that little HR app that only a half dozen people use gets its' own server (no proper backup/redundancy mind you, but it's own box).
Apparently you've been under a rock for the last 5 years and completely missed the move to virtualization. Can you guess what the main business driver is? More efficient use of computing resources, power, and data centre infrstructure resulting from consolidation.
In China, most people write the same language
FTFY. While the written alphabet is consistent across China, my understanding is that the regional dialect groups (Mandarin, Wu/Shanghainese, Yue/Cantonese, etc.) can vary so much as to be effectively unintelligible to each other. While Mandarin may be the lingua franca of the national government, it isn't as widespread as English in the USA.
Then they are people who understand insurance as poorly as you appear to. The healthy pay the unhealthy's medical bills because a) the risk and cost is shared by all premium payers when they are healthy (including those who get sick later) b) the unhealthy don't need the added stress of getting huge bills to impact their attempts to get better and usually can't work while they're in traction or a coma.
You know, sort of like how in fire or flood insurance the people whose houses are standing help pay for replace the houses that got burnt down/flooded/washed away (but whose owners had paid insurance premiums). That's how insurance works!
"Your mother was a hamster, and your father smelt of elderberrys!" -- Monty Python and the Holy Grail