The terms of an auto loan are to pay x number of dollars each month for a certain number of years. If that's too difficult to understand, you shouldn't be driving.
For god's sake, "penultimate" does not equate to "a way to say 'last' that makes me sound smarter". The opposite, actually.
What does Oracle do that is both 1) good or great, and 2) not database? I was a part of an acquisition and worked for Oracle 4 months before jumping ship. What I saw was a wasteland of half-baked integration work on their acquisitions, and abandoned products, often multiple in the same area, and a strong streak of anti-"wasn't acquired or made here" syndrome. I've heard nothing but contempt for Oracle's consultants which is why everyone I dealt with outside my org worked with third party implementation, support, and often hosting. The pay was crap, no bonuses, no raises, no opportunity for promotion or transfer, and my department's director even rejected any training, even the Oracle University stuff. I just don't see why anyone works with or for Oracle in 2014.
The quality has gone up dramatically in the last few years.
If you're east of the Rockies, you should check out ALDI, even cheaper than Wal-Mart and a lot of high quality items (even if the brands are different at times; often made by the same company).
48khz (up to 24khz effective) has been around at least as long as DAT. 24-bit 96khz has been around at least as long as DVD's. Then you have the SA-CD format, which is only 1-bit depth but in the mhz range, and now 192khz audio is starting to reach consumer-level devices and even 384 in studios I believe. Working with music, I can't imagine needing something better than 24-bit, because already my limitation is with the microphone, recording equipment, and playback speakers. I haven't tried 192khz+ yet but it's hard for me to think it would be even a 1% effective improvement over 96khz.
There's already been Stratfor traffic indicating growing international concern about the threat that Bitcoin poses to standard fiat currencies. I think you underestimate the momentum the cryptocurrency trend already has. Cryptocurrency : Filesharing
He probably means the "classic" theme, which is really the Win2k theme.
How did the stock due after Gates left? And Jobs at Apple?
I don't think you had to buy the phone outright. I watched this policy evolve and basically it came down to any phone activated after (IIRC) 6/29/12 must choose a different plan, no more grandfathering you in. Up until that point I had used my new every 2 discounts and kept my grandfathered unlimited data, but seeing that the end was near and being eligible for an upgrade, I took my upgrade, sat on it for a while, and activated it the week before the end date. Since this is also now one of the few phones out there with a physical keyboard (Motorola Droid 4), I have two reasons to hold on to this phone as long as possible. It's actually pretty buggy and terrible (had to RMA it immediately and am on my second one, actually), but better than the alternative for me, which is paying way more for less data with Verizon, a bit more for less data with someone else, or similar cost keeping unlimited with a terrible network in Sprint. Hopefully by the time I'm due to upgrade again (next summer), this will all be sorted out in some way (phones, plans, AND networks).
How do you know the people getting the jobs have no experience? I am probably not as old and not as experienced as you, but I was getting beat out for entry-level jobs by people with degrees AND experience, sometimes a ridiculous amount of experience for the position and/or pay. Fact is, there are a LOT of people looking for a job or a better job out there, and lack of a degree is an automatic disqualifier for a lot of positions right now due to the number of applicants hiring managers are seeing that have both the desired experience and degree.
According to a Google search, which brought up wiki.answers, it was $1.29 for an ounce of silver in 1964. Not sure what the 52 week high/low was. Which makes sense, because 1964 was before we went on fiat currency (1971), so currency and spot metal prices should be very similar before then.
This is the same logic used by conservatives to ban gay marriage on non-religious terms - "Gays can already get married! Gay men can marry any woman they'd like, and lesbians can marry any man that they'd like!"
In other words, you are justifying a discriminatory policy based on physiological differences, when in reality, the issue here is conceptual, and at that level man and woman are equal in the eyes of a corporation as "parents" (one who is legally responsible for a child)
I respect women when i'm on a date
I take em to a park or maybe a museum
and I only try to kiss them if there ready
Woohoo! What what say what what!
Help out your Mom and Dad by gettin a job
so you can help pay for school supplies
A woohoo say oh!
Wipe you shoes on the mat when you come in the house
Someone just cleaned that floor
Woohoo! Say what what! Hahaa!