Here’s the scenario: when the boss sees co-workers having a quiet conversation, he wants to know what is being said (it’s mostly work related). He has his designated “snitches” and expects them to keep him apprised of all the office gossip – even calling them at home and expecting a run-down! This puts the “designees” in a really awkward position; plus, we’re all afraid any offhand comment or anything said in confidence might be either repeated or misrepresented. Needless to say, this creates a certain amount of tension between team members who normally would get along well, and adds stress in an already stressful atmosphere. There is also an unspoken belief that he will move people to different desks to break up what he perceives as people becoming too “chummy.” (It’s been done under the guise of “creating teams.”)

We used to be able to joke around a little or talk about our favorite “Idol” contestant to break the tension, but now we’re getting more and more skittish about even the most mundane general conversations (“Did you have a good weekend?”). This was once a very open, cooperative group who worked well together. Now we’re more suspicious of each other and teamwork is becoming harder. Do you think this was the goal? Silenced in SID

But if you don't have a bank, how can you establish a banking record? Once you get to a certain age, it becomes a Catch-22. Can't bank because don't have credit record. Don't have credit record because can't use bank.