I don't understand why the term financial advisor is used when they are just salesmen. What advice do they provide other than, "you should definitely buy our products", or maybe, "I would advise you against closing your account with us"?
There is more to it than that.
Look for a financial adviser who is a certified financial planner (CFP). They're licensed and regulated, plus take mandatory classes on different aspects of financial planning. . . . Financial planners advise clients on how best to save, invest, and grow their money. They can help you tackle a specific financial goal—such as readying yourself to buy a house—or give you a macro view of your money and the interplay of your various assets. Some specialize in retirement or estate planning, while some others consult on a range of financial matters.
Don’t confuse planners with stockbrokers — the market mavens people call to trade stocks. Financial planners also differ from accountants who can help you lower your tax bill, insurance agents who might lure you in with complicated life insurance policies, or the person at your local Fidelity office urging you to buy mutual funds.
Anyone can hang out a shingle as a financial planner, but that doesn’t make that person an expert. They may tack on an alphabet soup of letters after their names, but CFP (short for certified financial planner) is the most significant credential. A CFP has passed a rigorous test administered by the Certified Financial Planner Board of Standards about the specifics of personal finance. CFPs must also commit to continuing education on financial matters and ethics classes to maintain their designation. The CFP credential is a good sign that a prospective planner will give sound financial advice. Still, even those who pass the exam may come up short on skills and credibility. As with all things pertaining to your money, be meticulous in choosing the right planner. . . .
A growing number of financial planners make money only when you pay them a fee for their counsel. These independent financial planners don’t get a cut from life insurers or fund companies. You might pay them a flat fee, such as $1,500, for a financial plan. Or you could pay an annual fee, often 1% of all the assets—investment, retirement, college-savings and other accounts—they’re minding for you. Others charge by the hour, like lawyers. . . . more
There is a difference between "considered communist by many" and actual Communists (orders from Moscow, the whole thing). Make no mistake, there were Communists working to infiltrate and organize the labor unions as well as actual communist run unions.
Major General Smedley Butler never was Commandant of the Marine Corps. He was a very brave man, a great battlefield leader, and an exceptional Marine. Out of uniform he was a political crank that associated with communist affiliated labor unions and organizations, and worked to prevent US participation in World War 2.
I would be inclined to follow him anywhere on a battlefield, but nowhere near a voting booth.
Actually it is legal, it just isn't liked by some people. Mainly they tend to be confused.
No charges needed. They can be held now as PoWs indefinitely. That is one of the hazards of engaging in warfare instead of illegally trading DVDs.
You don't like that? Then call another Geneva Convention.
Sanders... i wouldn't have thought electable, but given the turd-salad the Republicans are fielding... might very well be in this particular race against the right opposition.
The Republicans have a number of governors that have won state wide elections and actually successfully governed. They have a number of Senators, the same as 'ol Bernie whom you approve of. The problem isn't with the candidates that the Republicans collectively field, a "turd-salad" as you describe it. The problem is with your tastes, and judgement.
Presidents can be a problem, a huge one. Frankly I think it is almost unbelievable that you think the problem has never been with the president. Don't you think there is at least the potential for trouble coming from direction or execution of foreign policy, defense policy, domestic policy, fiscal policy and budgets, law enforcement priorities, civil rights, environmental policy, space policy, and on, and on, and on? Those are significantly influenced or controlled by the president. Obama's administration has been a mess, a Sanders administration would be worse, and another Clinton administration would come into office already corrupt and vindictive, and go on from there.
The system is working as designed now. They are military prisoners being held in a military facility. If necessary they can face military justice which is best suited for dealing with them and the nature of their offenses, if any. Putting them in the civilian criminal justice system that isn't designed to deal with military matters and battlefield actions is a bad idea. You don't know what you are talking about.
Well then, "thank goodness" you're here to help set the record straight. How could progress occur without folk like you?
OK, so maybe the charges really are for rape-rape, but still — the woman has CIA ties! I’ve read that on at least a dozen blogs! Keith Olbermann tweeted it and everything! That’s got to be coming from a highly credible source, right?
Actually, as far as I can tell, the only source for that claim is an August Counterpunch article by Assange fanboys (seriously, they recast him as Neo of “The Matrix”) Israel Shamir and Paul Bennett. Here’s the most damning evidence Shamir and Bennett have compiled against Assange’s accuser:
1) She’s published “anti-Castro diatribes” in a Swedish-language publication that, according to an Oslo professor, Michael Seltzer (who?), is “connected with Union Liberal Cubana led by Carlos Alberto Montaner,” who reportedly has CIA ties. Let me repeat that: She has been published in a journal that is connected with a group that is led by a guy with CIA ties. Says this one guy.
2) “In Cuba she interacted with the feminist anti-Castro group Las damas de blanco (the Ladies in White). This group receives US government funds and the convicted anti-communist terrorist Luis Posada Carriles is a friend and supporter.” That link goes to an English translation of a Spanish article noting that at a march last spring, Posada “wander[ed] unleashed and un-vaccinated along Calle Ocho in Miami, marching alongside” — wait for it — “Gloria Estefan in support of the so-called Ladies in White.” Apparently, it’s “an established fact” that Posada and the Ladies also share a shady benefactor, which means he should clearly be called a “friend” of the organization, and this is totally relevant to the rape charges against Julian Assange, because the accuser once interacted with them in some manner.
Are you kidding me? That’s what we’re basing the “CIA ties” meme on? An article that reads like a screenplay treatment by a college freshman who’s terrified of women? Actual quote: “[T]he Matrix plays dirty and lets loose a sex bomb upon our intrepid Neo. When you can’t contest the message, you smear the messenger. Sweden is tailor-made for sending a young man into a honey trap.”
. . . the same "cool" new "boyfriend" that shortly thereafter fled the country and abandoned her? (As if he was ever going to stay around . .
Got it? I'll bet you do.
Let's rewrite that with reality in mind:
Traumatized victim of sexual assault goes to police while still in denial and worried about her health (naturally). As she is speaking to the police about her health concern they realize that under the law a sexual assault has taken place and start an investigation. Assange's friends, allies, and advocates have been spinning ever since.
There's a reason why Sweden has one of the highest rape rates in the world and it's not because there are that many actual rapes going on.
The Swedes will be glad to hear that. Of course you realize there are different views about that.
But it is somewhat amusing to watch the racists and the feminists fight over it,...
I suppose it would be a shame for nobody to get a benefit from the situation.
But it is somewhat amusing to watch the racists and the feminists fight over it,
If it turns out the "racists" are correct in some fashion, does that make them "racists"?
But yes, if you read the original police documents, the purpose of going to the police was to force an STD test.
Traumatized people don't always think right.
That the US was involved I rather doubt
In absence of evidence that is a good thing.
as any borderline chargeable offense will automatically be pushed by the police and prosecution whether the supposed victim wants it or not
See my first comment.
it's quite enough that an activist prosecutor like Marianne Ny smells some publicity and the opportunity to 'send a message' to start that chain of events and completely screw up the victims life far beyond the original issue.
Interesting rhetoric, but I don't recall hearing that it was the prosecutor that "screwed up" anyone's life. I would think Assange might have played a roll in that.
Hopefully Ny's utter incompetence in this has put a permanent black mark on her career.
That is probably what happened to the first prosecutor.
Your post is a bunch of baloney. Assange's extradition went to the Supreme Court in the UK and the allegations against him were judged to include rape. Assange was wanted on an international arrest warrant because Sweden filed for it. Assange went to the embassy to escape arrest, deportation, and judgment. Please substantiate the involvement of US authorities regarding "STD testing." Your bullshit detector is miscalibrated.
I seem to recall from some Slashdot doc or post that raw IP addresses aren't logged, but only MD5 representations of them. It might be interesting to put either that hash, or some salted one, into the header of a post, especially for ACs. It seems clear that some ACs are conducting "conversations" with themselves. Throwing a little light on that might be good for Slashdot.
There seem to be a number of people that operate like this in fact and just intention. I hope you find some way to make useful reforms. I could probably find plenty of examples.
The herd instinct among economists makes sheep look like independent thinkers.