Comment Re:credit card info? (Score 1) 533
snip
First, contrary to popular belief, the sig on the back of the card is not there for identification purposes, but rather to indicate that you accept the terms of your cardholder agreement. If you do not sign the card, you cannot legally use it. Period. /snip
this is absolutely inaccurate. i know this because i put 'ask for id' on the back of all my cards. after a store refused to accept it, i called all my credit card companies and asked whether this was valid. they all reported that it was in fact valid, as the signature is present on the card for the specific purpose of ensuring that the presenter of the card is in fact the owner of the card. [that is to say the first line of defence is the shopkeep who verifies that the signature does in fact match] the fact that a. they are never checked, and b. when they actuallly are, apparently my signature looks like the words 'ASK FOR ID'.
[i find it particularly amusing when a shopkeep holds up my card and the receipt, and the reciept says something like 'yay' or 'albert einstein' and my card says ASK FOR ID, and they hand me my credit card and off i go.]
First, contrary to popular belief, the sig on the back of the card is not there for identification purposes, but rather to indicate that you accept the terms of your cardholder agreement. If you do not sign the card, you cannot legally use it. Period.
this is absolutely inaccurate. i know this because i put 'ask for id' on the back of all my cards. after a store refused to accept it, i called all my credit card companies and asked whether this was valid. they all reported that it was in fact valid, as the signature is present on the card for the specific purpose of ensuring that the presenter of the card is in fact the owner of the card. [that is to say the first line of defence is the shopkeep who verifies that the signature does in fact match] the fact that a. they are never checked, and b. when they actuallly are, apparently my signature looks like the words 'ASK FOR ID'.
[i find it particularly amusing when a shopkeep holds up my card and the receipt, and the reciept says something like 'yay' or 'albert einstein' and my card says ASK FOR ID, and they hand me my credit card and off i go.]
