Best Buy Now Pay Later Apps in Europe

Clearly Payments offers low-cost credit card processing software and services for online payments, payment terminals and mobile payments. They also offer recurring billing and invoicing. The mission of Clearly Payments is to lower the cost merchants pay to accept payments. Period. The first step of the plan is to create a payment processor that has a low-cost structure. Innovation is required, so we need a strong corporate culture. We keep costs low by: - Virtual teams, cloud-based software, and a culture that is metrics-driven to run our business - Working with the most cost-effective and reliable payment technology providers around the globe - Customer acquisition via communities, word of mouth, and partnerships We can pass the savings to merchants by our low-cost structure. We are expanding on this front, making merchants happier and saving them money every single day. https://www.clearlypayments.com

Clearpay is an international payment platform that aims to empower financial wellness for the next generation. Customers receive products instantly, pay in four instalments without interest and are rewarded for timely payment. Clearpay empowers customers to make financial decisions. We don't charge any interest, have no credit checks and there is no catch. Clearpay is a movement that benefits everyone - shoppers and retailers alike. Clearpay is also known as Afterpay in Australia, New Zealand and the United States. We are offered by more than 55,000 of the best retailers worldwide and have more 10 million customers. Clearpay/Afterpay has a mission to create an economy where everyone wins. Today's shopper expects a better way of paying. We make it easy for people who love brands to get what they want. Clearpay is committed to responsible spending. Customers who pay on time will receive a free Clearpay card.

GoCardless is the UK's most trusted online direct debit provider. It makes it easy to process recurring and one-off payments. GoCardless is cost-effective and secure. It offers an easy migration process and transparent fees. The platform has pre-built integrations to leading accounting, membership, and subscription software such as Quickbooks, Sage Sage, Zuora and Online Scout Manager.

Shop Pay stores your personal information so you can fill out forms and not carts. Everything is encrypted to ensure a smooth checkout. Split your purchase into four equal installments at participating merchants or pay in full at checkout. You can now offset the carbon emissions from your deliveries for free. You just need to check out with Shop Pay to be carbon-neutral. Shop Pay protects you and your money. Once you have shared your shipping and billing information, you can use your email address for future purchases. Our servers are compliant with industry standards (PCI Compliance), and can vault credit and debit card information. Shop protects all personal information you share with them. Shop Pay allows you to choose whether to pay in full or in four equal installments* at participating merchants. You can make debit or credit card payments every 2 weeks or set up automatic payments.

Paythen makes it simple and painless for you to offer installment or flexible payment plans for your product/service to customers in 120+ countries and currencies. Built-in automations also reduce admin, support, and busy-work. No technical knowledge or code required. Connect your Stripe account to get started in just minutes Paythen gives you complete control over how you offer payment plans. You can choose the billing intervals and amounts, as well as fees. Once you have created a plan, you will receive a payment link that works everywhere - social media, email, or wherever your customers are. You can offer subscriptions, collect one-off payments, or use our unique "Pay Your Way" plan to allow your customers to choose whether they want to pay upfront or through a payment plan. Paythen is a better option than buy-now-pay later companies. It has lower fees, more control over your brand, and more flexibility. Stripe works with Paythen

Balance is the first self service checkout to accept 100% of the B2B payment complexities. This includes wires, checks, wires, wires, SaaS subscriptions, automatic vendor payouts, milestone payments, net terms, wires, checks, wires, checks, wires, wires, and wires. API-first! Access them docs Accept wires, ACH, cards, and checks. Instant, risk-free net terms: Your customers pay net 30/60. You get paid immediately. Easy recurring payments: Recurring invoice payments made as simple as recurring CC payments Built to meet all B2B payment requirements. It is ideal for marketplaces, wholesalers, merchants, SaaS providers, and service providers. Self-serve Invoicing: Customers can easily pull and pay their invoices using a click Automatic reconciliation & collection: Isn’t it funny that you’re still doing this manually.

Offer customers interest-free installments. Get the proven solution to grow your business. - Increase conversion and increase average order value - Lower cart abandonment - Compatible with existing credit or debit cards Accepted in more than 200 countries around the globe - Approval Rates in excess of 80% Shoppers can make up to 36 monthly interest-free payments with their existing Visa or MasterCard. Shoppers can try the item for up to 90-days before deciding if they want to keep it. Shoppers can decide if they want to pay in full or set up an installment-payment plan. Shoppers with insufficient credit card balances can split their installment payments between two credit cards. This allows the customer to get exactly what they want without having to apply for another credit card.

Installment Management software allows you to manage cash/Installment sales as well as down payments, stock, recovery, and other details. Installment Management System, a web-based user-friendly software, is designed to manage multiple branches and all branch operations.

You don't need credit and you have easy, flexible payment options so that you don’t have to worry about making those important purchases. Get great deals from over 100 retailers today and apply for a Katapult leasing agreement today. Katapult lease to own allows you to take home up $3,000 worth of essential items like furniture, electronics, home appliances and mattresses. The lease-to-own option is a new way to get the items you want. Choose Katapult for the payment option at checkout. Start your lease-purchase request and once approved, you have the option to pay over time or purchase your items early. You can even return your items. Katapult... A better way to pay. Katapult can't be used for all transactions, only certain items are eligible. Katapult's browser extension cannot be used for in-store transactions.

Ratepay is a provider of White Label Buy Now Pay Later (BNPL), financial services, in Germany, Austria Switzerland and The Netherlands. The company allows large online retailers to offer their customers (buyers) a variety of payment options, including open invoices, direct debits, and installments. Ratepay is integrated natively at checkout and therefore invisible to buyers. It does not erode the merchant's trustworthiness or brand. The buyers do not have to leave the checkout interface, create an account or download an application. They remain within the brand world and trustworthiness of the merchant. This results in a higher conversion, a larger average basket, and more repeat sales.

Sezzle, a public-benefit company based in Minneapolis, Minnesota, is on a mission financial empowerment the next generation. The #1-rated Buy Now, Buy Later product by Sezzle allows millions of shoppers in the United States and Canada access to financial freedom, greater control over their spending and more responsibility. Sezzle offers 4 payments over the next 6 weeks to shoppers who purchase from more than 17500 online merchants. Customers can also reschedule their payment once free of charge. Late payment fees are $10. Sezzle is the financial responsible solution to buy now and pay later. What's in it to merchants? Increased conversions, AOV and shopper frequency. The best part? The best part? Sezzle assumes all the risk of fraud and chargebacks as well as repayment. It's a win-win-win situation.

Finturf is a software platform for service providers and stores that want to offer POS financing options. How Does Finturf Work? 1. Enter a little bit of information from the customer, like their name and income source. 2. Send the loan request to Finturf's network of lenders 3. Find out in minutes if a lender accepts the request Why Finturf? - Simple Setup - Reliability - White label services - Support available 24 hours a day - High approval rates - Soft inquiries - Waterfall algorithm - Fast money transfer - Full performance reporting - Geo-targeting Finturf is the best option for service providers and stores looking to increase their sales by offering POS loan options.

You can pay at thousands of retailers around the world with one login. Online and in-store. Laybuy makes it easy to pay in-store with your personalized barcode. You can place your order quickly and easily by replacing SMS with notifications. It's now easier to manage your budget and payments. You can keep up to date with any upcoming payments, pay your orders early, or check in to see how much credit is available, all while you're standing in the fitting room. Laybuy's shop directory includes thousands of retailers, including some of the most recognizable names in the world. Get the latest trends and the best deals so you never miss a must-have again.

Credova Financial, a consumer finance platform, integrates directly with the online checkout process to provide customers with multiple financing options through a single application. We want to help you succeed in your business, financing or shopping, whether you are a store owner or a customer.

It has been proven that giving your customers a small credit at the check-out can increase sales, increase basket sizes and reduce cart abandonment. SplitPay allows customers to pay in four equal monthly installments. We pay you fully before the goods are shipped and assume all credit risk. Merchants that use SplitPay see a 20-30% increase in sales volume. No upfront payment and no minimum transaction volume. We take on all the risk of non-payment by the customer. We do not charge any monthly or setup fees, and we settle all transactions daily. SplitPay allows you to sign up quickly and easily without any complicated application forms. Our instant approval process allows you to shop faster. SplitPay customers who pay on time will not be charged any fees or interest.

TWINT is Switzerland's payment application that allows you to make secure and convenient payments with your smartphone. Our app allows you to pay digitally at the cashier, in the supermarket, online, or in the farm shop. The TWINT App can do much more. You can send money to friends, purchase tickets from SBB and clubs can collect donations using it. TWINT is a one-stop app for all your daily needs. With TWINT, you can make digital payments almost anywhere. Discover the many functions of the TWINT App for your bank on your smartphone by downloading it. We take data security and privacy very seriously. All Swiss banks who work with TWINT ensure comprehensive protection. App that makes life easier. You no longer have to worry about payments or anything related to them.

In collaboration with Rabobank, in3 Business allows you to pay in 3 installments for your business purchases without any interest or additional costs. You pay the third part immediately. You pay the second installment within 30 days, and the third within 60. You can maintain control of your cash flow and have less risk, while also enjoying maximum convenience and flexibility. Get insights into your spending limits and keep track of your payments. Push notifications will ensure that you never miss a payment again. Our full catalog of stores is also at your fingertips. Select in3 Business when you are checking out of an online store or a digital invoice. Then, go through the verification procedure. This process takes only 2 minutes. Pay a third immediately. The seller will send this to you. You must make the second payment in 30 days, and the third within 60 days.

Your trusted payment partner streamlines and monetizes your entire payment journey. Enhance operations, increase conversions, and improve retention. No matter if your goal is to increase conversions, improve customer loyalty, or increase efficiency, our products will help you optimize each step of the payment journey. Fair and sustainable debt collection services will protect and enhance your liquidity, as well as the ongoing, healthy relationships you have with your customers. Our subscription model solution offers benefits such as predictable liquidity, improved retention of customers, and easy integration with your own, third-party, or inhouse subscription management platform. Full payment upfront, complete payment cycle coverage, streamlined operation, and reduced transaction costs are all benefits of our solution for subscription models. Digitalize your entire payment journey using one API, one contact and one contract. This can be done on an international scale.

Make offering trade credit as easy as accepting a credit card. Apruve is technology at the intersection of B2B trade credit and A/R automation. Apruve enables global enterprises to transform their trade credit, accounts receivable, and collections processes with automation and guaranteed payments. Apruve works with a global credit network to guarantee next-day financing on all open invoices while automating the procure-to-pay process and decreasing risk. Our solutions are customized for your markets, customers, and goals, enabling you to simplify and accelerate the procure-to-pay process.

PayU is a payment processing platform that offers hundreds of payment methods to choose from and multiple checkout experiences, meant to drive approval and conversion rates higher. Leading to increased sales levels, customer trust, brand attachment and loyalty, without having to worry about payment operational and technical complexities, you’ve come to the right listing.

You can pay in installments. It's simple. You can increase your customer satisfaction and sell more. Watch your sales rise when you install alma. You get paid immediately after your customer pays. The sums are guaranteed, so you don't have to worry about anything. Plug & play: you decide, you start. Sell better. You will sell more. Allow your customers to pay in 3-4 times as easily. You will make them happy and increase your sales. Tell your client yes, he's dying to. Your crush with Alma is fluid, instantaneous. It is so fluid that you don't have to pause to decide whether to go back or do something else. Ease embodied. All you need to do is select Alma when you pay. There is nothing more. Beautiful shops deserve a nice payment. You can buy a new way. We are the solution to changing brands. Those who dare to challenge the norm. Promoting know-how is key to selecting amazing suppliers.

Welcome To Future Logics Web Applications, Mobile apps & Custom software development. Business Concept. The United Kingdom calls it Hire Purchase. This is an arrangement to buy goods or services. The buyer makes a down payment and agrees that he will pay the balance in periodic installments. It's also known as an Installment Plan, lease plan/lease management in the United States. IMS allows you to manage cash/Installment sales as well as down payments, stock, recovery, and other details. IMS is designed specifically for you if your business sells anything on monthly installments. What is IMS Customer Accounts and how do they work? It allows customers to manage their accounts. Purchase and Payable. All cash and credit sales, as well as receivable details, will be managed. Sales & Receivables. All cash and credit sales, as well as receivable details, can be managed. Inventory. Stock management and powerful reporting to improve

Don't let fundraising be a problem. Get non-dilutive capital on-demand. You can get up to a year's upfront capital, which will give you the flexibility and funding you need to grow your company and scale. Choose from unpaid invoices and recently paid expenses and choose repayment terms of 3, 6, 9 or 12 months. You can get as much or as little funding as you need. We can accept monthly, quarterly, or even annual contracts. We adapt to your needs. We provide the funding you require at the moment. Your money is not sitting idle, it works for you. We will quickly assess the funds needed and deposit them to your account within 24 hours. Our intuitive interface makes it easy to manage all transactions and accounts. As you grow, you can access more capital. We are your partner throughout the process. Our rates drop as we work together more often. We can quickly provide the capital you need based on your data.

B2B: A Buy Now, Pay Later solution Your B2B customers will be able to buy now and pay later at checkout, allowing you to sell more and grow your business. Hokodo allows you to offer trade credit to customers. Instant credit terms can help keep customers in the funnel and increase sales. Our real-time underwriting eliminates lengthy credit checks and customers can get payment terms immediately, even after making their first purchase. No need to worry about cash flow. We pay you after delivery of the goods. We can also collect late payments and chase them. Your business is protected from credit and fraud risks, including non-payments, ID theft, chargebacks, and outright bankruptcy of customers. 73% of B2B buyers prefer to shop online. We believe they should have the same seamless checkout experience as consumers.

Reimagining the technology funding and procurement process by combining payments with predictive pricing and financing. Flexible payment options embedded in sales to close faster. Leverage your existing recurring revenue to get funded now. You can get paid even if your customers pay later. Align your payments to the ratio with customer payments. You can unlock capital for growth by using your own assets, without dilution and debt. Ratio does not require monthly payments, unlike venture debt or revenue-based funding. Choose which contracts to sell according to your cash flow requirements. The Ratio team consists of experienced SaaS executives and finance executives as well as serial entrepreneurs, builders and dreamers. Equity is an important part of building your company and rewarding your team. Ratio does not dilute your equity by selling warrants or selling equity.