And while there is plenty of blame for "the system", I would not say that the people are much better. It is a mixture of envy, hubris and a greed that makes the gig economy so attractive to many people: they think that professionals just rake in the money (uber driver trying to be a rich cabby), they overestimate themselves and their business skills, and they fail to account for the operating expenses and costs of providing a service.
In the past, you often have to satisfy a certain standard to run a business or provide services, and that standard would require formal teaching in your subject area and in business. Now we have "deregulated" the market, and everybody can do everything, including working themselves into the ground. It turns out that "the freedom to work yourself into the ground" is not that great after all. As I said, hubris is part of it.