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Comment: Re:Oh good (Score 4, Insightful) 903

by zarthrag (#47996439) Attached to: Miss a Payment? Your Car Stops Running

If you drive off the lot with a loan for a car that is fully depreciated already, and you paid an appropriate amount for the car, even without a down payment, the lender has a relatively small amount of risk.

That's the kicker, right there. These customers do not, nor will they ever, have $2500 for a down payment (If they did, they could buy a "real" car.) These places take vehicles with a bluebook value of $2000-$5000 and sell them for $10,000 or more with little to nothing "down", at the maximum interest rate the law will allow, and with an "as-is" warranty term.

It's usury, plain and simple. These snakes are just waiting for you to slip-up on a payment. Fees for being late are fair. But their goal is to simply repo the very moment you're late with a payment. Because, then, they can repo the car - sell it again (and again, until it can't be sold). Auction it. Then still leave you with a credit-report item for the difference.

A remote kill-switch (and probably GPS for recovery) only increases profits, I'm sure.

Believe it or not, but 95% of 'Merica isn't New York/Chicago/LA/Big-City. Here in Tulsa, there is no public transit to speak of. Unless you plan carefully where you live/work, it's quite difficult - maybe impossible - to live/work/eat without constant access to a car.

Profits over people. It's the American way.

Comment: Re:Alright smart guy (Score 5, Insightful) 504

by zarthrag (#47959843) Attached to: Ask Slashdot: Is iOS 8 a Pig?

Not picking a side. But it's kinda funny when you think about it:

* With an Apple device, you get regular updates to iOS, but your phone will continually become slower (planned obsolescence)

* With an Android device, the manufacturer outright abandons updating the phone the moment their next handset is on sale. (Samsung seems to be the worst about this, but, even Google has done it to stock Nexus phones.)

Pick your poison. Slow, or quick. ....then get ready for your next pill.

Comment: Re:cnn is worse (Score 1) 108

by zarthrag (#47849339) Attached to: Facebook's Auto-Play Videos Chew Up Expensive Data Plans

Your solution is....extreme. Sometimes, I want to watch the video. Chome lets you set plug-in exceptions on a per-site basis, but it is buried away. (chrome://settings->Show advanced settings->Privacy->Content-settings->plugins->Manage Exceptions...)

just add [*.]cnn.com as an exception with "ask" as the new default. I imagine you could do the same to facebook. Now, instead of an autoplay video, you get a nice grey box that you can click, if YOU decide you want to watch the video.

Comment: Re:Seriously? (Score 1) 109

I keep a few packs of disposable contacts around just for use with the Rift. Lasik is not a (practical/suggested) option for me - though I did get some (more) motivation to get evaluated because of VR.

I'm thinking there will soon be a cottage industry of corrective prescription eye-cups for VR, until you can simply enter your prescription into your avatar details :-D

Comment: Re:Welders make 150k??? (Score 4, Informative) 367

by zarthrag (#46827107) Attached to: Skilled Manual Labor Critical To US STEM Dominance

There's probably some consideration to the *type* of welding and the conditions you must do it in. Tig Welding requires *considerably* more skill/experience/mastery than simple brazing and stick welding. There's the added bonus that if you do it wrong, you DIE. In which case, such welders can command a premium for their skills - as they should.

Comment: Re:Here's how to secure your "Internet of things" (Score 2) 106

by zarthrag (#46587321) Attached to: Security for the 'Internet of Things' (Video)

Additionally, they should be on an isolated internal network, wired whenever possible. A server or appliance in your house can manage said "things". Every single vendor who supplies you with 'things" shouldn't force you to use their (likely vulnerable) web portal or service, just supply some drivers/documentation, and part ways.

Comment: Re:I went back to corporate America because Obamac (Score 4, Insightful) 578

by zarthrag (#46472939) Attached to: White House: Get ACA Insurance Coverage, Launch Start-Ups

The government doesn't set prices for procedures. The fed could extend the medicare pricing list to everyone instead of having to deal with each insurance company's "negotiated pricing" and arcane "most favored nation" contract rules. Or maybe employers could be required to offer up the cash that would have been spent on the company health plan so you can shop for yourself. Shopping for insurance across state lines would certainly be nice! Also, repealing state regulations that limit the size/capacity of hospitals.

My HSA should stay that way, if it's my money, no one should be able to take it but me! ...Actually, I wish my HSA could be grown and used as some kind of bond-like health insurance that also lowers my own premiums over time.

There are lots of political problems that could be fixed without repealing the ACA. 99% of it is removing greed, the #1 killer in America.

Porsche: there simply is no substitute. -- Risky Business

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