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Y'all are missing an important point. Most automotive headunits are designed to work best with Apple devices (eg. my Pioneer Z140BH - full voice recognition, album art, etc. only for iPod/iPhone sources).
Out of no choice, I shelled out $189 back in 2009 for a 160GB iPod classic to essentially use it as a USB HDD in the car.
20Mbps is stupid excessive even for a 1920x1080 1.78 aspect ratio MKV video. That's approaching commercial BluRay datarates (~28Mbps on a lot of releases).
10Mbps for video (less if the aspect ratio is 2.4) + 0.625-1.5Mbps for audio (5.1 AC3 / DTS) is plenty.
There's a discernible difference between say a BluRay 25+Mb stream vs. a 10Mb encode, let alone a crappy Netflix 3Mb 1080p stream.
And that's not even getting into audio (640Kb AC3 / 1.5Mb DTS / 1.5Mb DTS-HD vs. streaming)
Not trying to argue the pros/cons of each OS.
Just so happens that a lot of folks need Windows to run particular apps. No, please don't trot out the tired out "But GIMP instead of Photoshop, etc." arguments. Just assume a "I want to use app X, and it only runs / runs best on Windows" scenario.
While I like Linux and OSX, Windows does have it's place.
Crucial was late to the party. PNY already broke the $0.50/GB barrier using Silicon Motion's controller in their Optima line.
Hell, even Samsung came close. I bought my 500GB 840 for $260 years ago.