I think you don't get what I am saying.
All blockchains (PoW, PoS, etc... does not matter) cannot scale on-chain. A blockchain is O(n) scalable, and that is pretty bad. It is completely impossible to have all monetary transactions in the world on-chain. But to think it should, is missing the point entirely.
The purpose of Bitcoin never was to replace existing transaction networks, nor traditional banks. If you read a bit about what Satoshi Nakamoto did and where he came from (being a Cypherpunk and adept Austrian School follower), you'd know that. The breakthrough invention of Bitcoin is digital scarcity, not a payment network.
Every-day payments can be routed off-chain by second layer solutions such as PayPal, Visa, traditional banks or the Lightning Network if you like a decentralized and anonymous solution.
What's important is that the underlying money (Bitcoin) cannot be controlled by central banks and is perfectly scarce... it has all the properties a good hard money must have for the first time in human history. And that of course is incredibly valuable. If you are not capable of seeing that, I can't help you.
Needless to say, not only the market disagrees with you, but also the likes of Elon Musk, Paul Tudor Jones, Stanley Druckenmiller, Michael Saylor, and a quickly growing list of investors, CEO's, hedge funds, etc....