level performance. Employees should have financial freedom to improve their quality and retention. Give your business an edge in recruiting by making it more competitive than your competitors. Reduce absent days and distractions, and keep your employees happy by reducing stress and worry associated with financial problems. Your workforce should be able to focus and give their full attention to the task at hand. Improved employee financial wellbeing reduces the need to hire expensive recruiters and lowers the costs associated with training new employees. On-demand pay allows you to reduce personnel expenses without having to burden your payroll department or pay for an expensive benefit. Tapcheck makes it easy than ever to invest in your most valuable asset, your employees.

India's largest and most trusted earned wage access platform. It provides full-time and contract employees with real-time pay access. The majority of human resource suffers from acute financial anxiety, which can lead to poor or inefficient performance, distractions at work, and negligence. Employees find it increasingly difficult to manage their personal and work lives, increasing their financial stress. This can have a negative impact on their overall output. Employers' working capital could be affected by rising debt obligations and a liquidity shortfall. Rising financial anxiety among Indian workers could lead to increased absenteism and higher attrition costs for Indian enterprises. Even your top performers who are eligible for performance-linked incentives can be affected by financial stress. This issue must be addressed by organizations and encouraged to help employees build financial resilience.

Our all-in-one platform helps employees to fully engage in work and personal life. It takes a holistic approach to improving financial wellness and employee satisfaction. Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. They can also use their earned wages to call Uber or get Amazon products for daily living. We provide the money to ensure your employees are protected without disrupting your systems. It's not a loan, there's no interest and it's their money when they need it. Employees can find deals on the app's discount market to save money on prescription medication and other everyday items. Employees can see how much they can save based on their spending habits and upcoming bills. Access to financial education articles and appointments with financial coaches at no cost.

Jify is India's largest financial wellness platform for the employed workforce. On-demand salary is a new concept that allows employees to access their salary immediately and before the month's end pay-check. Jify allows you to avoid high-cost interest fees, borrowing from family/friends/employers, and paying bank/credit overdraft fee. Why Jify? • Hand-picked and selected by your HR leaders to provide long term financial wellness • You get 0% interest/fee, instant access to your pay whenever you need • No paperwork or document uploads required • Multiple benefits and rewards • All employees of an organization are eligible • Available 24x7, withdraw your salary whenever you need it Want to learn more about salary advance/on-demand salary?

Employers can improve financial health and end cycles of debt by allowing workers to access their hard-earned wages every day. This earned wage access is crucial for workers to get out of the debt cycle of payday loans and credit cards. Instant verifies hours worked and allows employees to access their pay early without additional cost to the employer. The worker completes the workday and clocks out following the normal process. The HR software keeps track of hours worked, including clock in and clock out. Immediate receives notification of hours worked and makes earnings available to transfer. Immediate transfers money to the user's bank account, preferred account, or loadable debit card. Payroll software routes the repayments of earnings accessed to the next payday. The payroll software directs the repayment of immediate earnings. You can reduce turnover and build loyalty among your employees.

82% of staff feel more positive regarding their employer. Engaging staff is all about making them feel good. Employees often feel the most happy when they have a good working relationship with their employers. Financial wellness is the key to a sustainable workforce. Our employer-enabled financial tools have 82% of our users feeling more positive about their employer. Wagestream can use employer data to guarantee that your business will have fewer leavers by 16% in less than 12 month. Wagestream users feel a stronger connection between what they do and what they earn. They have worked on average 22% more hours per year. Flexible pay means less stress and more focus on the job. Our most popular feature is the tracking of wages. Wagestream encourages savings.

Hastee, a fintech firm, offers an on-demand earning platform that allows employees to access their earned wages prior to the traditional payday. It aims to improve employee satisfaction and retention by improving financial wellness and flexibility. Hastee offers other features such as AI Financial Assistants, Benefits Calculator Discounts, Financial Checkup.

Flexpay is a new program that allows Canadian businesses to earn wages. This service allows employees of partner organisations to access up 90% of their "Earned Wages", any time before "Payday". Employees do not pay a monthly fee and partner organizations are also free. The main objective of earning wages at any time access is to improve and balance cashflow for employees and to be confident to handle any financial emergencies. Flexpay makes it simple to plan, budget, and spend what you need to save, so that you can live today with dignity while building a secure financial future.

Fuego by Fourth, an on-demand payment app, allows employees to take a portion of their tips and earned pay before payday. Employees can withdraw up to 50% of their earned money within hours of completing a shift. This is done at no cost to the employer and is deducted from net salary like other post-tax calculations. Fuego integrates seamlessly with HotSchedules so that employees can instantly view their earned wages available for immediate draws every time they log in to check their week's schedule. Fuego's Fuego Visa®, Card* is available to help on-demand pay customers who are not banked or underbanked. It provides a reliable and convenient way for them to make debit transactions. Fuego assists workers in reaching their financial goals. It also develops solutions for employers to make employees more optimistic, engaged, and productive.

Your business is hard work. The Netspend®, Small Business Prepaid Mastercard®, will give you the tools to manage it. It can be difficult to keep track of your finances when you have business and personal expenses. Netspend Small Business Account helps to stay organized by allowing you to keep all your business expenses in one place. It's easy to file your taxes. You can organize your business transactions and export your account information so that you spend less time doing paperwork and more time working on your business. Every sale is important for a small business. Customers will find it easy to pay you by accepting multiple payment options, including checks, credit and debit card payments, cash-added to your Card account, and cash-checks. You can give employees limited spending power through a subaccount linked to your Card Account. To run a business successfully, accurate bookkeeping is essential.

It's as simple for you as it will be for your employees. Zero-integration is our secure, unique approach. This means that you can launch a program in days instead of months. Earnin has helped increase motivation at work by ensuring that employees get paid before payday. Earnin has helped reduce financial stress and paid bills on time. Earnin is trusted by top companies to help them build stronger financial futures. We offer everything you need to launch, promote and measure the impact. You will receive metrics on performance, a dedicated partner success manager, as well as customized marketing materials. We are on a mission: to make money more accessible for everyone. We are able to create new solutions that work for everyone by breaking down the barriers of an old financial system. We are revolutionizing technology to put people first. See how we are creating change. Our products are free to members. Members can also tip as much as they like. Tipping is voluntary and only an option for members who wish to show their support.

Our holistic financial wellness program is half the price of traditional benefits. Our financial wellness platform has changed thousands of lives and helped our customers stand out from the rest. FinFit's financial wellbeing program helps employers increase workplace productivity and attract and retain talent in this highly competitive job market. FinFit is a national financial wellness benefit provider that serves over 185,000 clients. FinFit offers a self-directed online experience that allows employees to measure their financial well being and provides educational resources and tools to help them increase their financial knowledge and drive success. FinFit provides real-time help and real-world solutions to workplace stress. Employers can use FinFit to attract and retain talent. It helps employees become more productive, stay focused, and get healthier.

Using a simple and fast cashless tipping system, you can empower, retain and engage your staff and guests. Built for the enterprise and serving the individual. With digital tipping, we're revolutionizing 160-year-old tradition of cash tipping. Customers have received 5x more tips since the introduction of more tipping options. Your hard-working staff will earn more if you increase the frequency of tips. We found that customers are more likely than not to tip more when we provide predefined amounts. A happier team is one with a better financial situation. Reduced turnover and hiring costs can save you a lot of money. Choose the features that are tailored to your business and have embedded experiences that resonate well with your guests. Our dedicated customer success team will do all the heavy lifting for you, working with your business. We offer enterprise-grade security and compliance as well as payroll integrations.

DailyPay is powered by an industry-leading technology platform and is on a mission for a new financial system. DailyPay has partnered with America's top-ranked employers, such as Dollar Tree, Berkshire Hathaway, and Adecco to become the gold-standard for on-demand pay. DailyPay's massive data network, proprietary financing model, and connections to over 6,000 banking system endpoints allow it to ensure that money is always at the right place at the right moment for employers, merchants, and financial institutions. DailyPay is a technology company that aims to change the way money moves from the moment it starts. DailyPay's headquarters is in New York City and its operations are based in Minneapolis.

Employees have access to earned wages whenever they need them. Only a daily file interface is required by the corporate payroll office. Interfaces with payroll systems and time/labor systems are required to track and value accrued labour, eliminating risk. Policies regulate access amount and frequency. The subsequent payroll deposits are used to deduct the funds. Your employees will be able to receive a new benefit, financial flexibility, and education. Per transaction fees ensure that they are only charged for the services used. The fee cap keeps the cost down. You can access early wages according to your company policy. Funds credited immediately or ACH to the employee's existing account. It is quick! PayCard account, cash pickup at retail locations

Digital transformation for advanced payroll processing, time check management and payroll processing. Zero cost, risk-free payroll reserve fund. Payroll welfare improves employee engagement and reduces turnover. Financial stability is essential for better focus, productivity, and efficiency. For better focus, productivity, and efficiency, ensure financial stability. Access your earned wage in no time limits. GIMO App allows you to track your workday and view your earned wage. In just a few seconds, you can get paid whenever you want. Data access is strictly aligned with your business's policy. You can customize your business model and requirements. GIMO is an on-demand payment platform that allows businesses to pay their employees on demand. Employees can also access their earned salary on a personalised basis. GIMO is an on-demand payment platform that allows Vietnamese companies to pay their employees. It can be used for any domain.

Over 20 years, we have helped financial providers, government agencies, and employers to improve their financial behavior, confidence, and aptitude. Research over 20 years has shown that 80% of Americans live paycheck to paycheck and don't have enough savings to cover emergencies. These programs leverage digital technology to reach large numbers of people at low marginal costs. In today's digital world, the correlation between financial literacy (and behavior) is becoming more apparent. Its effects extend far beyond consumers to financial institutions as well as the consumers they serve. Online delivery allows more people to take part because of its flexibility and ease. It offers privacy and allows for a personalized, customized experience. Financial Fitness Group offers unbiased, interactive online tools that help participants increase their financial knowledge.

fastP.A.Y.E allows employees to access a portion of their earned wages before payday. It is also easy to implement and provides other financial wellness tools. It is currently only available in the UK and EU. Our model allows the employer make all important decisions about how often and how much staff can withdraw, which improves financial well-being. It can be used for staff to pay early for overtime work or other difficult shifts. Employers can increase their hours by around 3% without needing to hire additional staff. It can also be used to provide financial support for staff by giving them a fixed amount of their earned salary or a percentage before they go on to payday. Other features include a work benefits assessment tool, budget and savings tools, and financial eduction. The Enterprise version can integrate with work force management software, payroll, and HR platforms.

Financial inclusion and well-being should be a top priority in your workplace. Employees come with varying levels of financial education. HoneyBee offers support for your employees and their families as they navigate their financial journeys. All employees have the opportunity to pay down debt, manage unplanned expenses, and boost savings goals with the country's first free rainy day fund. Our financial professionals offer non-judgmental advice to employees and their families on money matters and create customized plans to help them achieve their financial goals. Personal finance is not taught at school. Our educational webinar series will help your employees and children learn in an inspiring manner so they can get a headstart.

PayNow Platform is designed to meet the unique disbursement requirements of your business. Simplifying disbursements for the Enterprise. Payouts Network’s intelligent platform is the industry leader and allows businesses to dynamically manage capital through real-time disbursements and acceptance using existing financial accounts. Instant Payouts to Employees and Customers. Pay your employees and clients quickly, directly into their existing bank account or credit card. Why Instant Payouts? Reduce transaction costs and fraud risk. Pay more cost-effectively. Pay instantly to your employees and customers' bank accounts. No need to print and ship gift cards or checks, and no longer wait for ACH processing. Employee Retention. Employee Retention. Instantly access your employees' earned wages to motivate, retain and recruit them.

Powerful payroll software. People Tools simplify payroll and HR. They will delight your employees. Our HR software will ensure you never miss out on Rockstar talent. Your employees will be delighted by the easiest onboarding process in their industry. You have the power to take back control of your most valuable resource, your labor. Our online payroll software makes it easy to eliminate manual spreadsheet entries and tax compliance headaches. Our HR payroll benefits software gives your employees the peace of mind that they need to perform at their best. Your employees will be fully engaged, motivated, and performing at their best. Your employees should have early access to earned wages in order to increase their recruitment and retention, as well as eliminate absenteeism.

Your PTO benefits are not being used to its full potential. You can increase employee happiness, retention, and engagement by allowing employees to do more with their time. 78% of employees live paycheck to paycheck and 41% can't afford a $2,000 emergency. Unplanned financial emergencies can be covered by accrued PTO. Employers can use their accrued PTO to fund retirement, save for their child's 529 college savings, or pay down student loans. 68% of employees feel more productive and refreshed after taking time off. PTO Genius helps employees find company-friendly vacation opportunities and converts extra PTO into cash to pay for vacations. The Genius Team is there to help you every step of your way! We assist you in understanding the powerful features and benefits of the platform for your company, customizing the platform to meet your needs, and guiding the launch experience. All this in just a matter days!

In a cashless society, guests can tip hotel staff using their mobile devices. This will help you retain and attract top talent. Gratitude is a fully integrated digital tipping system that distributes tips accurately and seamlessly to the right people. Tips are automatically sent to the correct people in a single seamless workforce management system. Instant pay allows managers to pay employees faster. Customize tipping to give guests a sense of security and consistency. Intelligent QR codes placed at multiple touchpoints in your property encourage guests to leave tips to show their appreciation to your hotel staff. Gratitude's native integration of digital tipping with task assignments and schedules, payroll, and payroll software, ensures that tips are automatically sent to the correct employees. Guests can scan the QR code to leave tips for valet staff, housekeepers and other employees who are not well-tipped.

Modern tipping, instant payouts and tax reporting are all done digitally. Digital tipping via QR code or kiosk allows guests to tip their employees in seconds. No app download required. Employees can instantly access their earnings. We can unlock 20% more in effective wages by removing the friction of tipping. This will lead to significant improvements in employee retention. Grazzy offers flexible tip distribution options. Tips can be sent directly to debit cards connected to employees for instant access or via ACH bank transfers. Reduce retention and recruitment costs dramatically and unlock more earnings to your employees. Digital tipping allows you to reduce risk, increase employee earnings and provide your customers with convenience. Distribute credit card tips to your employees instantly. Increase your employees' earnings instantly to attract and retain the best talent.

Spreadsheets, data input, and bank visits are now a thing of history. TipHaus takes care of everything so you can concentrate on running your business. Automated tip calculation and payment distribution in the hospitality industry. TipHaus syncs up with your POS to calculate your employee's owed tip in real-time. TipHaus will send instant payment to the employee's account at the end of each day. No more waiting for pay checks, no more ATM cards and no more employee-manager confrontations. Custom reports tailored to your payroll provider. Payroll import with just one click lets you get back to work and your life. We decided to automate everything because manual entry leads to errors, fraud and wasted time. Our free mobile application means that employees of our clients have 78% more confidence in their managers, and 28% longer tenure. We have partnered with the leading restaurant software providers to do the hard work for you. Now, all you need to do is sign in and sync.

Share your ideas with your team on a desktop computer, iPad or mobile device. Stay informed and avoid confusion with our daily tips. Organize tip data using our convenient export and printing options. Simple tip forms that automatically calculate tip amounts make tip-outs easy. Reduce the amount of paperwork. You can see the tips clearly. Explore case studies, analytics and other data-driven insights. Our research shows that wages are a large part of the operating costs of restaurants and bars. They also take up a lot of time. It is important to have efficient systems and to accurately account for tips. This will help you maintain compliance with tip laws, as well as improve your bottom line. Tipnpost will take your process to the next step, allowing you to leave behind outdated templates, spreadsheets that are prone to errors, and paper-based methods of accounting. It makes tip-outs and tip-splitting, tip pools and tip reporting easy.

Your business is at risk from employees living paycheck to paycheck. SmartDollar is Dave Ramsey's financial wellness program for employees. SmartDollar, Dave Ramsey's employee financial wellness program, is called SmartDollar. Your employees will learn the 7 Baby Steps to help them stick to a budget and get out of debt. They'll also learn how to save for the future and prepare for retirement. SmartDollar offers engaging content and a complete set of tools that will help your employees make real progress with money. SmartDollar is not about living paycheck to paycheck. Employees can focus on one goal at the time and gain momentum to move through the plan and make long-lasting changes. SmartDollar will be introduced to your employees by a dedicated client representative. SmartCenter, a customized client portal, will track your employees' progress and provide you with tailored promotional materials and contests that will increase participation.

TipYo, a mobile tipping platform, allows hotel guests to tip employees who are not at the point of sale without using cash. TipYo works with hotels, management firms, and other enterprise operations in order to provide a cashless tipping service. Our solution is web based (app also available) and offers flexible tipping options without relying on QR codes. Associates are recognized and rewarded. Solve the income problems that a cashless world can cause. Eliminates direct communication between guests and employees. Payment integration with payroll systems to meet IRS and regulatory needs. Partner with a company who has extensive experience in financial payments. The revised standard of care guidelines are met. A hotel guest can use a QR code to access TipYo’s mobile tipping platform. They can tip any employee at your hotel or a pooled category.

Financial wellness is a key part of your employees' well being and your business' success. Give your employees a free benefit that helps them achieve their financial goals, reduce stress, and improves their productivity. Your employees will be financially stable and know that they won't have to worry about any minor expenses or financial difficulties. They will be able to develop better financial habits and continue making progress if they have a better understanding of their budgeting options. Employees who are stressed about finances are less productive and have a worse financial situation than others. We will provide education sessions right at your workplace. We'll help you choose from a variety of financial topics and set up a time that works for your business. We will provide advice to help them get on the right path to financial wellness. You will also receive alerts and insights to help you stay on track. We understand that it is a continuous journey and will be there for them every step of their way.

Skylight PayOptions Program helps employees prioritize their financial well being. Direct deposit of wages can be done electronically to a paycard. This eliminates the need for employees to cash checks or deposit paper checks. You can save money by opening an optional savings account. This account can be used to save for school, vacations, or even a new vehicle. Direct deposit is preferred by employees over other payroll options. This will increase their financial well-being and make them more likely to recommend your company to others. Employees benefit from strong financial tools that can improve workplace performance. Our paycard product can help you streamline your processes.

PayCaptain is the first software that combines Payroll, Banking, and Financial Wellness. PayCaptain is a financial wellness solution that combines the best of tech and thinking to offer innovative companies a complete Payroll and Financial Wellness solution. PayCaptain can replace or enhance a company's legacy payroll processing and payment processing systems. It can dramatically improve the payroll function as well as the employee payroll experience. Our mission is to empower people to manage their money and reduce financial stress at work.

Employees deserve the financial education and tools that they need to feel great at work and in their personal lives. Based on each employee's unique circumstances and priorities, our dynamic recommendation platform prioritizes financial education content. One size doesn't fit all. Our content-experts have made sure that all of our financial education content remains objective. Budgeting made simple because life is complicated. Our budgeting tool offers suggestions to help employees balance competing financial needs such as student loans, saving for a house, and retirement. The budget tool helps employees to balance their unique life circumstances and get the most from their paycheck. Employees can track their financial goals and set them up to achieve them. This helps them stay on the right track and motivates them to achieve their dreams and goals.

The solution is free and allows workers to decide how and when to be paid. 1099 workers can access their earnings instantly and earn cash back rewards with the help of digital banking. Workers need cash flow for unexpected and daily expenses. If your employer is a Payfare partner, you can enroll in a free digital bank app and payout debit cards that will allow you to access your earnings faster at no cost. Avoid payday loans, overdraft fees and the costs associated with maintaining a traditional account. Cash-back rewards put money in your pocket. Instantly receive your earnings without any fees. This is a no-cost solution. No monthly or annual charges, no overdrafts, and no minimum balance is required. Give your employees instant access to their earnings, and a digital banking solution free of charge that suits their financial needs and lifestyle.

Your employees are the foundation of your company's health and vitality. We offer a customized employer program that will reduce financial distraction and improve your employees' financial health for no cost. Americans are becoming more anxious about their financial lives. They worry about how to save for retirement, pay off student loans, and manage medical expenses. All this worry and financial distraction can lead to productivity losses, increased absences as well as healthcare claims, higher turnover, and other problems. When you consider the correlation between the two, investing in employees' financial health can be just as important as investing in their physical. High levels of financial stress can lead to poor health and headaches.

Covid has been particularly hard on the workforce. 50 million workers lost their jobs, had to take a pay cut, or were forced to go on furlough. Companies are now struggling with the Great Resignation. The largest number of employees are leaving to find better-paying jobs with better benefits. These benefits should include financial wellness tools and solutions. More than 60% of Americans are poor, despite their personal income increasing. They don't even own $1,000 for emergency situations. This should not be a problem for you as an employer. It is. It's because 80% of your employees are experiencing moderate or severe financial stress. This means that they are more likely to miss work, be less productive, engage, and focused than their non-financially stressed colleagues, as well as having higher turnover rates. It doesn't have be this way. Best Money Moves is led by Ilyce Glink (awarded-winning financial writer, blogger, and radio talk show host), who uses artificial intelligence to power a mobile first platform.

It's much harder for employees to focus on work when they are financially stressed. SmartPath's affordable platform for financial wellness will give your employees the education, coaching, tools, and support they need to turn stress into financial success. Research shows that employees engage in different ways. Our program is comprehensive and meets your employees where they live. Each employer receives a branded launchpad that allows their employees to interact with SmartPath's services. You can chat with our coaching team via Live Chat to get quick financial answers and superior support. Money can be stressful. Add to that the effects of the pandemic and it becomes even more stressful. Take our quiz to find out your financial options. Get clear guidance and personalized results. Our human coaches have the talent, training, and dedication to help. We cover everything from budgeting to homeownership, budgeting and even college for kids.

Employee Wellness Designed for Today's World. We offer thousands of classes that cover financial, mental, and physical wellness. Our programs are tailored to help your employees and their families deal with today's unprecedented social and health crises. BurnAlong offers 5x the engagement of traditional wellness programs. Employees have the option to choose from hundreds of instructors that cover 45+ types of fitness and care. BurnAlong is a truly inclusive wellness program that offers everything, from traditional fitness to programs for chronic conditions and even specialized content about mental health, stress, and financial wellbeing. HR Teams & Employers BurnAlong provides employees with the motivation and tools they need to achieve and maintain their health and wellness goals. Municipalities. BurnAlong works directly alongside companies and partners with top brokers, insurers and wellness portals. Data can flow to and from other platforms.

We combine design thinking with personal finance to show clients their complete financial picture with clarity. Asset-Map, a financial tech startup based in Philadelphia PA, is an award-winning financial tech startup. Asset-Map has over $1.4 trillion in financial instruments. Advisors can use their professional insight to visualize all the household's finances in an Asset-Map report. Interactive Target-Maps allow you to identify the most important financial priorities of a household and track their progress. Intuitively search for and filter entire advisory practices by keeping an eye on households that require attention in a way that is unique. Book a demo today to join the thousands of financial advisors who help their clients make better financial decisions.

Ceannate, our parent company, has over 15 years of experience helping student loan borrowers achieve financial stability. IonTuition was established in 2011 to assist college students and alumni with student loan repayment. Since then, we have expanded to offer employee perks programs to all types of companies, including employers. IonTuition, today, is the most trusted, employee-centric partner in student loans repayment benefit solutions. We offer a holistic approach to financial wellness. Our personal platform and close relationships with servicers help borrowers resolve their repayment issues at all stages. This puts them on a fast track towards financial wellness. To schedule a demo of our platform and learn more about how student loan repayment programs can work in your company, please contact us. Online student loan repayment management tools that help employees repay student loan debt.

ITN Productions and Personal Finance Society approached us to discuss the importance of financial wellness in the workplace. We also shared the employer (and employee!) experience with MyEva, a digital financial advisor for every employee. Financial wellbeing is more important than ever in these difficult times. MyEva will help employees think about how they can take control of the present and develop a mindset that empowers them to achieve their future dreams, whatever those may be. Setting goals for your future and setting personal goals for your financial well-being is key to improving financial wellbeing. This is a simple, straightforward path to follow. Many people are not familiar with the terminology of finance. Financial security is more important to us than the ability to live stress-free, spend more time with our loved ones, create memories, and have peace of mind.

PTO Exchange is a benefits platform that converts vacation hours into liquid assets that employees can use to fund their personal needs and support causes that they care about. This provides companies with a unique benefit that benefits every employee. It all works within the current system. Allow employees to contribute to their financial wellbeing and manage it. You can use any unutilized PTO for retirement accounts, student loans, health care expenses / HSAs. What if you could trade some of your unused PTO to pay off your vacation? It's now possible. Employees can donate to over 1,000,000 non-profit causes and organizations, as well as their colleagues in need. It is smart to reduce PTO liabilities and increase talent recruitment and retention. It pays both for Finance and HR. Both HR and Finance will be able to reap the benefits of enhancing PTO benefits, as well as reducing corporate liability.