I live in Oregon too and none of what you describe is how the ACA has affected me. And I'm self-employed. Since ACA has come along, this is the first time in about a decade where the monthly cost of my health insurance was flat or decreasing. Coincidence? I think not.

only a moron would pay $1500 to have an iPhone they could use with Verizon or T-Mobile or Sprint.

Right, like the tens of millions of morons who pay $1,500 for a computer to use with comcast/your rboc/telco etc to surf the web and do email...