your dad isn't wrong, just different view. if you aren't willing to drive a car for 10+ years, there is a sweet spot for the trade in somewhere around 3-4 years. the dumbest thing is trading in at 6 years (of course, this all depends on financing, and the particular car).
no, because a significant chunk of IT professionals in the valley do not make less than the 69k minimum he is talking about. And for many near that cusp, it would make sense to give them the raise to 70k and not pay overtime.
This article is about the IT professionals making 40k (and they do exist given what is laughably categorized as IT professional) who regularly turn out 60 hour weeks.
gravitational waves are NOT a prediction of string theory. they are a prediction of General Relativity. The question (kind of) remains whether it is just a mathematical fluke or real, but there is circumstantial evidence they are not just mathematical weirdness.
rogoff, smart economist, not very good with the law.
The reason you could not bail out homeowners is it was unfeasible in expense. Banks didn't carry a large portion of the mortgages, it was end investors. This means the government would either have to violate standing contract law (you know, what the home owner signed before getting the money) or get EVERY SINGLE INVESTOR to agree. There were no provisions for changes in payouts based on 90 or 95% agreement. You would need everyone to agree to take a loss.
And as the mortgages were stacked in structured bonds, this would mean that the higher risk tranches would get beaten for 100% to protect the AAA tranches as much as possible. good luck getting ANY of those groups to agree to this without first restructuring the payout profile of the bonds, and you would have to do this with EVERY SINGLE DEAL.
Rogoff doesn't realize what he was basically asking for was the government to go in and, one at a time, renegotiate every single mortgage when the lender was a large, diverse group of investors. It's a nice idea, and would have worked if the mortgages were all kept on a bank's balance sheet. But in fact the banks kept almost none of the mortgages and instead just joined investors in owning bonds.
His method would have taken YEARS during a crisis that needed a solution in weeks.
how the hell did you get a computer case of that size up to 55 kg?If it was 100% water it would clock in at 175kg.... that is extremely dense. Is your case made of thick metal for better heat dissipation?
I mean, had you said half that weight, it would make sense with the water. else I just don't get it....
or when renting/buying you planned around a room to act as an office/storage/personal quiet space for either of you. Or even more likely, you bought a house expecting kids in a couple of years but aren't there yet.
I think you are mistaking rich for "not broke as fuck". there is a difference.
exactly, you are talking small investments to buy a new case and some fans that will take care of your noise issues really fast.
or another option is to move the TV out of the living room. If your evenings don't revolve around watching TV together, and you have the space, using the second room for watching movies/games/whatever is a great way to free up a lot of living room space and give you the freedom to do things like a projector, surround sound, etc. In fact it's something I want to do now that I have a kid. it turns out it is a hell of a lot easier to move the TV into another room rather than baby proof all your electronics.
I worked for years in a similar field(male dominated), derivatives trading at a bank. I never understood why women wouldn't/couldn't measure up and the floors are really male dominated on the trading side. In my time at the bank, I knew only 2 senior female trader and a handful of junior ones.
when I started taking over our summer intern training and development, I started to notice a big gap. I'm ultra aggressive and it turns out my style of training attracted and resonated with men in out summer intern group. But the women really shined when I put someone less aggressive in front (women or not) and when I told stories of the successful women on the desk (and embellished their willingness to tell their male colleagues to go fuck off) suddenly the women felt more natural coming out of their shell.
Looking back, I realize it wasn't about big changes that upend a culture. It is the small changes that on every side that slightly modify impressions and radically equalize outcomes. Sometimes, a little white lie is the best thing you can do to help people.
because he missed the fact that back in 1984 almost 40% of comp sci majors were women. Let's say there is some small statistical difference, history tells us it won't be 75/25 but much closer to 45/55 (because in 1984 there were still large barriers to women in many colleges).
you mean where disney is legally required to sue the daycares if it wants to keep its trademarks valid against actual encroachment, because people could legitimately argue "you let that profit making company knowingly use your trademark for 0 dollars, so charging us more would be illegal"?
yeah, take issue with trademark law and the fact you HAVE to fight once it comes to your attention else you devalue your trademark in all future legit negotiations. You seem to think disney likes being forced to employ expensive lawyers to send out the equivalent of take down notices for this stuff.
midget smart phone users of the world now finally have a solution to their screen break problems.
then rest of us, not so much...
no, no it's not.
we know the standard American diet is horrid. But really I can show you large cultures that engage in high carb, low fat, modest protein intake, hundreds of millions of people, who live long, healthy, active lives. I can also show you high carb and fat, with only modest protein intake countries as well.
The one thing long lived groups seem to have in common is low overall calorie intake. That's about it.
But if low carbs work for you, your genetics, and your lifestyle more power to you. But thinking it is the be all, end all, of dietary advice is just shortsighted (or willfully ignorant).
this study says NOTHING about heart disease. it says something about markers that roughly correlate with heart disease, but are in no way common to all heart disease patients (hospital data shows at least half of all heart attacks are of people with normal cholesterol levels).
You would need to follow this group in a randomized trial for DECADES to find out anything about heart disease.
this I've seen in action. my friends into iron man workouts did great on a super low carb diet.
I tried it as they claimed "I have more than enough energy" but I power lift. My number collapsed and after a month, gave it up. You CANNOT get anywhere near 100% without a decent carb intake. Anything under 100 grams and my ability to get through a hard workout drops dramatically. Several other lifters trying to learn to lift big have noted exactly the same thing.
On the other hand, when I was doing primarily long distance biking, basically any diet that got me XX calories worked great. Whether fat or sugar, or multiple beers, my body didn't care. It just needed fuel to get me through the next 70-100 miles.
it is amazing to me how SURE everyone is that carbs are bad for you.
carbs are, traditionally, the bedrock of human consumption. Hell, we look at the start of society by farming of a carbohydrate source. And frankly, some of the longest living countries have diets where carbs form the backbone of caloric intake. There may be a huge issue with constantly spiking your blood sugar with sweets (i.e. the american way), but just a little thought would show you how ridiculous it is to claim that carbs are the grim reaper.
Example, Japan. Diets here (I live there so will speak where I have direct experience) are extremely carb heavy. In fact, rice forms the backbone of your ENTIRE DAY. Literally every meal has rice as a central part of your caloric intake. Meats, on the other hand, even fish, are not as common. And very few foods outside of restaurants are high fat. Other places, like Italy, have a high carb, high fat diet.
What do most of the long lived countries have in common? their total calorie intake is low! The one thing that has never had any question mark: caloric restriction is the best indicator for long life. Not carbs, not fats, not saturated fats, not any of those. Just eat less. And it will lower all you blood markers simultaneously. Or, if you want, work out a hell of a lot (not this 3 hour a week BS, I am talking 10-15 hours a week of intense exercise). Then you can basically eat anything and your markers will be amazing.
else, you have to find the diet that works for your genetics. For some, that will be low carb. or some, that will be low fat.