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Comment I'm glad (Score 1) 124

It seemed like 2/3 of the posts on bargain hunting sites were focused around using this to buy stuff, and it made shopping online a real chore to make sure it went through and to wait to get the money back later. There was always an immense guilt if you didn't use it and I spent too much time crunching numbers.

The hardest part of climbing the ladder of success is getting through the crowd at the bottom.