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Comment Re:Why would premiums drop? (Score 1) 231 231

There may not be 'incentive' for them to lower rates, other than you know, the competition of multiple companies.

But what there is plenty of is resistance by regulators to those same companies trying to increase their rates just because they can. It's not legally mandated without significant regulation.

niche market with many unknowns.

Insurance is one of the most studied and detailed fields out there. Because if the companies plan it wrong they owe a lot of money...

Comment Re:Dubious assumptions are dubious (Score 1) 301 301

Turning off lights in cities isn't going to help astronomers much.

Actually, no. City glow is a huge impediment to astronomy for an area hundreds of times the size of the city.

There's a middle ground here. Lighting can be designed so it primarily lights the ground, instead of going every which way. Goes a long way towards reducing problems optical telescope use faces.

Comment Software Priesthood (Score 1) 352 352

The whole thrust of ESR's Cathedral and the Bazaar essay...

You're about 30 years late WRT your reference. When I said "back in the day"...

I first saw the term "software priesthood" in print in Byte magazine -- it was 1976, I think. It was already in play among those of us who had already been programming for a while, and even more so among certain sectors of management.

Comment Re:use this one neat trick (Score 4, Insightful) 352 352

Back in the day, we called this concept the "Software Preisthood"

It wasn't complementary.

1) I am not threatened by "everyone" learning to program

2) don't buy a bunch of stupid apps, and,

3) Apparently, you're a programmer, so write your own apps. :)

Comment Re:Yay no more stupid videos! (Score 1) 550 550

Videos are 5x slower than reading

Yep. And they're extremely difficult to deal with contextually, unless you take the time to generate a full transcript - ugh. So (a) waste your time watching, (b) waste your time writing up a transcript, (c) take the time to post... and (d) everyone has already moved on.

Most video "stories" are for droolers. If you can't write it up, it often isn't worth saying. Exceptions being movies of Pluto, that sort of science-y goodness. I don't think I've ever seen *anything* on the idiot box that was worth a full page of actual cogent explanation. And "interviews".... ffs, just write it down.

Five is a sufficiently close approximation to infinity. -- Robert Firth "One, two, five." -- Monty Python and the Holy Grail

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