Is this two factor authentication? My bank has a list of 8 questions I provided to which I alone know the one word answer. When I log into my account, or do an online visa transaction, I am transferred to their security routine. I may be asked my data of birth, and randomly one of my questions for an answer that I provided. As I stated I alone know the answer. If my responses are correct, its an OK to accept my access or VISA transaction.

Off topic.
In Canada our debit and credit cards have the integrated chip since the late 1990's. We are shocked when we visited an American Casino this past month, and noted they did not as yet have support for such a system. I had to swipe the card, which was a true backward step, as far as security is concerned. In a way this is the other two factor authentication. I hold the card. Eventually, banks will demand Desktops with smart card readers for online shopping, or verification of your caller id.

I live in Montreal. Came here after age 40 from Englishville (Toronto Ontario). At that time Montreal was 60/40 French Engilsh in ratio. Today it is 80/20. I decided to immerse myself into the French language, which took me three years to really be comfortable. Comfortable means, understanding and laughing at jokes and participating in meetings and thinking in French.

My own children are bilingual as are my grandchildren. The grandchildren's public school program was for 4 years of French immersion -- all teaching in French, except gym, recess and lunch hour). Thereafter, it is half day in French, and a half day English.

At home we watch TV in either language and speak English to each other.
There is a benefit to the brain to having a second or third language. I cannot say exactly what it is, but I think it is because French/Spanish is a Latin Language, we have to think differently. And in being faced with technical problems, I quickly think of alternative technical solutions and consequences to problems. Is it because of the second language? I think so. But jokingly, my work associates say my proposals are presented faster in time than an I/O interrupt. And the proposals are solid solutions.

Eliminating a second language is in my opinion, narrowing your brilliance, your ability to think "out of the box", to broaden your knowledge, and most of all, to realize that there is no exclusivity on intelligence. Those second and third language students have a thinking and comprehension advantage over the unilingual individual.

Certain vaccines should be compulsary. Polio, Measles, diphtheria the Poxes. If your kid does not have any of those he should not be allowed in schools or where he is in contact with healthy kids.

Want a vaccine for the flu, thats not the same.

Re homeschooling. One concern I would have (I am now a grandfather), is the social skills and intermixing with other kids. As well, the recess, lunch hour and after school playing to burn energy. Home school children miss the interaction that is part of our healthy being.

I believe that the homeschooled child may have difficulty in adult years with interaction, or even with understanding his/her own children. If you were always isolated for learning around adults without other children around, you will have difficulty understanding how your child thinks. I would think that one should only do homeschooling if and only if there is a health problem.

I get annoyed with sentences containing "this".

There an efficient car engine for reduced fuel consumption. This helps with with cheap travel. Instead of This engine helps with cheap travel.

I also hate the written

There are five cars to choose from, Why not "There are five cars from which to choose"? The former is ok for spoken text.
Change the cars to cereals and choose to be eat and we get
There are 5 cereals to eat from. vs There are 5 cereals from which to eat. Am I out of sync? "Do not end a sentence with a preposition rule" is no longer to be observed?

Measles is making a comeback. If your kid is not vaccinated against it, don't bring him to school. We don't want it. Deaths from measles is pretty high.
Ditto for polio, ditto for many other illnesses such as whooping cough, meningitis.

Anti-vacciners are jeapordizing the population around them, as these anti's become the distributors of serious illnesses. Keep those kids out of schools.

Banks in every country have standard software to run the application, but then a myriad of little extraction programs to provide all kinds of analysis, from trending, use of SWIFT, anomalies in behaviour (large deposits or transfers).
There are two users for those reports. One is the bank.

One thing is for representatives to pay lip service to climate change, but the other is to convince them that excessive polluting of the air with CO2 from global burning of coal, oil and gas is the cause. Fossil fuels need to be replaced.

Here is what I have experienced where I live.

1) Winters are colder and summers are hotter. 2) Winter weather is like a yoyo (mild for a few days, and super cold for a few days).

Call it what you will, but our winter snowfall is half of what we had 40 years ago.

As we get older, we become more conservative in our views, and more skeptical. We know some GMO food is safe, but is all of it safe? For example, GMO corn was safe for humans, but it nearly destroyed the Bee population, and the honey harvests. We need to see the canary or mammal known to be delicate, consuming the GMO products, before we become partially convinced.

On the desktop, when the system is powered off, it is not truly off. The powersupply is on, and other power, however minimal, is obtained from the router or the hub connection. The powersupply is often sustained to keep the RAM alive, and some reboot info.

Want it off, disconnect it from the router. If it has wifi built-in (as some desktops do), use the powerswitch on the back of the computer to fully poweroff the system.

The companies now cannot gouge fees from you for ordinary speeds while your billing states Broadband. It also officializes the definition.

Wakeup guys, The Verizons, Comcasts, AT&T, Sprint, etc etc. now have to upgrade their services or reduce their billing charges.

I do a double backup to external hard drives. One is kept on site, the other offsite. When I backup something, I switch drives and redo the backup. Or, in other words, I take the backup to the second site and copy over the backup to the second one.

I expect sata / usb interfaces to be around for the next 10 years.

A very serious security problem has been found and patched in the GNU C Library (Glibc). A heap-based buffer overflow was found in __nss_hostname_digits_dots() function, which is used by the gethostbyname() and gethostbyname2() function calls.

In all legal ways to use the function, recognizing PATH_MAX == 256, is there a problem? So, it is a potential problem.

So, some library code was found that does not check for potential overrun. By broadcasting the routine name, hackers or ganifs will attempt to break into the system.

Why not just say, a new glibc has been released and fixes some serious bugs.

Without Windows, Linux desktop development would stagnate. Yes, MS is development and so will W10, when it is released.

If I compare that to the Gnome 3.14, I think I would prefer Gnome 3.14. with two supported and freely available tweaks.