Amazon Prime brings free delivery, and ability to buy things online that you simply can't find in stores, even in major cities, which to me is a major deal. Plus, it's a yearly payment, not monthly, so even if you are cash strapped, you can budget for it. And, there's some things I've purchased that Amazon has broken down into an installment plan. Not through some partner service, but directly through Amazon that bills my card monthly. The last item they did that for me was a Champion 2500w dual-fuel generator which softened the blow of the purchase since I was rather cash strapped at the moment. Frankly, Prime would be one of the last things I'd consider cancelling
Netflix? Considering the abysmal signal to noice ratio of their "original content", you can get by just fine subscribing only 1 or 2 months out of the year, which is what I've been doing since 2017 and have managed to keep up with Ozark, Stranger Things, Cobra Kai, Squid Games, Better Call Saul, Ragnarok and a handful of other series and movies just fine