"Underbanked" accounts for 80% or more of that statistic you mentioned. Someone decided that anyone who doesn't have enough bank accounts or who used some other form of financial tool in the past few years is "underbanked". They counted people and came up with a number and judged that those people aren't banking enough and so lumped them into a statistic.

*It is totally false that 25% of people in the USA do not have a bank account.*

I think this shows that we just shouldn't have social media. Cancel it all. Maybe start over, maybe try again but the current crop of enormous companies aren't good steward of the truth, our data or our privacy.

We used to call this "gains in efficiency" with increased production from less labour. It is what drove the industrial revolution and has been responsible for the high standard of living and low priced commodities we enjoy today.

If you want multi user video conferencing, not all are created equal.
After trying many products, I settled on OOVOO because of reasonable cost (free for two-way, pay for more), quality (excellent), and features (even higher quality video and ability to chat with those who don't have the application installed).

Definitely an option for those of us who are mere mortals...

While they talk about recharging the car between races, there is a diagram on their website http://www.green-gt.com/index.htm that illustrates that they will be using Hydrogen to store the energy and using fuel cells to generate electricity.