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Comment: Re:Medical... (Score 1) 727

by llamalad (#31545466) Attached to: Why Are Digital Hearing Aids So Expensive?

My advice - go to a country with a real healthcare somewhere in EU or Canada or Asia and get some hearing aids there. It will come out cheaper even with a plane ticket.

This is good advice.

My mother has had hearing aids for most of her life. Last time she replaced them she found it was substantially cheaper to drive 15 minutes into Canada and buy them there (despite having good health insurance through her employer). She's still pretty happy with this latest set afaik, and she saved a ton.

Comment: Re:Typical insurance company (Score 1) 406

by llamalad (#31175200) Attached to: Owners Smash iPhones To Get Upgrades, Says Insurance Company

First, let's not talk about my iPhone. It is not insured and never has been.

Second, the point of my post is that moral hazard is part of the game.

Third, which insurance company do you work for to get so fired up?

Oh, I see what you did there. You didn't read the article so you don't know that it states that the company in question rejects approximately 25% of claims.

Comment: Typical insurance company (Score 4, Insightful) 406

by llamalad (#31174142) Attached to: Owners Smash iPhones To Get Upgrades, Says Insurance Company

As far as I can tell this is standard operating procedure for insurance companies.

They'll happily take your money in exchange for 'insurance' for X. They get your money, you get peace of mind, it's all hearts and flowers.

It's just that if at some point you want them to follow through on their end of the deal... Well, then you're obviously a cheating, swindling bastard bilking them out of their money. Any excuse to deny a claim; if they can't manage that often enough they'll lobby for changes in laws to make it easier to do in the future.

The nerve of some people, expecting insurance companies to pay up when they make a claim.

Moral hazard is part of the insurance business- hire some people who are better at math so you can price your insurance product accordingly.

Comment: What's this line on my iPhone bill? (Score 5, Insightful) 441

by llamalad (#30381222) Attached to: AT&T Moves Closer To Usage-Based Fees For Data

Dear AT&T,

I could've sworn I remembered seeing something on my monthly iPhone bill... Ah, there it is.

" DATA PLAN IPHONE 12/02-01/01 30.00 30.00
    Data Unlimited 12/02-01/01 0.00 0.00
        Includes:
        DATA ACCESS "

See, AT&T? It's right where you printed it. Unlimited data for a predetermined cost.

Now, AT&T, if you would please GTFO of here with this talk about billing me based on usage or prepare for me to take advantage of change in ToS so I can get out of my contract without penalty.

Best regards,
A guy who's looking forward to his contract ending so he can get an Android on a network that hopefully sucks less.

Comment: Re:For viewing? LG BD390 (Score 1) 536

by llamalad (#30307492) Attached to: Best PC DVR Software, For Any Platform?

As for dying regularly and being produced by a corporation "that is[sic] famous for being evil" ... Not to start a flamewar (or take a troll's bait) but I think you're confusing the PS3 with some other game system whose name starts with X ...

Reputation for dying:
http://www.google.com/search?q=yellow+ring+of+death

Evil corporation:
http://en.wikipedia.org/wiki/Sony_BMG_CD_copy_protection_scandal

No confusion here.

Bizoos, n.: The millions of tiny individual bumps that make up a basketball. -- Rich Hall, "Sniglets"

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