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Comment Re:BNPL groceries = groceries on credit cards (Score 1) 93

This.
Credit options are usually convenient, and often have other benefits like interest free periods, cashback or airmiles etc. Lots of people use them who could easily afford to pay up front.
If you end up paying the same, but get some kickback or defer payment until later why wouldnt you?
A lot of the users aren't people who can't manage their money, it's the opposite - people who know how to manage things optimally.

Comment Re: (Score 1) 239

Pretty much this...

I had to learn cursive in school, and i've never used it since leaving school.
About the only time i ever write anything by hand is official forms, and for those you are expected to write legibly and often in uppercase.

It's also extremely annoying when someone else writes things by hand and you're expected to read them, it's often extremely difficult to read and leads to errors.

Comment Re:If Trump hadn't won (Score 1) 69

I don't like Trump in general, but I like the part when Putin says "we have nukes, we are going to test one", Trump's response is "we also have nukes and are going to test one".

While the US can afford to run nuclear tests, russia really can't. Their economy is already under massive strain due to the war and associated sanctions, trying to simultaneously engage in an arms race with america could result in economic collapse similar to what happened to the soviet union.

Comment Re: What? how long can that possibly take? (Score 1) 181

Why pay for you to drive to work? Are you working while driving?

You're carrying out an activity solely for the benefit of the employer that you wouldn't be doing otherwise and you're unable to use the time for your own activity - you are working.

I'm fairly sure the $80-100k salary you make at the office is perfectly fine... the $9 a day ($0.45/mile, 30 miles) you make on the drive to work isn't going to add a whole lot.

Those who live closer or work remotely don't have these costs.
If you assume that there are 252 working days in a year, then your commute costs you $2268 annually, which you have to pay after tax. Many people pay significantly more for commuting, and earn less than $80k.
If you didn't commute daily then you might not need a car at all, or could reduce the number of cars in the household.

For example the following figures published for the UK, where most people commute using public transport:
https://ifamagazine.com/averag...
These costs are paid from people's post-tax salary and the tax rates there are higher than the US.

Another goal should be to make companies put proper thought into where they locate their premises if they need one. Currently they will just gravitate towards the business districts where there are lots of offices but usually very little in the way of affordable housing and extremely congested travel routes at peak times. They don't care about the high cost of housing or the high cost (both time/money) of commuting because that becomes the individual employee's problem. If you make it the company's problem then they will start doing something about it.

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