You are vulnerable (Score 1)

Example: give me a copy of one of your checks, and I could drain your entire checking account. That's without ANY access to your bank's computers or hacking any systems. Using a completely legal mechanism (in an illegal way). That is just one example of how vulnerable you are even without your SSN being compromised. Obviously, there's no way I will describe how to do it, but it's remarkably easy. In case you are wondering I am CEO of company in California called Truston that helps victims of ID theft and financial fraud. We're launching our web service in January 2006. http://www.trustoncorp.com/