NO, see now you're putting words in my mouth. What I said was that BofA's rising prices are egregious. You changed your argument from your first post which was basically "BofA's charges are perfectly justified" to "BofA's charges are easy to avoid by finding a cheaper service" while insinuating that I 1) still have a BofA account 2) have no other accounts 3) didn't know this 4) live with my mom. It is a classic astro-turfing technique to try to devalue a poster's statements indirectly by discrediting the poster, but in this case in your earnest desire to do this you completely changed your argument 180 degrees and don't seem to even have noticed.
So, either you REALLY wanted to start an argument with someone and didn't care about what but found me most happy to comply, or you're a fairly shitty astro-turfer, or an exceptionally bad troll. MOST of what you've stated so far is in fact not factual, its at best bad guessing. I in fact am not trying to pretend cheaper banking solutions exist... why would I even do that when it supports my original point that BofA overcharges? You seem to have lost the plot in your desire to discredit me by any means necessary.