Re:It's done everywhere else, so why not in the US (Score 1)

At least here in Germany there is an added incentive for the commpanies not to charge falsely. If the charge is recalled by the customer the charging company has to pay a recall fee. As far as i know this fee is 15 EURO. This is a substantial amount of money to loose on a false debit.

Because of this most companies are very fast in repaying money they charged falsely. I even saw a few disclaimers on invoices to call the company if something is wrong with the invoice and not to recall the money. This seriously changes the balance of power between customer and companies.

On the other hand some vendors are moaning that this gives to much power to the customer to order something and recall the money once the goods have arrived. To get there money they have to take legal steps or give the debt to a debt collecting agency. But such cases are rare as most customers are honest.