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Comment Re: Credit scores are not what you think they are (Score 1) 100

I *was* in the high 700s, I had a 790. I got there by just getting one card and keeping it paid off.

Then I got some more loans and paid them off and now my score is *lower*

You keep telling me things about how you think it work which are obviously incorrect and then you want to tell me more things and expect me to believe them. That's literally insane.

Comment Re:Not really a rival (Score 1) 48

What's surprised me in the processor market is AMD making inroads in the laptop space that Intel owned for decades

AMD has superior power management in their chip, in terms of being able to shut down functional units when not in use, so now that they are on the same or superior process technology they have an efficiency edge over Intel. Intel was only ahead of AMD in mobile because they had superior process tech. That is now over and there are no signs it's coming back (Intel having failed at getting acceptable yields with two process shrinks in a row now) so AMD has the clear edge for the time being.

Comment Re:Stop with the be gay, do crime stuff (Score 1) 133

immel got drummed off the air for lying on air saying that the shooter was a conservative MAGA supporter..."one of their own", long after official statements and evidence have plainly stated the opposite.

What official statements, as if those were relevant? What evidence?

Comment Re:America's food security depends on immigrant la (Score 1) 65

If there are no immigrants working for slave-like wages, food companies will have to do a couple of things. (1) Innovate with technology to rely on less labor. This is called a productivity gain.

All of the low-hanging fruit has been picked there, pun intended. Crops which are easy to machine cultivate are already produced with machine cultivation.

And (2) start paying people a decent/humane wage, and this will attract more workers to this line of work.

The first thing can't happen or they would have done it already, and the second thing is the opposite of their mission.

Comment Re: Credit scores are not what you think they are (Score 1) 100

"Simply paying off 1-2 credit cards in full every month while keeping your utilization low for ~5 years will get you into the high 700s, which is all you need for any practical purpose."

I did literally all of that and I'm in the low 700s where I don't qualify for first time home buyers assistance, so no and no. Your faith in the system working as advertised is just sad.

Comment Re:Credit scores are not what you think they are (Score 0, Troll) 100

The components of a credit score aren't some state secret.

No, they're a lie.

FICO publishes a helpful infographic.

The infographic is propaganda, and answers zero questions about how the factors which make up each group are actually calculated.

If you've truly kept your utilization low and paid all bills on time, you should double check there hasn't been some identity theft.

I have been watching Experian. There hasn't been anything unrelated to me appearing on my credit report, but my score has gone down as I have behaved faithfully and paid off my debts on schedule. Anyone who believes what FICO claims about scoring is a fool, and anyone who then goes on to repeat their propaganda for them is also a tool — and not the sharpest one in the shed.

Comment Re:Not really a rival (Score 1) 48

their AI chips aren't as good at running LLMs as Nvidia's CUDA cards.

Quite, but AMD is *miles* closer than Intel was to being a realistic threat on this front.

This is very true, and perhaps continuing to close the gap is their strategy for defeating CUDA, since they sure aren't putting enough effort in to do it with ROCm. I'd love to see it, I just don't expect it to work. Happy to be proven wrong, though.

Comment Re:Credit scores are not what you think they are (Score 0) 100

ok whats your score, are you living as your true self with a score in the 600s

My score was 790 a year ago. I faithfully have made my student loan payments, paid off a dental loan, and increased my available credit, and my score is now about 720. Credit scores are a scam and basing anything but applications for credit on them should be a felony.

Comment Re: Everyone start handing out DVDs and USBs of L (Score 1) 136

It's even easier to run *old* windows games on *old* windows...

That's true, but you also can't run old Windows on new hardware, and getting graphics performance out of Windows running in a VM is only even vaguely possible with vmware. Virtualbox's video drivers for Windows are shit, and QEMU/KVM's are even worse. Hyper-V's aren't great either. So you have to keep an old machine around for old windows if you want to run old windows games on windows.

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