At those kinds of rates solar/wind power starts to look rather enticing. There are numerous home-brew solutions that could allow you to cut that bill down significantly. Some low-cost solar panels and a battery bank that kicks on during peak usage hours for example. This doesn't make sense everywhere but at $0.40/kWh, it might be something to consider. Of course, there will be upfront costs and I'm lazy and only do math out of necessity, but I'm willing to bet that the turnaround on such a project could be at or around ten years if you choose your materials wisely and do most of the work yourself. I'm a tad off-topic here, but that just seems crazy. Also, please excuse my extensive abuse of commas.