Comment Re:Finally.. (Score 1) 130
Actually, most banks make you jump through more hoops than just "some idiot's username and password", when you want to use their software to make payments on your phone.
I personally had to have my card, a small code generating device that your bank will give you free, and my PIN, to then generate a challenge/response code from my card to allow the software access to my account.
Maybe you're referring to US banks though.. they seem to regard security as an annoying waste of money.