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Comment Insurance companies will find a loophole (Score 1) 106

The insurance companies will find a way around this. Very high deductible - 5mil? 10mil? Change the wording on compensation for loss. Your 1year old home burns down you get 90% of the value minus the deductible. A 10+ year old home is lost, you get 1% of the value minus the deductible. Sure, you lost your residence, but the land is still "good."

Comment **No Title** (Score 1) 104

Agree... Prior art? https://github.com/quozl/netre... Mon Apr 24 22:30:47 2006 * ntserv/ntscmds.c: add a vote to temporarily ban, which requires 100 non-banned logins before the temporary ban expires. If the banned IP address tries in the meanwhile, the countdown is manipulated upwards. * include/config.h.in: add a vote to temporarily ban, and disable VICIOUS_EJECT now that a ban vote is available. * include/struct.h: add a structure for temporary bans, which expire according to the number of login attempts that are not banned. * ntserv/main.c (main): split permanent bans from temporary bans, rename the functions, and give different responses in messages.

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