In which case send the cancellation in writing, along with the returned equipment, and send it signature required return receipt so they can't claim they never got it.

If you are going to be working with credit cards then read NOW and not later the PCI-DSS (Payment Card Industry - Data Security Standard) standards and follow them, or the company could be liable to penalties from your financial institution. Firewalls are indeed mandatory, as is proper documentation, management and review of the firewall rules.

Download PCI-DSS v3.0 here: https://www.pcisecuritystandar...

I've nothing really to add, but why does the perpetrator in this case have a girl's name when it's quite clear he's a man? Is naming him Sharron a bit like the boy named Sue?

Unfortunately I've not had more time than enough to just dabble in Erlang and the related OTP, but it struck me that you could do a lot of things very elegantly with Erlang. In particular the very light weight share nothing threading model, years ago at university we used Jackson Structured Design where everything was designed as if it had its own process all to itself (no matter how trivial), and it seems that in Erlang you can actually implement it that way rather than flattening the design out.

I have a credit card but I don't pay a 7% or 30% fee on anything. The card is paid off in full each month. It costs me nothing but at the same time gets me buyer protection, I don't have to carry as much cash (so if I get robbed, less is lost and I can cancel the card). If someone gets hold of my credit card number and CVV, they can't drain my bank account with it and leave me with nothing to buy this week's food (and I get fraud protection and can dispute the charge).

Credit cards are stupid if you don't pay them off in full, then they become very expensive. But paid off in full they have benefits that paying in cash does not.

The thing is the way it works with mortgages in Europe (at least the bit I'm from) is my bank didn't look at my credit history because it turns out I don't have one.

They looked at my income and expenditure and the deposit I was putting down on the house, and decided whether the amount I had to pay would be affordable, and that was it. (The good thing is I got a standard variable rate mortgage, and with interest rates so low I'm paying something like 0.75% interest at the moment)

Sounds like you need to visit Mr Money Mustache.

http://www.mrmoneymustache.com...

Good ideas on how to reduce your spending and live frugally.

You don't have to be in expensive debt. Use a credit card for your normal living expenses (groceries, fuel etc) and pay it off in full every month. You'll pay no interest that way or other charges (unless the credit card has an annual fee). You'll have a record of repaying.

oblivious to anything but their point of view, and to be rude little bitches with their fucking ignorance.

be a fucking cunt

brain instead of your ass

worthless twat

You sure are projecting your fears onto others. Psychological projection is a theory in psychology in which humans defend themselves against unpleasant impulses by denying their existence in themselves, while attributing them to others. For example, a person who is rude may constantly accuse other people of being rude. I can't help but notice the sexist insults as well - what will your friends the feminists think about that? Please be consistent if you're going to be a bigot.

Yeah, I read it. At one level, it is indeed a what-if. However, you can argue these things forever since there's no right and wrong answers, all you ever do is look down on people who disagree with you. Been there, done that...it's one reason I prefer computers.

...and if the FDA approved things quickly, you'd say they were just trying to make more profits for the evil medical companies, after unproven remedies killed people. I don't see any way of viewing the situation positively, it's lose-lose.

Ugh, I always hated those stories in which the Axis powers invade America. They never had any plans to do so. Germany wanted a continental empire going East until the Ural mountains. Japan wanted a resource area for itself, and never really figured out where its final objective was (Australia? India? Hawaii?) before the disaster at Midway happened and all plans went on hold. Italy...Mare Nostrum. They just wanted to dominate the Mediterranean.

None of them had any plans involving the U.S. homeland. Hitler foresaw war with the Americans, but not until the 1980s. The Axis powers meeting at the Mississippi River had zero basis in any kind of historical events.

Yes, this sort of hatred is exactly why we need to switch to tyranny, right away. We'll put society's highest IQs in charge and they'll rule us, and have the power to do what the smart thing is. What could possibly go wrong?

There are three professions where being untruthful is the key to success: Lawyers, salespeople, and marketing. All three are hired to portray their client in the most favorable light possible, and the very best ones lie through their teeth. The worst of these three are the marketers because they have legions of psychologists and scientists trying to figure out the best way to lie to people.

There is a perception among open source advocates that if open source software saves you money, you now owe some of that money to them. If you don't pay, you get called a freeloader. This agrees with the "from each according to his abilities" part of Marx's famous saying.