Comment Well hang on there (Score 4, Interesting) 907
While I'm not saying we should take the word of the lenders without verification, neither should we take the word of the people who are on the receiving end. They may very well not be telling the whole story. Some people who have financial troubles have them because of their own choices, but they rarely admit it.
I had a roommate like that. He was an alcoholic who wouldn't admit it or deal with it. He continually made bad choices in his life, but would never admit anything was his fault. In terms of finance he never paid things when they came due, he didn't pay until he was forced to. It was "due" according to him when they were about to shut off his service, or the like. So he'd get mad about his cellphone getting shut down when he was "a day late" by which he really mean "45 days past the due date, over 30 days late, and had 2 threatening letters to disconnect."
So before you go jumping to the defense of the people in the article, you might want to see what the terms of something like this is. I don't know, and I'm not saying it isn't a "you have to pay by the second it is due or we shut it off," but it also might well be a normal "It is due on day X, late on day X+15, and we shut it off on day X+20," and the people involved have just decided that "X+20" is the day it is "due".
With regards to #2, where in the US if you call 911 do you not get an ambulance? They are not taxpayer funded, but they are required to take ALL calls. If there's a medical emergency, you'll get transport and treatment, even if you lack the means to pay. That is part of the problem with high healthcare costs (the costs of people who don't pay get rolled in to the people who do) and an excellent argument for universal healthcare at least for emergency treatment.