I think that Microsoft should give more attention to this details and show the users how bad a Administrator account can be bad for you, intead of waisting millions in new "protection" software.
For thouse that want to watch the videos...
They are all in portuguese (sorry for that), and the SO in the test did not have any updates or any antivirus installed.
How to create a normal account and secute drive C
http://rapidshare.de/files/1815234/segms1.exe.htm
Sober.G running as a normal user
http://rapidshare.de/files/1815305/segms2.exe.htm
Sober.G running with Administrator Powers
http://rapidshare.de/files/1815380/segms3.exe.htm
Sasser running as a normal user
http://rapidshare.de/files/1815590/segms-sasser.e
Sober.P(O) running as a normal user
http://rapidshare.de/files/1815661/segms-sober.ex
Hackers are just a migratory lifeform with a tropism for computers.