But if you don't have a bank, how can you establish a banking record? Once you get to a certain age, it becomes a Catch-22. Can't bank because don't have credit record. Don't have credit record because can't use bank.
You show up in the bank with some money and tell them that you want to make a deposit. Couple of hundred bucks would do it. Banks love money. If on the other hand you show up with no money and ask for a credit, well than this is a different story. Did I say that banks love money?
To me it seems he was too optimistic. He got the technology part pretty well. What he underestimated was the dickishness of the average human:
"Even though production of 75W and 100W incandescent lamps were phased out earlier this year, many U.S. consumers remain blissfully unaware of The Energy Independence and Security Act (EISA) of 2007
They will happily swap the burned out bulbs with whatever is available in the store and most of them wouldn't notice much difference. Couple will find that some of the stuff they bought does not work with dimmer switches or some bulbs tend to be a bit bulky and don't fit in certain very tight enclosures. All of those will be swapped for free back in the store with suitable replacements. So what's the point of preparing in advance for the switch or knowing about it?
Now, the people hoarding incandescent bulbs are a bit more puzzling. Some of them probably have a get-rich-quick plan kicking into action and all I can say is good for them. The ones that are actively trying to avoid switching away from incandescent bulbs are completely different story. WTF people? What's the point of massively inconveniencing yourself with the storage of fragile items only to pay higher electric bills.
God made the integers; all else is the work of Man. -- Kronecker