Just FYI, maximum credit score is 850 (both FICO and current Vantage score, since 2013. Previous Vantage score had a max of 990). Unless your 876 was prior to 2013, I have to call you on that.

I've had morphine, twice (kidney stones in 1992 and appendicitis in 2005). It does NOT make the pain go away. It simply makes you not care that it hurts. I can easily see pain reaching the point where morphine no longer makes you not care that it hurts.

Your dog craps both dog and cat poop? Weird...

If they can get away with paying 0% (or close to it), what is the incentive to pay the 20% in your example?

Google does.

"The glass is self-cleaning, anti-reflective, and superhydrophobic." This sounds like the perfect glass for eyeglasses.

He must have put a ton of money down. A 30 year fixed rate (ten years ago that ran around 6.875%) for an $18,000 house with 20% down gives a payment of $113.35. No idea where you're getting $20. This doesn't include property tax or insurance, either. Also, must have been a very small bank, since almost all of the big banks required at least a $50,000 loan for the better rates. For $14,400 (18k - 20%), they likely would add 3/8 to 5/8 to the rate.

My gas bill and water bill both charge fees to pay online (one is a $1.50 fee, the other is whatever Western Union charges), so I send checks. A stamp is cheaper than their fee. The stupidest one I ever had, though, was a car loan that was through CitiBank (the dealership got me a great rate: 0.9%). They only accepted payments online via Western Union. Yet, the CitiBank credit card my wife has allows us to pay online with no fees. WTF? You're the SAME DAMN COMPANY. Share the payment functionality between divisions. We paid that loan off as quickly as possible and I will be certain to never use CitiBank for a car loan, ever again.

THANK you! That's been pissing me off for a while.

I leave them in piles on my desk until either I, or my wife (usually her), becomes annoyed enough to stick them in the file drawer (neatly organized). We keep all bills on a 2 year cycle and all tax forms (and related documents) on a 7 year cycle. Everything outside of the 2/7 year range that has any identifying information (names, addresses, phone numbers, SS#'s, etc) on it is shredded.

Ever heard of this one? My father in law told me about it.

A Nuclear Incident "Worse Than Three Mile Island"

The wikipedia version.

And this one is fairly close to where I live (though thankfully not WHEN I lived here. Which is now. And not then).

Yeah, but you had to pay up front.

I've always enjoyed utilizing an onomatopoetic nickname.

I guess what surprises me the most is that I'd have thought the biggest problem with having 20 tabs open is... you have 20 tabs open. Are you seriously reading all those websites at the one time? If so, then you must have the worst case of ADHD I've ever come across! Please, get some help :-)

I work in technical support for an eCommerce company. I have two FF browser windows open with 5-8 tabs in each one (minimum). I manage whatever issues I'm working on plus look up other sites to assist the lower level techs with their questions, too. Sometimes I'll need to test email functionality, so I'd open GMail, Yahoo Mail and Hotmail all at once. So, yes, there are real reasons to open multiple tabs (I also have Opera and Safari installed, too, for those rare instances where I need to test those browsers, too).