Re:No (Score 1)

In my opinion, people who are going to use that are in for a surprise. I bet 9 times out of 10, their rates are going to go up, instead of going down.

A few years ago, my parents received a call from their house insurance company, doing a "survey" to know what kind of home installations/appliances their customers were using. The lady said that responding to the survey would make the insurance price go down.

Needless to say, the next year, the insurance company sent us a bill 250% higher (about 1500$ more) because we were using an oil furnace, even though the installation was new, and special precautions were taken to prevent oil leaks.

That's the way insurance companies do business