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Comment Re:This is why you call your bank before tourism (Score 1) 292

What we call an ATM? We insert our bank card and enter a PIN. You can use a credit card too if you've set up a PIN and want to pay the exorbitant interest rates for a cash advance. Most people are used to using a PIN for their debit card in stores already. However, I use a credit card equally as often due to rewards programs. As of October 1, we're a Chip and Signature country for credit cards. Any merchant that doesn't have a chip card reader is liable for all fraud. Any card issuer that doesn't issue EMV cards is liable for fraud. However, I've only received one chip card so far and not even my debit card yet.

Comment Re:This is why you call your bank before tourism (Score 1) 292

1. The cards are all EMV. The magstripe can be cloned, but you can't use it in most countries (other than America)

October 1 has passed. America is now an EMV country. Any merchant who accepts a card by its magstripe that has an EMV chip, they are liable for the fraud. Any bank that still uses magstripe cards are liable before the merchant.

Comment Re:my credit union calls me in seconds. Cashiers s (Score 1) 292

That's also the kind of place someone might buy rims, which are easy to resell if bought fraudulently. And the credit card company only gets the transaction amount - which is a high number from a business you (probably) don't regularly do business.

Algorithmically, it would be hard to tell if that's legitimate or not and it's just a quick phone call to get the transaction through.

Comment Re:I really like this feature. (Score 1) 182

Unless you want to connect to a wifi island without manually turning this off. Say if you're a computer tech and want to troubleshoot a wireless router that's not getting Internet.

And wouldn't it be good for it stop working in this case to alert you to the problem? Everyone complaining about hitting data caps as a result of this change would prefer it this way.

I'm sure it's not based on signal strength alone. Maybe SNR or the ability to route packets at all.

"We don't care. We don't have to. We're the Phone Company."