Compare Fluid vs. SMASH Invoices

Fluid Financial serves as your ally in revenue collection, functioning as a virtual cash flow manager that provides optional advances on each invoice you issue. With our user-friendly payment optimization tools, you can expect to receive payments around 22 days sooner, all at no cost to you or your team. Your account is safeguarded by bank-grade security measures and a dedicated team of financial experts focused on helping your business thrive. Fluid streamlines your payment processes, allowing you to decide when you receive your funds. Simply create an account and submit your unpaid invoices to your clients. Once your invoice receives approval, you will be notified, and the payment will be instantly accessible for withdrawal, directed to your chosen bank account. The repayment process is straightforward, as your client will handle the payment through Fluid, which will cover your advance. Freelancers, agencies, and small business owners rely on Fluid to enhance their cash flow management, ensuring they remain financially agile in a competitive market. By choosing Fluid, you are not just optimizing payments; you are also embracing a more efficient way to manage your financial relationships.

SMASH is a voice-to-invoice software platform built for tradies and service businesses that want to create professional quotes and invoices quickly without spending time typing or managing paperwork manually. The platform allows users to simply describe a completed job out loud while SMASH automatically generates polished invoices, quotes, and customer-ready documents within seconds. Businesses can upload a few previous invoices during setup so the system learns their pricing structure, labor rates, job styles, GST handling, and invoice formatting preferences automatically. Once trained, the platform creates invoices that match the business’s existing workflow and branding with minimal setup or configuration required. SMASH streamlines the entire payment process by allowing customers to receive invoices instantly, approve quotes with one tap, and complete payments directly from their phones. Real-time tracking tools let businesses see when invoices are opened, viewed, approved, or paid so there is no uncertainty around customer communication or payment progress. Features such as repeat invoicing, saved customer details, NDIS participant support, and automatic GST calculations help businesses reduce administrative work and maintain consistency across jobs. The platform also supports quote management by allowing users to track drafts, approvals, repeat customers, and pending payments from one dashboard. SMASH is designed specifically for electricians, plumbers, builders, carpenters, and other trades professionals who spend most of their day on job sites rather than behind a computer. Mobile-first functionality allows users to generate and send invoices directly from the driveway immediately after completing work.