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Submission + - 'I Broke Into a Bank Account With an AI-Generated Voice' (vice.com)

An anonymous reader writes: On Wednesday, I phoned my bank’s automated service line. To start, the bank asked me to say in my own words why I was calling. Rather than speak out loud, I clicked a file on my nearby laptop to play a sound clip: “check my balance,” my voice said. But this wasn't actually my voice. It was a synthetic clone I had made using readily available artificial intelligence technology. “Okay,” the bank replied. It then asked me to enter or say my date of birth as the first piece of authentication. After typing that in, the bank said “please say, ‘my voice is my password.’” Again, I played a sound file from my computer. “My voice is my password,” the voice said. The bank's security system spent a few seconds authenticating the voice. “Thank you,” the bank said. I was in.

I couldn’t believe it—it had worked. I had used an AI-powered replica of a voice to break into a bank account. After that, I had access to the account information, including balances and a list of recent transactions and transfers. Banks across the U.S. and Europe use this sort of voice verification to let customers log into their account over the phone. Some banks tout voice identification as equivalent to a fingerprint, a secure and convenient way for users to interact with their bank. But this experiment shatters the idea that voice-based biometric security provides foolproof protection in a world where anyone can now generate synthetic voices for cheap or sometimes at no cost. I used a free voice creation service from ElevenLabs, an AI-voice company. Now, abuse of AI-voices can extend to fraud and hacking. Some experts I spoke to after doing this experiment are now calling for banks to ditch voice authentication altogether, although real-world abuse at this time could be rare.

Comment Re: its funny how in college.. (Score 1) 270

This was research.

Without a control group, there is no point to it.

The goal was not to help this specific tiny group of people but to find out what works and what doesn't so millions of people can be helped.

Get a grip. Don't you suppose they screened them out of the control group, too?

Comment Re:Information like this shouldn't be banned... (Score 2) 154

Information like this shouldn't be banned...It isn't going to work. A better approach would be to ignore or scorn those who would post such personal information about something that is purely a painful family issue.

I don't think your definition of "work" and the judge's definition are the same. No one expects that this info won't be made public on the internet. By issuing a gag order, however, the judge provides legal leverage to prosecute or legally disadvantage dickheads who are harassing this family. What we have evidence you got your religious friends across the pond to post this info in defiance of UK law? Guess who's church is now classified as a criminal group collaborating with foreign religious extremists to undermine the lawful authority of the commonwealth?

Mind you, I don't particularly support the legal system to undermining the basic right of free expression, but at the same time if these people are claiming the legal protection of the law for themselves, they have to acknowledge that just because a law is not practically enforceable does not mean they won't be punished for breaking the law or encouraging those beyond its reach to do so. And in the end that may be enough to at least quash some of these religious nutjobs and keep them from harming innocent people in their attempt to force their own religious beliefs on others.

Comment Re:You can't make talking illegal. (Score 5, Interesting) 309

So only people who are unemployed can talk to politicians. Or do you want to make it illegal to give someone that particular job title? Do you see what I'm getting at?

I think you're being particularly obtuse. There is no reason that you can't give anyone any job title you like so long as they are not a government official. What laws should do is make it illegal for corporations and foreign governments and organizations receiving donations from either to contribute money to election funds; run political advertisements; or provide gifts, food, travel/travel expenses, entertainment, lodging, etc. to anyone in political office (elected or appointed) or to their relatives.

Sure you may not be able to ban individuals from going to visit congress critters and appointed officials, but you can sure as hell make them less likely to be received since they won't be bearing gifts or swaying an election in exchange for wink wink whatever. Sadly because of absurd Supreme Court rulings, such a law would most likely require a constitutional amendment, one that specifically states corporations are not individuals with the rights of individuals. I actually think this is doable as a grassroots reform movement and people could really get behind an independent party or group of politicians honestly trying to reform the laws and clean up the system. It certainly has popular support.

Comment Re:Only for high officials (Score 3, Insightful) 309

In other words that XO is completely ineffective, since lawmakers don't work in the executive office, and she's free to Lobby congressmembers all she desires. Starting immediately.

Not completely ineffective, just not as effective as we'd like. The next FCC commissioner, for example, cannot have her over to discuss what Comcast would like changed by the FCC. That is a real benefit. The problem being that most people don't give a damn and are too easily distracted by other issues so they don't vote out the corrupt legislators that don't pass a similar ban.

It is actually quite interesting. The so called Tea Party is a combination grassroots movement and lobbyist/PR firm funded movement that manages to focus completely on issues other than lobbying. This is an issue where the vast majority of Americans: Democrat, Republican, and independent are in agreement. Not many people think it should be legal for companies and foreign governments to give gifts to or meet with lawmakers or provide them with campaign funds. It's just that people are too distracted by other issues to gather together behind reform candidates and vote on it. There is some chance, this is the purpose of the Tea Party, to prevent a real grassroots movement that does end up rooting out corruption and banning most lobbying.

Comment Re:Just Wrong (Score 5, Interesting) 309

I thought there was a law against this.... Don't you have to wait two or so years before you can do this???

Congress refuses to pass a law. The Obama administration, on the other hand, issued an executive order the very first day banning lobbying by former members of the administration to executive branch employees. So because the legislative body is corrupt, she can lobby Congress. The executive is slightly less corrupt, so she theoretically can't talk to former co-workers or anyone in the executive branch (including the FCC) about law and policy changes without that member of the executive being fired. That's about as close to honest as we've been able to come in recent decades.

Comment Re:Only for high officials (Score 4, Informative) 309

When my father retired from NASA, he had to wait two years before he could work for anyone who did any business with NASA. Apparently this sort of thing doesn't apply to political appointees.

Executive order number 2, from Obama's first day on the job, bans lobbying for 2 years by former members of the administration. So no, there is no law, but there is an order in place that gets anyone in the executive branch meeting with her to discuss changes to laws or policies fired.

Comment Re:Foxconn != Apple (Score 1) 537

Correct me if I am wrong, but Foxconn manufacturing is mostly Apple products.

You're wrong. Foxconn makes everything, the Kindle, The Xbox360, the Wii, The PS3, Motorola cell phones, Intel branded motherboards. Apple is a big customer, but only about 20% of their business.

So, I think Apple could have a great deal of say in all of this if they wanted to.

Apple does have a good deal of say, for the factories supplying Apple, which Apple regularly audits and requires human rights policies to be upheld. You can read their audit and required remediations openly published on Apple's web site as well as see a list of the suppliers Apple has stopped working with entirely because of human rights violations. Now see what information you can find on what all those other companies have done. Have any of them ever done anything to make things better? And it is Apple the Daily Mail decides to pin it on. Brilliant!

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