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Comment Re:Bank of America (Score 1) 32

That was the case three decades ago, but today when you give them the check and the teller runs it through their scanner they have the money within minutes if not seconds. The only reason to hold a check now is to take advantage of the float time.

You are confusing "the bank crediting your account" and your bank "getting the money from the bank the check is drawn on".
  Banks do this for small amounts. ACH is still a batch process that can take a few days.

Here is guidance from the Federal Reserve regarding the CFPB regulation CC. In the OP's new account case, they can hold for 9 days There are additional concerns.

https://www.federalreserve.gov...

"Deposits into accounts of new customers (open for less than 30 days)--Next-day availability applies only to cash, electronic payments, and the first $5,525 of any other next-day items; the remaining amount from next-day items must be available by the ninth business day. You may choose any availability schedule for deposits of other checks into the accounts of these new customers."

Comment Re:Bank of America (Score 1) 32

I'm on BoA's side with this. What happened to you in your story SHOULD happen at any reputable bank.

If someone who opens a new account with a check and immediately wants to take out money from the new account that is funded only with that check is typically either a novice mimicking the classic path of a check kiting scam, or they're the victim of what is called a refund scam.
I am NOT saying that is what you were doing, I'm saying to the bank, this is what these common scams look like and they have rules to prevent it.

The fact that you don't seem to know this, nor that this would happen, and apparently needs a fraction of that check money but didn't have an account already with money makes you look to the bank like a dupe of a scam.

Comment Re: As a former officer... (Score 2) 184

Lt. Col is the typical end rank of a 20 year career.

You should meet some military physicians.

They are made officers (we used to call them "direct input officers", dunno if they still do) and given inflated ranks for two reasons: to pay them sufficiently, but also to get them within the military accountability structure.

It's the accountability I wonder about.
As I understand it, officers in the Army Reserve are subject to the Uniform Code of Military Justice (UCMJ), and it does not matter if the behavior happened while off duty or not in uniform.
This means they can be demoted, fined or imprisoned for things such as "conduct unbecoming an officer", and it does not matter if the behavior happened while off duty or not in uniform.

The offense of “conduct unbecoming an officer and a gentleman” is based on the idea that officers are expected to possess certain moral attributes that make them fit to lead. For example, an officer who is dishonest, unfair in his treatment of others, indecent, indecorous, lawless, unjust, or cruel should not be leading our nation’s sons and daughters.

examples:
knowingly making a false official statement;
dishonorable failure to pay a debt; cheating on an exam;
opening and reading a letter of another without authority;
using insulting or defamatory language to another officer in that officer’s presence or about that officer to other military persons;
being drunk and disorderly in a public place;
public association with known prostitutes;
committing or attempting to commit a crime involving moral turpitude;
and failing without good cause to support the officer’s family.

Comment Re:Say what you want troll but anyway we should (Score 1) 74

I wonder who these "defund the police" types believe will happen with no police force.

For most of them, they think they'll be able to easily procure and do drugs as much as they want anywhere with no interference.
Their lower brain system sees police as an obstacle to their doing whatever they need to do to release more dopamine, so they hate the police.
Probbaly also their parents for the same reason.

Comment Re:Solution - delayed key publishing (Score 1) 74

Or just record all sound on each endpoint before it's encrypted and transmitted and after it's received and decrypted.
Upload and store it when the officer ends his shift.
Dispatch would have it all, anyway.

I can see no benefit whatsoever in rubber-neckers, thrill seekers, and the idle curious hearing about accidents, school shootings, and disasters in real time.

Comment Re: Not relevant (Score 1) 133

There's still plenty of denial about the causes of climate change,

There are still people who claim the earth is flat. No one is doing any research to disprove it. The barriers to reducing emissions are economic and political, not factual. Its hard to convince someone of something when their livelihood depends on it not being true. I think that idea is attributed to Mencken

Thank you.
This is what I meant when I said "The science is not relevant".

Comment Re:Please explain.... (Score 0) 133

I mean at least with regards to the NWS and NOAA this is all published, public information, what the sensors are, where they are located, their historical data, it's just the skeptics have a financial anf ideological interest in acting like all this information does not exist

https://www.weather.gov/about/...

https://www.weather.gov/coop/
(this has over 4000 sites participating)

Not after Project 2025 and its stooge, DOGE, finishes cutting NOAA to pieces.

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