Anyone have other theories why this number is so much higher than the 5% of people who are just "late"?

The first window lasts from 0.08 years to 0.5 years, while the second window lasts from 0.5 years to 7.0 years. The relative window width is (7.0 - 0.5) / (0.5 - 0.08) = 6.5 / 0.42 = 15.47. So if each person only had zero or one debts, and no debt was ever paid off, you'd expect there to be 15.47 times as many debt holders in the second window as in the first. 15.47 * 5% = 77%. So the fact that it is at 35% means that there is some combination of people being in both categories and people paying off their debt while it is "In Collections." If it was 5%, or 77%, you'd be able to make a pretty solid guess that something was hinky, but 35% is in the "could be perfectly reasonable" range.

I'll also echo the sentiment that some creditors do a horrible job of billing. I had a large outstanding debt for years before finding it on my credit report. The company had a typo in my address from the original signup, but had been getting copies of my credit report which had my correct address. They sent all the bills to the incorrect address they had on file, never once contacted me at the address on file with the credit reporting company they had been contacting.

I can't find words for how much I hate Congress and the President for this.

I can. But I'm afraid that if I use them in public, I could be put on the secret watch list and have to face extra scrutiny in every LEO encounter when "possible terrorist, report to FBI" pops up on their computer.

Of course, that chilling effect means that the peaceful feedback mechanism that is supposed to moderate government overreach is being attenuated. When that moderation system is weakened, excesses grow. Fortunately, as The Declaration of Independence notes, "accordingly all experience hath shewn, that mankind are more disposed to suffer, while evils are sufferable, than to right themselves by abolishing the forms to which they are accustomed." So we have time.

But time grows short; The Declaration does not end with that phrase.

Decentralized Internet is badly needed

Very true, that is the only real solution to this problem. Whether corporations, governments, or criminals, the value in surveillance is too great to be resisted. The only solution is increasing the cost and detecting it when it happens. Decentralization will both make it more expensive to do generalized surveillance, and make it harder to do it without getting caught.

and nothing seems to be in works...

Not as true.

OwnCloud lets you host your own dropbox, mobile-to-desktop sync, etc.
MediaGoblin lets you host your own replacement for YouTube.
Asterisk lets you host an end-to-end encrypted replacement for Skype.
Tor and I2P let you slip past your ISP's surveillance net.

That's just the tip of the iceberg. Learn more at Stop-Prism.org.

Not to mention if chemical weapons were a casus belli, just about every country in the world would be a legitimate target.

Exactly. Like marijuana and copyright infringement for foreign policy.

Your government (I assume you are American) does provide foreign aid to Israel. It also supplies money and/or arms to a lot more unsavory countries like Egypt and Saudi Arabia. Sure, feel free to criticize Israel, but don't be hypocritical about it.

Can you quote me the part where I was being hypocritical? Can you show me where I said that I supported our funding of Egypt or Saudi Arabia? Or are you just trying to falsely discredit me because you don't like my opinion?

Israel's not very efficient at committing genocide. Boko Haram in Nigeria has killed far more people. ISIS in Syria too. Etc.

The Israeli-Palestinian conflict is a minor regional territorial conflict. But because of huge anti-Israel sentiment among UN members, combined with a healthy does of Islamic racism, this minor conflict that could have been settled years ago is kept festering because the Islamic bloc at the UN sees it as a useful tool to weaken Israel. It's pure cynical geopolitics fueled by Islamic fascism.

Not for me. For me, the problem is that my government arms Israel. I accept that many nations handle their regional bood-debt feuds with more bloodshed. It's stupid and self-propagating, but fine, go ahead, if that's your thing. But if you blow my paycheck on your cock-waving bullets, you become subject to my judgment of your actions.

Or, they could become less obstinate in blocking FOIA requests.

Why not have a herd of magical pink unicorns travel to DC and explain the problem to them. That seems like a more likely solution.

Here's my latest Snowden / Binney 2016 bumper sticker art, suitable for printing at 2.75" x 5" cropped size plus a .125" bleed, 300 DPI, on vinyl:
PNG
Vector (LibreOffice Draw)

This is my original artwork, CC BY-NC-SA, so print a pile and spread them around if you like. I use psprint.com, and I recommend searching "vinyl bumper stickers" on DuckDuckGo, where psprint is usually running a coupon in the search results. I haven't received the color proofs for this version yet, but these are corrected from a previous batch and should be pretty good.

Disclaimer: I have no affiliation with DuckDuckGo or PSPrint, and Snowden/Binney is (perhaps unfortunately) neither a real nor a realistic campaign. This is just for giggles.

When travelling from the UK to Chile... Flying is pretty much the only sensible option for me right now.
I pretty much hate the entire experience but there are not better alternatives for when you NEED to travel to some places.

When travelling in and around the UK I would never fly if I can avoid it as the entire experience has become pretty inconvenient.

Excellent -- it sounds like you are making all reasonable efforts to cut their cashflow.

>> There's also question of motivation. Why would soldiers waste expensive missiles for some irrelevant passenger plane?

> To shoot down Ukrainian military aircraft. They had already shot down a Ukrainian transport plane and a Ukrainian fighter within the previous week. They were on a roll.

That's the same point looneycyborg was attempting to make; that it was not terrorism because it was not an attempt to target civilians.

Though I agree with your accurate and informative correction regarding the civilian flight route issue.

This is way out of Bob the arms dealer's league.

Bob9113 here. Don't tell my potential customers what I can and can't supply. You don't know my inventory, nor my procurement abilities. Though you are right that the price would be substantially above $50,000.

"Travelling can be stressful and our aim is to make the interaction between human (passenger) and computer (check-in) as natural and helpful as possible."

Remember those stickers on the registers at K-Mart, facing the cashier, with the letters, "TYFSOK"? It stands for, "Thank You For Shopping Our K-Mart." The sticker was to remind the beleagured minimum wage employee to recite the words. Did anyone, ever, feel that the person mechanically parroting that catch phrase actually cared? How about the greeters at Wal Mart? (I think they've pretty much gone away, like the TYFSOK stickers)

You can teach an automaton to mimick human emotion, but even when it is an actual human such mimickry is patronizing and irritating. If you want human warmth, hire warm humans (downside; warm humans who can keep their positive mental attitude while working at an airport are expensive and they need time to recover from their shifts).

If you are going to use computers, embrace their natural advantages. Computers are fast, predictable, and emotionless. Those can be good characteristics in a user interface -- particularly when the customer just wants to get the process finished and move on. Work with the entire industry to develop a standard interface and sequence so the user and bang through it without even engaging their brain -- everyone is better off with travellers on autopilot. Painting a computer in whore's makeup won't make it a lover for any but the most desperate.

And, for you air travellers, a quick question: Why are you still endorsing them? Why are you still agreeing to be subjected to the TSA and the awful customer service of the airlines? Have you really made all reasonable efforts to switch to alternatives? If you aren't making significant personal sacrifices to cut their cashflow, you are lending aid and comfort to the enemy. I've driven 6,000 miles in the past year avoiding air travel. What are you doing?

Two-fer-one from this scene: Escaping The Reavers

"Faster, Faster, Faster would be better!"

or, "Kaylee! Heat her up, we got reavers!"

While the EPA is thinking about raising limits on how much radioactive material nuclear power plants can release into the environment there are no limits on what coal plants can release.

"But Teacher! Billy is punching people, so why can't I punch people?!?"

If you have empirical data to present on the risk of the current levels of radiation exposure measured in QALYs, and an argument for adjusting the current regulated level, present it. But saying that we should ease our regulation on this form of harm, merely because you assert that another form of harm is insufficiently regulated, is manipulative and irrational.

But the philosophical core of the region and the tech industry remains fundamentally progressive.

Never underestimate the power of a god. And make no mistake about it; to many in The Valley, Zuck is a god. Even among those for whom he is not, most worship at the temple of Facebook with more dedication, trust, and fervor than the average Christian. If that temple begins to emit a message, it will have a significant distorting effect on perception, just like the church -- and traditional religion doesn't have the power of computer aided psychological operations.