You've narrowed my choices. I'm in the market for a new GPS, and now I know which brand I will WON'T and will NEVER purchase! Nor will anyone else I know if I have my way! Why do companies think that making it so-called "anonymous" makes it ok to track your every move without consent?

According to http://www.visa.ca/chip/cardholders/emvstandard/index.jsp, the EMV Chip & PIN standard is also used in Canada, not just Europe.

This is exactly why we need two-factor authentication for the encryption to be secure. If the password is too complex/long, it will be written down. If it's too easy/short, the password can be brute forced.

And they WILL write the password down.